СИСТЕМА И СПОСОБ РАСПРОСТРАНЕНИЯ ПЕЧАТНЫХ РЕКЛАМНО-ИНФОРМАЦИОННЫХ СООБЩЕНИЙ ПРИ ОСУЩЕСТВЛЕНИИ ПЕРЕВОДОВ И ПЛАТЕЖЕЙ

Группа изобретений относится к средствам распространения печатных рекламно-информационных сообщений при осуществлении переводов и платежей с выдачей печатных уведомлений. Техническим результатом является обеспечение надежности выборки целевой аудитории и достоверности доставки сообщений. При этом распространение рекламно-информационные сообщений администрируют рекламным приложением информационной системы, объединяющей технологическим решением работу финансового и рекламного приложений, что обеспечивает избирательную передачу рекламных модулей, соответствующих заданной группе клиентов, на терминалы обращений для печати в составе печатной версии электронной формы на оказание услуг, а критерием отбора целевой аудитории для конкретного рекламного модуля может является заданная рекламодателем денежная сумма, которую клиент переводит и/или зачисляет на счет. 2 н. и 15 з.п.ф-лы, 3 ил.

ТЕЛЕЖКА ДЛЯ ПОКУПОК, ОСНАЩЕННАЯ ИНДИКАЦИЕЙ ИЛИ РЕКЛАМНОЙ ПАНЕЛЬЮ

... 1. Тележка для покупок, содержащая индикатор или рекламную панель, причем на ручке тележки для покупок постоянно размещен блок рекламной панели с индикаторной панелью, отличающаяся тем, что на блоке (2, 6) рекламной панели имеются крепежные средства (4), выполненные с возможностью крепления на них электронного помощника (3) покупателя, причем крепежные средства (4) расположены вне индикаторной панели (7). ! 2. Тележка для покупок по п.1, отличающаяся тем, что имеющаяся постоянно на тележке (1) для покупок индикаторная панель (7) является электронным дисплеем (7), причем помощник (3, 8) покупателя и индикаторная панель (7) выполнены с возможностью обмена между ними энергией и/или данными, а электронный дисплей (7) выполнен с возможностью индикации информации, которая была перенесена из помощника (3, 8) покупателя в электронный дисплей (7). ! 3. Тележка для покупок по п.1 или 2, отличающаяся тем, что крепежные средства (4) выполнены в виде штекерных соединений. ! 4. Тележка по п.1 или 2, ...

СИСТЕМА, УСТРОЙСТВО И СПОСОБ УПРАВЛЕНИЯ СООБЩЕНИЯМИ

... 1. Способ, содержащий: ! прием оператором веб-страницы от генератора сообщений: ! множества предложенных контентов сообщений; ! соответствующего идентификатора сообщения для каждого предложенного контента сообщения из множества предложенных контентов сообщений; ! множества шаблонов сообщений; и ! соответствующего идентификатора шаблона сообщения для каждого шаблона сообщения из множества шаблонов сообщений; ! модификацию подмножества предложенных контентов сообщений из множества предложенных контентов сообщений для формирования множества индивидуализированных контентов сообщений; ! сбор данных от пользователя веб-страницы; ! автоматическую передачу указанных данных в генератор сообщений; ! автоматический запрос от генератора сообщений на основе указанных данных идентификатора сообщения, выбранного генератором сообщений из множества идентификаторов сообщений, и идентификатора шаблона сообщения, выбранного генератором сообщений из множества идентификаторов шаблонов сообщения; ! автоматический ...

Big-Data-Werbesystem und -verfahren zum Werben auf der Rückseite eines Registrierkassenpapiers

Die vorliegende Erfindung offenbart ein Big-Data-Werbesystem und -verfahren zum Werben auf der Rückseite eines Registrierkassenpapiers, wobei das System einen Cloud-Werbeserver, zumindest ein Werbeausgabeterminal und mehrere Doppelseitendrucker umfasst, und wobei der Cloud-Werbeserver dazu verwendet wird, eine durch das Werbeausgabeterminal gesendeten Werbeinformation zu empfangen und eine entsprechende Push-Werbeinformation zu generieren sowie diese an die jeweiligen Doppelseitendrucker zu senden; und wobei der Cloud-Werbeserver weiterhin dazu verwendet wird, einen intelligenten Wartungsvorschlag oder eine Werbestatistikinformation auszugeben, und wobei die jeweiligen Doppelseitendrucker dazu verwendet werden, die Push-Werbeinformation zu empfangen und beim Ausdrucken der Registrierkasseninformation eine entsprechende Werbeinformation auf der Rückseite des Registrierkassenpapier auszudrucken sowie die Echtzeitbetriebsparameter und die Echtzeitdruckdaten an den Cloud-Werbeserver zu senden ...

