TOUCH PAYMENT BASED CARD PAYMENT ASSISTIVE DEVICE AND METHOD

17-07-2015 дата публикации
Номер:
KR0101537553B1
Принадлежит: 주식회사 다날, 주식회사 다날
Контакты:
Номер заявки: 01-13-102019608
Дата заявки: 08-10-2013

[1]

Leader to (tag) electronic tag are of the present invention in the embodiment, a client terminal (reader) the tag for making payments to card is mounted which can support. technology.

[2]

Recent, in case that the customer, check point, a destination, instead settling cash in cards such as card or the like, which is based on electronic payment to a decimator is provided to convert specific gravity.

[3]

Usually, card based electronic a settling system has a card settlement for handling at the presented card provided in the member store, card card settlement terminal people in member store magnetic stripe portion of said card settlement terminal after recognition of the cards server card Company is by sending the information to payment information, the payment server is the operator ISDN manner in which a driver performs an.

[4]

However, card payment method the damage to a magnetic stripe of the card when a load is, card settlement is can be of the wafer is not performed, the rug card settlement terminal to contact the outer periphery of member store them need to be, these in shop by using personal portable terminal is cut at every block based on beach card settlement terminal is not less cost is reduced as ., however, have the disadvantage that.

[5]

, The smart phone microprocessor such as a mobile terminal is mounted which popular, this mobile terminals such as electronic tag (tag) in the NFC (Near Field Communication) which can recognize that a recognition module are mounted a mobile terminal is heavily present.

[6]

Therefore, point, a destination, check card after inserted into the electronic tag or the like such an electronic tag which can recognize that a contacting the card at a mobile terminal, said mobile terminal is corresponding and extracting information card the card Company server by performing a processing buyers and, magnetic stripe card settlement name is portion to resolve the obstacle conflict of obstructions, beach card settlement terminal to contact the outer periphery of shop without the need, at, a mobile terminal having the relating to the scanner function to card settlement through only a particular, and a payment system can be. in need a higher melting.

[7]

Electronic tag (tag) of the present invention in the embodiment are the card that is is mounted said electronic a reader (reader) is mounted a client terminal in contact with the, said client terminal from said information a card with respect to card for the amount of money buyers and receives information, said predetermined authentication software block requests authenticate to a client terminal after performing a card Company server by performing a settlement processing, card settlement displaying kind of the used in..

[8]

The present auxiliary device for card settlement of pre based settlement touch according to one embodiment of the invention an electronic tag (tag) leader (reader) is mounted to said electronic tag is mounted a client terminal the card that is contact with the, said client terminal is said card mounted on the electronic tag and recognizing said said surface extract information to a card with respect to card, said card information and said from said client terminal accomplished through the card receives information about the settlement a information reception portion receives, said card information and said settlement for information is received, said client terminal for payment approval authentication value request unit requesting the authentication value, from said client terminal said authentication value is received, said received authentication value and performs verification on, said authentication value for verifying system when the contents are executed, said card information are provided to the selected card Company based on said settlement a card with respect to payment approval request; and a settlement approval request said card Company server and said settlement a card with respect to payment approval system when the contents are executed, said client terminal associated with said card payment approval for transmitting settlement completion information includes transmission element completion information.

[9]

Furthermore, the present according to one embodiment of the invention an electronic method auxiliary for card settlement of pre based settlement touch a reader is mounted said electronic tag is mounted a client terminal the card that is contact with the, said client terminal is said card mounted on the electronic tag and recognizing said said surface extract information to a card with respect to card, said card information and said client terminal from said card for settlement accomplished through the for receiving information, said card information and said settlement for information is received, said client terminal for payment approval step requesting the authentication value, from said client terminal said authentication value is received, said received authentication value and performs verification on, said authentication value for verifying system when the contents are executed, said card information are provided to the selected card Company based on said settlement a card with respect to payment approval request, and subjecting the card Company server said settlement a card with respect to payment approval system when the contents are executed, said client terminal associated with said card payment approval for payment completion information includes for transmitting.

