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15-03-2018 дата публикации

NFC PAYMENT METHOD AND APPARATUS IMPLEMENTED ON MOBILE TERMINAL

Номер: US20180075445A1
Автор: Rendan PAN, Wenwen GUO
Принадлежит:

Disclosed embodiments include an NFC payment method and apparatus implemented on a mobile terminal. In some embodiments, an NFC payment function of a mobile terminal is activated; an NFC connection to a POS terminal is directly established in an inactive-screen state, so as to start the current payment process; payment authentication is performed on a user, so as to instruct the POS terminal to make a payment when the authentication is completed. Some embodiments of the present disclosure provides a more convenient and efficient NFC payment manner. In some embodiments, the system can directly invoke NFC quick payment in an inactive-screen state, which significantly reduces an operation time and operation cost of a user. Moreover, the user may need to be authenticated before the payment, which also guarantees the security of the payment. Therefore, some embodiments of the present disclosure provides better mobile quick payment experience for the user. 1. An NFC payment method implemented on a mobile terminal , the method comprising:activating an NFC payment function of a mobile terminal;starting a current payment process after detecting the mobile terminal in an inactive-screen state by establishing a direct NFC connection to a POS terminal; andperforming payment authentication on a user, and instructing the POS terminal to process a payment after completing the payment authentication.2. The method according to claim 1 , wherein activating comprises:establishing an association with a payment APP for an NFC payment after starting the NFC payment function of the mobile terminal.3. The method according to claim 1 , wherein activating comprises:enabling the NFC payment function in a payment APP used for an NFC payment.4. The method according to claim 1 , wherein starting the current payment process comprises:invoking the payment APP used for the NFC payment, and performing the payment authentication on the user.5. The method according to claim 1 , wherein performing the ...

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Номер записи: 1
04-10-2022 дата публикации

NFC payment method and apparatus implemented on mobile terminal

Номер: US11461762B2
Автор: Rendan PAN, Wenwen GUO
Принадлежит: Baidu Online Network Technology Beijing Co Ltd

Disclosed embodiments include an NFC payment method and apparatus implemented on a mobile terminal. In some embodiments, an NFC payment function of a mobile terminal is activated; an NFC connection to a POS terminal is directly established in an inactive-screen state, so as to start the current payment process; payment authentication is performed on a user, so as to instruct the POS terminal to make a payment when the authentication is completed. Some embodiments of the present disclosure provides a more convenient and efficient NFC payment manner. In some embodiments, the system can directly invoke NFC quick payment in an inactive-screen state, which significantly reduces an operation time and operation cost of a user. Moreover, the user may need to be authenticated before the payment, which also guarantees the security of the payment. Therefore, some embodiments of the present disclosure provides better mobile quick payment experience for the user.

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Номер записи: 2