Interaktive Multimedia-Werbung und elektronischer Handel in einem Hypertextnetz

Distributing content

A method, implemented on a processor 150, of distributing an offer to a user comprises receiving information associated with a plurality of offers, such as advertisements, wherein the information associated with each offer comprises an offer identifier, providing the information associated with the offers to the user, and receiving an offer selection from the user. Confirmation of a payment in exchange for a service is received and the offer identifier associated with the selected offer is provided to the user. The user may comprise a mobile device and the payment may be in exchange for parking services.

Influencing content or access to content

A method of influencing access to website, social media or mobile application content comprises identifying the occurrence of an item of live 105 or previously broadcast media content, identifying consumer Internet activity 125 (e.g. a search carried out by a consumer) at the time of the occurrence of the item of media content, and identifying, from said detected consumer internet activity, a strategy to influence an Internet search function, social media site or mobile application to display selected information or modify content. Then, a subsequent broadcast of the item of media content is identified, and the identified strategy is triggered at the point the item occurs during the time of the identified subsequent broadcast. The selected information may be: predetermined, dynamically generated, a link to a web page, images and text. Identifying the occurrence of an item of media content may comprise interrogating a scheduling database 110 to determine a broadcast time for the media item ...

Distributing content

A method and apparatus for producing a video image stream

A methods and apparatus are described for producing a computer-generated image by monitoring one or more kinds of activity of a user to identify at least one item of interest; and creating a computer-generated image including a representation of the item of interest overlaid onto an image of a model, environment or contextually relevant scenario. Personal and/or contextual data may be retrieved from online sources. A three-dimensional model simulation may be chosen. An image of an item of interest may be superimposed on the model. Texture may be added to the model. The user’s activity may take place on an ecommerce site. The item of interest may be a garment (202, Figure 2). The model may be of a human being (204, Figure 2). The item may be textured fabric and it may be rendered with dynamical properties. Motion data may be considered, as well as time or the weather.

A method and system for fulfilling an action

In response to a user input in relation to a media item 207, using the media item to obtain information identifying the fulfilment entity 211, interacting with the fulfilment entity using the obtained information identifying the fulfilment entity 213/215/217 to fulfil the action 219, wherein the media item is from a content distributor entity, the content distributor entity being different to the fulfilment entity. The action may comprise undertaking a financial transaction to purchase a product or service associated with the media item, wherein the fulfilment entity is a merchant entity, where interacting with the merchant comprises performing a payment process via a merchant server. Using the media item may comprise processing metadata associated with the item to obtain the identifying information, wherein the metadata may comprise an identifier for the action and/or fulfilment entity, or it may comprise performing a visual search operation using the media item.

Influencing content or access to content

Providing a push notification after completion of an action

INTERACTION WITH A DATA NETWORK WORK OF MEANS OF A TELEPHONE APPARATUS

PROCEDURE AND SYSTEM FOR SEIZING AND REWARDING A RUECKFUEHRUNG OF TROLLEYS

Facilitating the sale of ad items via the internet

Improved user-driven data network communication system and method

In-store (on premises) targeted marketing services for wireless customers

Method and system for electronic advertising

A method of delivering advertising in an online environment includes determining an intent of a user interacting with an e-commerce website, and determining a hurdle rate that is based at least on the user intent and which identifies a threshold amount to be bid by an advertiser in order to display an advertisement to the user. The method further includes selecting, from a plurality of advertisements, an optimal advertisement having an advertiser bid that exceeds the hurdle rate, and displaying the optimal advertisement to the user in an interface of a client computer system.

Brokering system for location-based tasks

Brokering locations for the completion of tasks. Location information for a plurality of sellers is maintained. Buyers define tasks to be performed at particular task locations at particular times. A brokering system notifies the sellers of the defined tasks, and selects sellers near the task locations to complete the tasks. The sellers complete the tasks to produce output such as a physical or digital deliverable. Upon verifying completion of the task, the brokering system arranges the transfer of compensation between the buyers and the sellers. In some embodiments, the brokering system selects the sellers via an auction to enable the performance of various buyer-defined tasks that are location-specific. Further, location-based applications may be built on top of the brokering system.