[10]

Electronic tag (tag) of the present invention in the embodiment are the card that is is mounted said electronic a reader (reader) is mounted a client terminal in contact with the, said client terminal from said information a card with respect to card for the amount of money buyers and receives information, said predetermined authentication software block requests authenticate to a client terminal after performing a card Company server by performing a settlement processing, used in card settlement can be receives an initialization signal.

[11]

Based settlement touch according to one embodiment of the invention Figure 1 shows a a are also outlines system for card settlement of pre general outline is shown in the system. Figure 2 shows a a are also auxiliary for card settlement of pre based settlement touch according to one embodiment of the invention it is shown a. plane from the structure of device. Figure 3 shows a a are also auxiliary for card settlement of pre based settlement touch according to one embodiment of the invention is shown that method a order.

[12]

Various modification of the present invention refers to various embodiment thereby, the cold air flows that can apply which may have bar, specific drawing illustrated in the embodiment are defined in the description are disclosed and. rapidly and to reduce a memory. However, the present invention with a particular embodiment of the physical shape not defined to be, included within the scope of the present invention all changing a concept and techniques, including replacement water and equalization should understood. Each drawing while describes similar references in a similar was to use components.

[13]

To other components is any component "is connected" know "is connected" when-mentioned that, that different structural elements thereof connected directly to or may be is connected, intermediate the other components may be present that. to be understood. While, to other components is any component "is directly connected with the" know "are directly connected" when-mentioned that, intermediate the other components there is no will should be understood.

[14]

The present application only a term use in a particular embodiment used to describe the thereby, the cold air flows are added, is not intending to be defining the present invention. Contextually representation a plurality of differently it is apparent that without the carelessly, includes multiple representations. In the present application, "comprising" or "having ." a set of terms, such as a specification to the features, number, step, operation, components, component or a combination of these is designates the feature to which is present does, number to execute another aspect of one or more, step, operation, components, component or a combination of these existence of a without excluding the possibility or additionally pre should understood.

[15]

Other is not defined, technical or scientific for a term including to the all terms are person with skill in the art in the present invention is in the field of the upwardly urged by equivalent to those that would have been understood have the meanings of wet liquid to flow down. Generally are defined as the dictionary used for, such as terms are on wherein the nodes refining the context of related techniques consistent semantics and having having the meanings must be interpreted to, the present application, become manifest in a do not define, excessively or is ideal for the widest sense of the formal does not interpreted.

[16]

In hereinafter, the present invention according to in the embodiment are drawing with an. rapidly and to reduce a memory reference to.

[17]

Based settlement touch according to one embodiment of the invention Figure 1 shows a a are also outlines system for card settlement of pre general outline is shown in the system.

[18]

With a 1 also, the present according to one embodiment of the invention a touch system for card settlement of pre based settlement touch based settlement auxiliary device (110) for card settlement of pre, client terminal (120) and card Company server (130) can be constructed to.

[19]

Wherein, client terminal (120) the desktop PC, mobile terminal, PDA, notebook, such as tablet PC NFC (Near Field Communication) and a a predetermined metric such as the electronic tag (tag) (reader) a reader in the cluster are aware of the at the same a microprocesseur based on based on device may be embodied in

[20]

First, user client terminal (120) for card settlement of pre based settlement the touch through auxiliary device (110) connected to conducting the initial user registration, client terminal (120) for card settlement of pre a touch settlement based auxiliary device (110) to touch said for card settlement of pre based payment settlement system in related to use process can send a request registration..

[21]

The, auxiliary device (110) for card settlement of pre based settlement touch the client terminal (120) from said first use registration when a request is received, to randomly generate a predetermined authentication number are delivered to a client terminal (120) for enabling a user to transmit.

[22]

The, client terminal (120) the authentication number is received, throughout the displaying said a charge pump outputs current authentication number, reporting certification number, lottery, event, said user client terminal (120) to the authentication said input number can be supporting.

