Verification and authentication systems and methods

29-07-2014 дата публикации

Номер:

US8793777B2

Автор: COLSON CHRISTEN J, COLSON CHRISTEN J.

Принадлежит: COLSON CHRISTEN J, EQUIFAX INC, COLSON CHRISTEN J., EQUIFAX, INC.

Контакты:

Номер заявки: 53-13-20127437

Дата заявки: 29-06-2012

Embodiments of the present invention provide verification and/or authentication service engines that provide a customizable solution that can be dialed based on the risk level assigned to individual or grouped applications. The systems can also incorporate internal and external sources of data used to verify information provided by the user. It is dynamic and can pull information from a myriad of sources during the verification process, enabling credit reporting agencies (e.g., Equifax and others), FSPs, and other service providers to facilitate real-time approval and access to products and services.

CPC - классификация

G G0 G06 G06F G06F2 G06F21 G06F21/G06F21/1 G06F21/10 G06F21/3 G06F21/31 G06F21/34 G06F21/4 G06F21/40 G06F21/42 G06F21/6 G06F21/62 G06F21/621 G06F21/6218 G06F22 G06F222 G06F2221 G06F2221/G06F2221/2 G06F2221/21 G06F2221/210 G06F2221/2101 G06F2221/2103 G06F2221/211 G06F2221/2111 G06Q G06Q2 G06Q20 G06Q20/G06Q20/3 G06Q20/36 G06Q20/367 G06Q20/3674 G06Q20/38 G06Q20/382 G06Q3 G06Q30 G06Q30/G06Q30/0 G06Q30/06 H H0 H04 H04L H04L2 H04L22 H04L220 H04L2209 H04L2209/H04L2209/5 H04L2209/56 H04L29 H04L29/H04L29/0 H04L29/06 H04L29/08 H04L29/080 H04L29/0807 H04L29/08072 H04L6 H04L63 H04L63/H04L63/0 H04L63/02 H04L63/027 H04L63/0272 H04L63/04 H04L63/042 H04L63/0428 H04L63/08 H04L63/1 H04L63/10 H04L63/102 H04L63/14 H04L63/141 H04L63/1416 H04L69 H04L69/H04L69/3 H04L69/32 H04L69/329 H04L9 H04L9/H04L9/3 H04L9/32 H04L9/321 H04L9/3215 H04L9/322 H04L9/3226 H04L9/323 H04L9/3234 H04L9/328 H04L9/3281

IPC - классификация

G G0 G06 G06F G06F1 G06F12 G06F12/G06F12/1 G06F12/14 G06F15 G06F15/G06F15/1 G06F15/16 G06F15/17 G06F15/173 G06F17 G06F17/G06F17/0 G06F17/00 G06F2 G06F21 G06F21/G06F21/0 G06F21/00 G06F21/1 G06F21/10 G06F21/3 G06F21/31 G06F21/6 G06F21/62 G06F7 G06F7/G06F7/0 G06F7/04 G06Q G06Q2 G06Q20 G06Q20/G06Q20/0 G06Q20/00 G06Q20/3 G06Q20/36 G06Q20/38 H H0 H04 H04L H04L2 H04L29 H04L29/H04L29/0 H04L29/06 H04L29/08 H04L9 H04L9/H04L9/3 H04L9/32

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