CONTENT CREATION, DEPLOYMENT COLLABORATION, AND CHANNEL DEPENDENT CONTENT SELECTION

Content creation and deployment collaboration techniques are described. In one or more implementations, metadata that describes the creation of the content may be associated with the content. The content may then be provided from a content creation service to a content deployment service for deployment as part of a marketing activity. Deployment data obtained from this tracking may be utilized to support a variety of functionality, such as by content creators to determine which of their content has been successfully employed as part of marketing activities, marketers may also use knowledge of the deployment of the content to choose content to be included in a marketing activity as well as select content creators that are best suited to provide this content, used to configure badges, by retailers and manufacturers, and so forth. Wolfe-SBMC Docket No.: P5240-US-ORG6 Inventors: Marth et al. Title: Content Creation, Deployment Collaboration, and Channel Dependent Content Selection Content Creation ...

Method and system for distributing and reconciling electronic promotions

Method and system for performing electronic money transactions

A phone having access to the internet for the purposes of transacting e-mail, e-commerce, and e-business, and for communicating voice and data

AUTOMATICALLY TARGETING WEB-BASED ADVERTISEMENTS

A system (31) and method (110) for automatically targeting Web-based advertisements (45) is described. Advertisements (45) are identified relative to a query (39), wherein identified advertisements (45) describe characteristics (61) relative to at least one of a product and a service. The advertisements (45) are scored according to match between the query (39) and the characteristics (61) of the identified advertisements (45). At least some of the advertisements (45) are provided as Web-based content (24).

PERSONAL POINT OF SALE COMMISSION RATE BENCHMARKING TOOL

LOCAL ADVERTISING RESPONSES

A computer-implemented method managing telephonic connections is disclosed. The method includes transmitting from a computer server system, for display on an electronic communication device, an advertisement from an advertiser; receiving from the electronic communication device a request to be connected telephonically with the advertiser; automatically playing a predetermined audio message after connecting telephonically with the advertiser; and connecting the electronic communication device telephonically with the advertiser after playing the predetermined audio message.

LOCAL ADVERTISING RESPONSES

A computer-implemented method managing telephonic connections is disclosed. The method includes transmitting from a computer server system, for display on an electronic communication device, an advertisement from an advertiser; receiving from the electronic communication device a request to be connected telephonically with the advertiser; automatically playing a predetermined audio message after connecting telephonically with the advertiser; and connecting the electronic communication device telephonically with the advertiser after playing the predetermined audio message.

METHOD AND SYSTEM FOR ELECTRONIC ADVERTISING

A method of delivering advertising in an online environment includes determining an intent of a user interacting with an e-commerce website, and determining a hurdle rate that is based at least on the user intent and which identifies a threshold amount to be bid by an advertiser in order to display an advertisement to the user. The method further includes selecting, from a plurality of advertisements, an optimal advertisement having an advertiser bid that exceeds the hurdle rate, and displaying the optimal advertisement to the user in an interface of a client computer system.

INTERNET-BASED BRAND MARKETING COMMUNICATION NETWORK

Internet-based enterprise-level Brand Marketing Communication and E-Comme rce Enabling Network which provides brand owners command and control over th e wide range of brand-building assets, messaging and promotions scattered th roughout the Web, and how they are communicated to directly consumers at div erse Web touch points, using server-side driven Multi-Mode Virtual Kiosks (M MVKs) having client/brand/agency and consumer programmable modes of display, as well as transaction tracking and commission-earning services, so as to p rovide better ways of and means for brand marketers and their agencies to re ach empowered consumers, involving and enaging them with the client's brand in new ways, so as to create value and build loyalty, in a participatory man ner.

METHODS AND SYSTEMS FOR PRESENTING ONLINE CONTENT ELEMENTS BASED ON INFORMATION KNOWN TO A SERVICE PROVIDER

Methods and systems for presenting online content elements based on infor mation known to a service provider. One of the methods is a method for prese nting online content at a communication apparatus, the communication apparat us being assigned an identifier. The method comprises: obtaining information that pertains to a profile associated with the identifier and provided by a service provider involved in assigning the identifier to the communication apparatus; determining an online content element to be presented at the comm unication apparatus based on the information; and causing the communication apparatus to present the online content element. Another one of the methods is a method for facilitating determination of online content to be presented at a communication apparatus. Servers for implementing the methods are also provided.