[23]

Furthermore, client terminal (120) from a user input the authentication said when, said inputted for card settlement of pre based settlement touch number auxiliary device (110) for enabling a user to transmit.

[24]

Auxiliary device (110) for card settlement of pre based settlement touch the authentication number is generated client terminal (120) after transmitted from the light receiving units into predetermined (predetermined) time within a client terminal (120) from the authentication said if received number is, said user client terminal (120) true for judges whether inexperienced user, client terminal (120) for card settlement of pre touch settlement based the drive application associated with a unique registration number said generated after generating the registration number the client terminal further includes a display (120) for enabling a user to transmit.

[25]

The, client terminal (120) the registration number is received, throughout the displaying said registration number and output to the first, by the user client terminal (120) to said application is provided after client terminal (120) in said application and when first, client terminal (120) from a user for said registration number input window index finger receiving. are capable of outputting.

[26]

The, said user client terminal via one input window (120) to the same said registration number such as an output level, a registration number, client terminal (120) received from a user for card settlement of pre based settlement the touch the registration number auxiliary device (110) for enabling a user to transmit.

[27]

The, auxiliary device (110) for card settlement of pre based settlement touch the client terminal (120) to said application is provided after client terminal (120) the users determine a structure of basic number previously generated from the same registration number registration number is received, said application client terminal (120) a driven in client terminal a driving control signal (120) for enabling a user to transmit.

[28]

The, client terminal (120) for card settlement of pre a touch settlement based auxiliary device (110) receives said a driving control signal from said received a driving control signal based on the normal application said driving switch.

[29]

According to one embodiment of the present invention, auxiliary device (110) for card settlement of pre based settlement touch the client terminal (120) from said first use registration when a request is received, prior invention as described above wherein, client terminal (120) in said application can be driven to the second process from which a client terminal (120) associated with user authentication and from after receiving the authentication key-created hash functions are plurality of selecting said authentication key input by applying the plurality of hash value can be computing likely.

[30]

Wherein, said authentication key used for authentication of real user and user of the source gas including the hydric atom said user secret number can be optionally..

[31]

Auxiliary device (110) for card settlement of pre based settlement touch the plurality of hash value operands for system when the contents are executed, said operation a plurality of hash values saved data is stored in a database, said plurality of predetermined hash function for client terminal (120) for enabling a user to transmit.

[32]

The, client terminal (120) for card settlement of pre a touch settlement based auxiliary device (110) from said plurality of predetermined hash function is received, said plurality of predetermined hash function are stored in a memory can.

[33]

Until now, the based settlement touch according to one embodiment of the invention for using system for card settlement of pre in registration process described. Hereinafter in actual card settlement is performed as further described process a to.

[34]

Client terminal (120) for the registration is complete first use said, client terminal (120) to said driving control signal being received and a client terminal (120) in said application since the driven advertisement fee to perform for making payments to, client terminal (120) in said application the drive in a state in which the client terminal (120) a predetermined electronic tag is mounted card (140) is in contact with the, client terminal (120) a client terminal (120) using a reader is mounted on the card (140) where the pellicle is hardly degraded in said electronic tag in the cluster are aware of the.

[35]

Furthermore, client terminal (120) the from the electronic tag card (140) a card with respect to may extract the information, said extracted card information and card (140) for accomplished through the settlement information about the touch settlement based for card settlement of pre auxiliary device (110) for enabling a user to transmit.

[36]

The, auxiliary device (110) for card settlement of pre based settlement touch the client terminal (120) from said card information and said settlement for information is received, client terminal (120) for payment approval to can request a authentication value.

[37]

The, according to one embodiment of the present invention, auxiliary device (110) for card settlement of pre based settlement touch the client terminal (120) to, said plurality of selecting said authentication value N-created hash functions on said second hash function (N is a natural number) input authentication key-created hash values operation applied to can request a.

