26-03-2020 дата публикации
Номер: US20200097976A1
Принадлежит:
A payment terminal such as is used for scanning credit cards and debit cards but which is instead/also capable of deep finger scans, NOT limited to superficial finger scans (such as finger prints), for advanced multi-factor purchases with a single financial instrument: the finger. Advanced deep finger scans can detect several factors: finger print, pulse rate, vein structure and bone structure. Thus at the checkout stand, a customer will be presented with an advanced finger scanner which may superficially look like a finger print scanner but which in fact is capable of determining all of the values of the items above. The advanced finger scanner may access various databases and thence the financial settlement (banking) system to cause payment to be processed. 1. An improved point-of-sale station , having a payment terminal , a first operative connection from the payment terminal to the point-of-sale station , and further having a second operative connection to a financial payment processing network , for use by customers having fingers having therein finger bone structure , veins , a pulse , and finger prints , wherein the improvement comprises:an advanced finger scanner, the advanced finger scanner operative to scan such finger bone structure, encrypt the scan, and transmit the encrypted scan via the second operative connection to such financial payment processing network.2. An improved point-of-sale station , having a payment terminal , a first operative connection from the payment terminal to the point-of-sale station , and further having a second operative connection to a financial payment processing network , for use by customers having fingers having therein finger bone structure , veins , a pulse , and finger prints , wherein the improvement comprises:an advanced finger scanner, the advanced finger scanner operative to scan such finger veins, encrypt the finger vein scan, and transmit the encrypted finger vein scan via the second operative connection to such ...
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