METHOD AND SYSTEM FOR PERFORMING ELECTRONIC MONEY TRANSACTIONS

The present invention relates to electronic monetary systems in general, and in particular to measures for making their use easier for an average user. The present invention is based on the idea that the use of electronic money is greatly simplified for a non-expert user, if the Internet Service Provider of the user takes care of the payment s, and adds corresponding charges on the user's telephone bill. Such functionality inquires the intervention of the ISP in the transmissions between a user and a third party, i.e. intercepting the electronic payment requests sent by a merchant. According to the present invention, the ISP uses electronic money on behalf of the user, and charges the payments on the user's telephone bill. The ISP can take care of all technical details necessary for obtaining different forms of electronic money in a centralized manner, and all users of the ISP can use the electron ic money obtained by the ISP simply by allowing the ISP to add corresponding charges to their ...

Integral goods and on-line service automatic vending machine

Wireless distribution-based online mall system

구매 정보를 이용하는 상품 추천 시스템, 방법 및 기록 매체

... 구매 정보를 이용하는 상품 추천 시스템, 방법 및 기록 매체가 개시된다. 본 발명의 일 실시예에 따른 상품 추천 시스템은, 사용자가 구매한 상품에 관한 정보를 포함하는 상품 구매 정보를 수신하는 구매 정보 수신부, 상기 상품 구매 정보와 카테고리 별 상품 정보를 저장하는 상품 정보 저장부, 상기 구매 정보 수신부로부터 제1 사용자가 구매한 제1 상품에 관한 정보를 수신하고, 상기 제1 상품의 사용 시점을 고려하여 상기 상품 정보 저장부로부터 상기 제1 상품의 하위 카테고리에 속하는 제2 상품 정보를 검색하는 관련 상품 정보 검색부 및 상기 관련 상품 정보 검색부의 검색 결과를 출력하는 관련 상품 정보 출력부를 포함한다.

INFORMATION MANAGEMENT SYSTEM AND INFORMATION MANAGEMENT METHOD OF USING THE SAME

빅데이터 기반의 전자결제매출 실시간 선지급 시스템

... 본 발명은 가맹점의 선지급 요청 데이터와 가맹점의 전자결제매출 데이터의 연관성을 분석하고, 분석 결과를 기반으로 가맹점의 선지급 시점을 산출하고, 산출된 선지급 시점에 가맹점에 선지급 가능금액 정보를 제공하여, 가맹점주가 원할 경우 전자결제매출 금액의 일부를 가맹점의 계좌로 지급되도록 하는 빅데이터 기반의 전자결제매출 실시간 선지급 시스템에 관한 것으로, 가맹점의 일일 매출정보를 분석하여 필요자금을 산정함으로써, 가맹점주가 상품 판매 종료 후 재료 구입 등 그날 그날 필요한 자금을 계산하거나 예측하지 않도록 하는 효과가 있다.

métodos de estimativa da qualidade de um anúncio a partir do comportamento observado do usuário e meio legìvel em computador

WEBTOP AND MONETIZATION ENGINE, SYSTEM AND METHOD

Systems and methods for an improved webtop, and a monetization engine that better takes advantage of the interests and life segments of a user, are described. A monetization engine embedded in a hyperspace webtop, is provided which includes a user record having a plurality of information items regarding life segments of at least one user, a presentation engine that presents advertisements to at least the user in accordance with at least one information item, and a plurality of tabs, wherein at least one of the tabs is presented to the user in accordance with at least one information item, and wherein each of the plurality of tabs is indicative of content associated with a third party having available for sale to at least one user at least one selected from the group including of a good and a service.

METHOD AND SYSTEM FOR ELECTRONIC ADVERTISING

A method of delivering advertising in an online environment includes determining an intent of a user interacting with an e-commerce website, and determining a hurdle rate that is based at least on the user intent and which identifies a threshold amount to be bid by an advertiser in order to display an advertisement to the user. The method further includes selecting, from a plurality of advertisements, an optimal advertisement having an advertiser bid that exceeds the hurdle rate, and displaying the optimal advertisement to the user in an interface of a client computer system.

POST-CHECKOUT OFFER SYSTEMS AND RELATED METHODS

A system for creating and providing custom post-checkout out offers to a user is described. The system collects purchase history data and social network data associated with the user to create custom post-checkout offers for the user, which are provided to the user immediately after the user makes a purchase. The post-checkout offers may also be customized based on the products and/or services that were just purchased by the user.