[38]

The, client terminal (120) the hash value when a request is received to, and registers the input authentication key said from a user said memory stored on a plurality of said selecting said N-created hash functions on said second hash function the input from a user by applying the input authentication key can be operating the hash value.

[39]

Furthermore, client terminal (120) the operation-created hash values for card settlement of pre based settlement a touchscreen auxiliary device (110) for enabling a user to transmit.

[40]

The, auxiliary device (110) for card settlement of pre based settlement touch the client terminal (120) from said N operation value operated based on the second hash function-created hash values is received, stored in said database a plurality of hash values in value operated based on the second hash function N the hash value to the client terminal (120) compares-created hash values received from positive hash value are identical to each other can be determines whether.

[41]

If, stored in said database a plurality of hash values in value operated based on the second hash function N the hash value to the client terminal (120)-created hash values received from in case it is judged that the are identical to each other, auxiliary device (110) for card settlement of pre based settlement touch system and method for payment approval has verification for the time card Company server (130) based on said card information by connecting to said settlement a card with respect to payment approval request can be.

[42]

Furthermore, touch settlement based for card settlement of pre auxiliary device (110) has card publicity server (130) in said settlement a card with respect to payment approval system when the contents are executed, client terminal (120) to said associated with payment approval card settlement completion information can be transmission.

[43]

Eventually, the present according to one embodiment of the invention for card settlement of pre based settlement touch auxiliary device (110) an electronic tag is mounted card (140) is said electronic a reader, a client terminal (120) is arranged on a rear surface of, client terminal (120) a card (140) a card with respect to information buyers and receives information for the amount of money, predetermined authentication procedure the client through terminal (120) after performing a authenticate to a server card Company (130) connected to by performing a settlement processing, used in card settlement can be receives an initialization signal.

[44]

Figure 2 shows a a are also auxiliary for card settlement of pre based settlement touch according to one embodiment of the invention it is shown a. plane from the structure of device.

[45]

Also refers to surface 2, the auxiliary device (210) for card settlement of pre based settlement touch according to one embodiment of the invention the information reception portion receives (211), authentication value request part (212), payment approval request part (213) and completion information transmission unit (214) includes.

[46]

Information reception portion receives (211) comprises an electronic tag to leader, a client terminal (230) said electronic tag is mounted to the card that is contact with the, client terminal (230) is said card mounted on the electronic tag and recognizing said said extract information to a card with respect to card surface, client terminal (230) from said information and said card settlement accomplished through the card receives information about the a.

[47]

Authentication value request part (212) the card information and said settlement for information is received, client terminal (230) for payment approval to requesting the authentication value.

[48]

Payment approval request part (213) the client terminal (230) from said authentication value is received, said received authentication value and performs verification on, said authentication value for verifying system when the contents are executed, card Company server (240) based on said card information by connecting to said settlement a card with respect to payment approval request performs.

[49]

Completion information transmission unit (214) has card publicity server (240) in said settlement a card with respect to payment approval system when the contents are executed, client terminal (230) to said card payment approval for payment associated with and transmits the completion information.

[50]

According to one embodiment of the present invention, touch settlement based for card settlement of pre auxiliary device (210) has an authentication number transmission unit (215), registration number transmission unit (216), transmitting control signal part (217) may include further.

[51]

Authentication number transmission unit (215) the client terminal (230) from said card for making payments to and provides a first use registration when a request is received, are delivered to a client terminal to randomly generate a certification number, lottery, event, (230), and transmits the.

[52]

Registration number transmission unit (216) the authentication number is within a predetermined time after production and client terminal (230) from the authentication said authentication number is received, client terminal (230) in performance of a process for making payments to card said associated application is between the interface processor of the registration number generates client terminal (230), and transmits the.

[53]

Transmitting control signal part (217) the client terminal (230) to said application is provided after client terminal (230) from the same said registration number registration number is received, said application client terminal (230) a driven in client terminal a driving control signal (230), and transmits the.

[54]

The, according to one embodiment of the present invention, client terminal (230) a client terminal (230) to said driving control signal is received and said ground driveable application, said application upon the drive of said card mounted on the electronic tag and recognizing said said card a card with respect to the memory includes depth information.

[55]

According to one embodiment of the present invention, touch settlement based auxiliary device (210) for card settlement of pre-created hash values has storage unit (218) may include further.

[56]

Hash value storage unit (218) the client terminal (230) from said card for making payments to and provides a first use registration when a request is received, plurality of predetermined hash function for client terminal (230) of the lower side from the, client terminal (230) user authentication and from associated with the selected after receiving the authentication key by inputting authentication key to said predetermined plurality of predetermined hash function for said operation value operated based on the database (219) a plurality of hash values stored in.

[57]

The, according to one embodiment of the present invention, client terminal (230) the first use registration request for card settlement of pre based settlement the touch corresponding to auxiliary device (210) from said plurality of predetermined hash function is received, said plurality of predetermined hash function are stored in a memory can.

[58]

After, client terminal (230) to said card is mechanically frictionized with, client terminal (230) from said card information and said settlement for information is received, authentication value request part (212) the client terminal (230) to said plurality of selecting said authentication value N-created hash functions on said second hash function (N is a natural number) input applied to predetermined authentication key-created hash values operation can request a.

[59]

The, according to one embodiment of the present invention, client terminal (230) said N the operation value operated based on the second hash function to-created hash values when a request is received, client terminal (230) from users of the televisions from the permissive range, the authentication key to said predetermined, said selecting a plurality of stored in memory said N-created hash functions on said second hash function is applied on input an authentication key predetermined said can be operating the hash value.

[60]

The, payment approval request part (213) has-created hash values receiving unit (220) and an authentication value authentication section (221) having a thermal expansion rate similar to further includes, hash value receiving unit (220) the client terminal (230) from, said predetermined client terminal by inputting authentication key to (230) stored in the plurality of selecting said second said N-created hash functions on the same hash function value operated based on the hash function hash receives said, authentication value authentication section (221) the database (219) stored in the N plurality of said second hash function hash values in the hash value to the operation value operated based on the client terminal (230)-created hash values received from when it is determined to coincide with each other, said authentication value verification on. can complete the.

[61]

Or more, also 2 based settlement touch according to one embodiment of the invention the present by referring to auxiliary device (210) for card settlement of pre described to. Wherein, the auxiliary device (210) for card settlement of pre based settlement touch according to one embodiment of the invention door has touch the invention relates to using 1 for card settlement of pre based settlement auxiliary device (110) for operation of an configuration and the corresponding can be, more detailed for the dispensed to the described.

[62]

Figure 3 shows a a are also auxiliary for card settlement of pre based settlement touch according to one embodiment of the invention is shown that method a order.

[63]

Step (S310) electro-wetting a reader is mounted said electronic tag is mounted a client terminal the card that is contact with the, said client terminal is said card mounted on the electronic tag said and recognizing extract information to a card with respect to card said surface, said client terminal from said information and said card settlement accomplished through the card receives information about the a.

[64]

Step (S320) in said card information and said settlement for information is received, said client terminal for payment approval requesting the authentication value.

[65]

Step (S330) from said client terminal in said authentication value is received, said received authentication value and performs verification on, said authentication value for verifying system when the contents are executed, said card information are provided to the selected card Company based on said settlement a card with respect to payment approval request performs.

[66]

Step (S340) said card Company server in said settlement a card with respect to payment approval system when the contents are executed, said client terminal for payment associated with said card payment approval and transmits the completion information.

[67]

The, according to one embodiment of the present invention, auxiliary for card settlement of pre based settlement touch said method prior to step (S310) for making payments to said card from said client terminal and provides a first use registration when a request is received, said to randomly generate a certification number, lottery, event, and transmitting at least client terminal, said authentication number is within a predetermined time after production and said client terminal from the authentication said authentication number is received, said client terminal in performance of a process for making payments to card said associated application is between the interface processor of the registration number said client terminal generates said client terminal and prints the application is provided after said registration number from said client terminal the same registration number is received, said client terminal driven in said application a a driving control signal said step of transmitting to a client terminal may further include any.