ADVERTISING SYSTEM AND METHOD UTILIZING FLOOR MAT WITH RECESSED ADVERTISEMENT PANEL, AND METHOD OF DOING BUSINESS USING THE SAME

A floor advertising system and method that utilizes a floor mat having a recessed area for receiving an advertising panel. In one aspect, the invention is a floor advertising system comprising: a floor mat having a bottom surface, a top surface, and a recessed area in the top surface, the recessed area having a depth; and a panel having an advertisement, the panel positioned in the recessed area. In some embodiments, it is preferred that the panel have a thickness that is substantially equal to or less than the depth of the recessed area. In another aspect, the invention is a method of doing business utilizing such a floor advertising system.

WEB-BASED INFORMATION RETRIEVAL

La présente invention concerne un procédé permettant d'extraire des informations, qui comprend la désignation d'au moins un mot apparaissant dans l'affichage d'un corps de texte généré par un premier ordinateur (52). En réponse à la désignation, le/les mot(s) désigné(s) est/sont automatiquement transmis, par l'intermédiaire d'un réseau, à un second ordinateur (30). Les données relatives au(x) mot(s) désigné(s) sont reçues à partir du second ordinateur.

Contents sales method and cyber mall system using such method and storage medium storing therein its contents sales program

A cyber mall system has a contents sales apparatus for selling digital contents, a contents purchasing apparatus, and a network for connecting these components. When digital contents are registered into the contents sales apparatus, digital contents personal using conditions are generated on the basis of digital contents using conditions and are provided to a customer. If the digital contents are again purchased after the delivery of the digital contents fails, as long as the digital contents personal using conditions provided at the time of purchase are valid, the digital contents are again delivered without again collecting a digital contents value.

Dynamic content for online transactions

A method of providing dynamic content includes providing a client device with access to an online marketplace over a network. The method also includes facilitating transmission of a user identifier stored by the client device to a payment service provider. The method further includes receiving dynamic content from the payment service provider in response to the user identifier. In addition, the method includes serving the dynamic content to the client device over the network.

System and Method for Ordering Items

Systems and methods allowing for a customer to initiate a fuel purchase transaction utilizing a mobile device are described. The customer may further be presented with advertisements on his mobile device and/or be provided with the opportunity to purchase additional items for inclusion on his fuel transaction. In some embodiments, the customer may pay for his transaction using mobile wallet information or other information associated with the mobile device. Alternatively, in some embodiments, the customer may pay for his transaction using input means of the fuel pump.

System and method for automatically generating a narrative product summary

A system and method for automatically generating a naturally reading narrative product summary including assertions about a selected product. The method includes the steps of determining an attribute associated with the selected product, retrieving an assertion model defining forms in which an assertion can be manifested to describe the product in a natural manner, and generating a naturally reading narrative by combining the attribute with the retrieved assertion model. A product summary generator comprises a product attribute module adapted to determine an attribute, an assertion model module adapted to retrieve an assertion model, and a summary generation module adapted to generate a naturally reading narrative by combining the attribute with the retrieved assertion model. A computer readable medium for automatically generating a naturally reading narrative product summary including assertions about a selected product is also provided.

Method of marketing and merchandising plants

The present invention method for the marketing and merchandising of plants involves the personification of one or more plant species with a “personality” or “character” having particular attributes. The one or more personifications are each exemplified by a particular human form. The exemplification thereby enhances promotion and identification of the particular plant species for consideration and purchase by prospective purchasers. Personified plant species including floral plants and their flowers or other plants, are accompanied by a sign bearing the plant species name, a website address, and either an image of the particular human form, the chosen attributes, or both. The sign may also be capable of bearing a description of the plant species, as well as information for care of the plant species, plus a direction to access the website at such address to discover the “personality” or “character” or “attributes” of such personified plant. The website provides a prospective purchaser with ...

Utilization of accumulated customer transaction data in electronic commerce

In accordance with a particular embodiment, the present disclosure is directed to a system including a web page that is downloadable from a web server to an e-commerce customer computer. The web page includes at least one image to be displayed on the e-commerce customer computer the web page also includes a personalized content delivery code to be executed by the e-commerce customer computer that causes the e-commerce customer computer to send a query to a content management server that includes the identity of the e-commerce customer. The system also includes a content management server to receive the query from the e-commerce customer computer via a communications network, the content management server storing customer attributes and identifying personalized content to be communicated to the e-commerce customer computer based on the customer attributes. The content management server delivers the personalized content based upon an identity of an e-commerce customer.