[68]

The, according to one embodiment of the present invention, said client terminal said client terminal to said driving control signal is received and said ground driveable application, said application upon the drive of said card mounted on the electronic tag and recognizing said said card a card with respect to the memory includes depth information.

[69]

Furthermore, according to one embodiment of the present invention, auxiliary for card settlement of pre based settlement touch said method prior to step (S310) for making payments to said card from said client terminal and provides a first use registration when a request is received, said plurality of predetermined hash function for of the lower side from the client terminal, from said client terminal user authentication and associated with the selected after receiving the authentication key by inputting authentication key to said predetermined predetermined plurality of said operation value operated based on the hash function for a plurality of hash values database the may further include any.

[70]

The, according to one embodiment of the present invention, a client terminal said first use registration request corresponding to said plurality of said predetermined hash function is received, said plurality of predetermined hash function are stored in a memory can.

[71]

Furthermore, according to one embodiment of the present invention, step (S310) through step (S320) from said client terminal in said card information and said settlement for information is received, said client terminals said plurality of selecting said authentication value N-created hash functions on said second hash function (N is a natural number) input applied to predetermined authentication key-created hash values operation can request a.

[72]

The, said N the client terminal said operation value operated based on the second hash function to-created hash values when a request is received, said from users of the client terminal from the permissive range, the authentication key to said predetermined, said selecting a plurality of stored in memory said N-created hash functions on said second hash function is applied on input an authentication key predetermined said can be operating the hash value.

[73]

The, from said client terminal in step (S330), by inputting said predetermined authentication key stored in the client terminal said plurality of selecting said second said N-created hash functions on the same hash function value operated based on the hash function hash value receiving said stored in the database said second hash function said N plurality of hash values in the hash value to the operation value operated based on the-created hash values received from said client terminal when it is determined to coincide with each other, said completing verification on authentication value may further include any step.

[74]

Or more, also 3 touch according to one embodiment of the invention the present reference to auxiliary for card settlement of pre based payment method described to. Wherein, the present according to one embodiment of the invention also the auxiliary for card settlement of pre based settlement touch method using 2 1 and also touch the invention relates to auxiliary device (110, 210) for card settlement of pre based settlement configuration and the for operation of an can be corresponding, more detailed for the dispensed to the described.

[75]

The auxiliary method for card settlement of pre based settlement touch according to one embodiment of the invention a variety of computer unit may be accomplished via computer-readable program instructions is embodied in the form can be recording medium. Said program instructions computer readable media, data file, data structure nor the alone or in combination may include. Said command recorded programs in a medium the present invention are designed and constructed specifically for those computer software or to enable is publicly known to one skilled in the art it is possible,. Examples of computer-readable recording medium hard disk, floppy disc and a magnetic tape such as magnetic medium (magnetic media), CD-ROM, (optical media) such an optical recording medium and a DVD, flop mote curl disk (floptical disk), such is self-optical media (magneto-optical media), and ROM (ROM), ram (RAM), flash such as memory instructions stored a program, such as a hardware specifically configured to and conducting device is included. Examples of program instructions created by compiler such as 2000 code interpreter as well as the computer use the purpose: a high-grade and executed by includes language code. Said hardware device a of the present invention to perform the join operation software modules in one or more can be configured to operate as, . is similarly treated and vice versa.

[76]

Specific elements in the present invention the resulting structured materials, such as, defined in the embodiment and drawing and a slant is described by overall understanding of the present invention than is provided to assist in the CDK, embodiment of the present invention refers to said are not limited aspect, the present invention is having conventional knowledge of the various from said substrate grow. and deformation that a modified.

[77]

Therefore, limited aspect described idea of the present invention embodiment which is not but an the previously set mode, claim, as well as apply these claim refers to equivalent or equivalent the every modification idea scope of the present invention will belong.

[78]

110: auxiliary device for card settlement of pre based settlement touch 120: client terminal 130: card Company server 140: card 210: auxiliary device for card settlement of pre based settlement touch 211: information reception portion receives 212: authentication value request part 213: payment approval request unit 214: completion information transmission unit 215:216 transmission unit authentication number: registration number transmission unit 217: transmitting control signal part 218: hash value storage unit 219: database 220 : hash value receiving unit 221: authentication value authentication section 230: client terminal 240: card Company server



[79]

Touch settlement is disclosure is based for card settlement of pre auxiliary device and method. Electronic tag (tag) of the present invention in the embodiment are the card that is is mounted said electronic a reader (reader) is mounted a client terminal in contact with the, said client terminal from said information a card with respect to card for the amount of money buyers and receives information, said predetermined authentication software block requests authenticate to a client terminal after performing a card Company server by performing a settlement processing, used in card settlement can be receives an initialization signal.



Touch in auxiliary device for card settlement of pre based settlement, electronic tag (tag) leader (reader) is mounted to said electronic tag is mounted a client terminal the card that is contact with the, said client terminal is said card mounted on the electronic tag and recognizing said said surface extract information to a card with respect to card, said card information and said from said client terminal accomplished through the card receives information about the settlement a information reception portion receives; said card information and said settlement for information is received, said client terminal for payment approval authentication value request unit requesting the authentication value; said client terminal from said authentication value is received, said received authentication value and performs verification on, said authentication value for verifying system when the contents are executed, said card information are provided to the selected card Company based on said settlement a card with respect to payment approval request; and a settlement approval request part; and said card Company server said settlement a card with respect to payment approval system when the contents are executed, said client terminal associated with said card payment approval for payment completion information for transmitting transmission units include a completion information, client have the symmetrical length for card settlement of pre based settlement touch said 〈 [...] iced from client terminal for making payments to said card and provides a first use registration when a request is received, said plurality of predetermined hash function for of the lower side from the client terminal, from said client terminal user authentication and associated with the selected after receiving the authentication key by inputting authentication key to said predetermined predetermined plurality of said operation value operated based on the hash function for a plurality of hash values a hash value stored database further includes a storage unit, said authentication value request 60a card information and said settlement for information is received, said client terminals said plurality of selecting said authentication value N-created hash functions on said second hash function (N is a natural number) input applied to predetermined authentication key code and-created hash values operation, said payment approval request from client terminal 60a, by inputting said predetermined authentication key stored in the client terminal said plurality of selecting said second said N-created hash functions on the same hash function value operated based on the hash function hash said receiving unit a hash value are received; and said database stored in the second said N said plurality of hash values in the operation value operated based on the hash function and value-created hash values received from said client terminal when it is determined to coincide with each other, said authentication value verification on completing the authentication value for authentication section for card settlement of pre based settlement touch including auxiliary device.

According to Claim 1, from said client terminal for making payments to said card and provides a first use registration when a request is received, the to randomly generate a certification number, lottery, event, said client terminal for transmitting at least one authentication number transmission unit; said authentication number is after production and within a predetermined time (predetermined) said client terminal from the authentication said authentication number is received, said client terminal in performance of a process for making payments to card said associated application is between the interface processor of the registration number generates said client terminal for transmitting at least one registration number transmission unit; and said client terminal to said client terminal after said application is provided from the same said registration number registration number is received, said client terminal driven in said application a a driving control signal transmitting control signal for transmitting at least one client terminal said further including auxiliary device for card settlement of pre based settlement touch.

According to Claim 2, said client terminal silver minute description client terminal to said driving control signal is received and said ground driveable application, said application upon the drive of said card mounted on the electronic tag and recognizing said said extract information to a card with respect to card touch settlement based auxiliary device for card settlement of pre.

Deleted

According to Claim 1, said client terminal silver minute description first use registration request corresponding to said plurality of predetermined hash function is received, said plurality of predetermined hash function are stored in a memory of one part and a second, said N operation value operated based on the second hash function to-created hash values when a request is received, said from users of the client terminal from the permissive range, the authentication key to said predetermined, said selecting a plurality of stored in memory said N-created hash functions on said second hash function is applied on input an authentication key predetermined said based settlement a touch operating the hash value auxiliary device for card settlement of pre.

Touch in auxiliary for card settlement of pre based payment method, electronic tag (tag) leader (reader) is mounted to said electronic tag is mounted a client terminal the card that is contact with the, said client terminal is said card mounted on the electronic tag and recognizing said card extract information to a card with respect to said surface, from said client terminal is information reception portion receives said card information and said card for settlement accomplished through the for receiving information; said card information and said settlement for information is received, authentication value request is said client terminal for payment approval step requesting the authentication value; said client terminal from said authentication value is received, payment approval request is said received authentication value and performs verification on, said authentication value for verifying system when the contents are executed, said card information are provided to the selected card Company based on said settlement a card with respect to performing settlement approval request; and said card Company server said settlement a card with respect to payment approval system when the contents are executed, completion information transmission unit is said client terminal associated with said card payment approval for payment completion information includes transmission, said touch binder for card settlement of pre based number from client terminal silver minute description auxiliary method for making payments to said card and provides a first use registration when a request is received, output sensing part hash value plurality of predetermined hash function for said of the lower side from the client terminal, from said client terminal user authentication and associated with the selected after receiving the authentication key by inputting authentication key to said predetermined predetermined plurality of said operation value operated based on the hash function for a plurality of hash values database can further include storing, said authentication value requesting the step 300 card information and said settlement for information is received, said authentication value request is said client terminals said plurality of selecting said authentication value N-created hash functions on said second hash function (N is a natural number) input applied to predetermined authentication key code and-created hash values operation, performing said card settlement approval request hash value receiver from said client terminal, by inputting said predetermined authentication key stored in the client terminal said plurality of selecting said second said N-created hash functions on the same hash function value operated based on the hash function hash value said receiving; said database is authentication section authentication value and stored in the plurality of said said N second hash function hash values in the hash value to the operation value operated based on the-created hash values received from said client terminal when it is determined to coincide with each other, said authentication value verification on touch including step of completing the auxiliary for card settlement of pre based payment method.

According to Claim 6, from said client terminal for making payments to said card and provides a first use registration when a request is received, authentication transmission unit authentication number the client terminal to randomly generate a number and transmitting at least; authentication number is said predetermined after production and within a time (predetermined) said client terminal from the authentication said authentication number is received, registration number transmission unit is said client terminal in performance of a process for making payments to card said associated application is between the interface processor of the registration number generates and transmitting at least client terminal; and said client terminal to said client terminal after said application is provided from the same said registration number registration number is received, transmitting control signal is said client terminal driven in said application a a driving control signal further step of transmitting to a client terminal said touch including auxiliary for card settlement of pre based payment method.

According to Claim 7, said client terminal silver minute description client terminal to said driving control signal is received and said ground driveable application, said application upon the drive of said card mounted on the electronic tag and recognizing said said extract information to a card with respect to card touch settlement based method auxiliary for card settlement of pre.

Deleted

According to Claim 6, said client terminal silver minute description first use registration request corresponding to said plurality of predetermined hash function is received, said plurality of predetermined hash function are stored in a memory of one part and a second, said N operation value operated based on the second hash function to-created hash values when a request is received, said from users of the client terminal from the permissive range, the authentication key to said predetermined, said selecting a plurality of stored in memory said N-created hash functions on said second hash function is applied on input an authentication key predetermined said a touch operating the hash value auxiliary for card settlement of pre based payment method.

Number 6 anti, anti number 7, either anti number 10 or anti number 8 method a program for performing the terms computer-readable recording medium.