System and methods for invoking ancillary services based on digital wallet events

An event servicing (ES) computing device for targeting ancillary merchants based on wallet events is provided. The ES computing device receives primary purchase data for a primary purchase made by a user with a primary merchant, and determines and displays to the user one or more secondary merchants based at least in part on the primary purchase data. The ES computing device further receives secondary purchase data for at least one secondary purchase made by the user from the one or more secondary merchants and determines whether the user has requested to cancel the primary purchase. When the user has requested to cancel the primary purchase, the ES computing device automatically cancels the at least one secondary purchase. When the user has not requested to cancel the primary purchase, the ES computing device processes payment transactions for the primary purchase and the at least one secondary purchase.

Method and system for distributing and reconciling electronic promotions

A method and system for distributing and redeeming electronic promotions to a consumer through the Internet is provided. An account which is associated with a unique key is maintained for each consumer account. Access is permitted to the consumer account upon presentation of the unique key over the Internet. The consumer is presented discount or other promotional choices of items available in at least one store associated with the key, or a collection of such stores, over the Internet and the selections of the discount or promotional choices made by the consumer over the Internet are recorded. Upon purchase of items at the associated store by the consumer, such data are received, and the selections and purchases are reconciled to record a credit in the customer account. Unlike paper or electronic coupons, no consumer action other than the selection of promotions desired is required for item purchase.

Method to obtain customer specific data for public access electronic commerce services

The present invention relates to a universal advertising and payment system for networking, monitoring and controlling electronic commerce and vending equipment. The system can effectuate electronic commerce and interactive advertising at the point of sale. Vending equipment includes copiers, phones, facsimile machines, printers, data-ports, laptop print stations, notebook computers, palmtop computers (PALM PILOT), microfiche devices, projectors, scanners, cameras, modems, communication access, personal computers (PC), PC terminals (NET PC), and network computers (NC). Vending equipment can be networked to each other through a first network, programmable and accessible by a PC, server, point of sale (POS) system, property or management information system (PMS/MIS), and networked to a second network. The first network and second network can be the same network. Complete control of a vending machine's functionality including usage, control, diagnostics, inventory, and marketing data capture ...

Web-based information retrieval

A method for retrieving information, including designating at least one word appearing in a display of a body of text generated by a first computer. Responsive to the designation, the at least one designated word is automatically transmitted via a network to a second computer. Data relating to the at least one designated word are received from the second computer.

Movie advertising playback systems and methods

An ad in a movie can be a static ad having a position in the movie that cannot be moved, or a dynamic ad having a position in the movie that can be changed. When a viewer of the movie wishes to skip a portion of the movie containing the ad, the playback system determines whether the ad is static or dynamic. If the ad is static, then only the portion of the movie preceding the static ad can be skipped, that is, the ad is unskippable; this technique is referred to as bounceback since the end of the skip bounces back to the start of the static ad. If the ad is dynamic, then the ad is moved to after the end of the skip; this technique is referred to as slipad since the ad slips to later in the movie. When a movie has multiple ads, some can be static and some can be dynamic.

EMAIL-BASED E-COMMERCE

An electronic commerce (e-commerce) system may send advertisement emails to customers that are registered with the e-commerce system. The advertisement emails may include mailto hyperlinks. Each mailto hyperlink may be associated with a product that is being offered for sale, and each mailto hyperlink describes an email message that may be generated when that hyperlink is selected. When a mailto hyperlink is selected, the generated email message may include one or more parameters related to the product associated with the hyperlink, such as an identifier of the product. The generated email message may then be transmitted to the e-commerce system. The e-commerce system may receive the message and, based on the parameters in the received message, execute a transaction to purchase the identified product on behalf of the customer.

Apparatus and method for enhancing transactions using rule information to communicate with multiple applications

A method and apparatus provides information to enhance at least one of: a sales, a service and an administrative transaction by communicating with a plurality of applications from a group of applications in accordance with rule information and based on at least two of the received: end user identification information, client identification information and transaction type information. In one example, the apparatus includes a rules engine, an application integrator, an integration and presentation module, and an integrated user interface. The rules engine causes the application integrator to communicate with a plurality of applications in accordance with the rule information, and at least two of: the end user identification information, the client identification information, and the transaction type information. The application integrator then generates integrated output information received from the plurality of applications to produce the integrated user interface that includes output ...

Systems and methods for automated mass media commerce

Systems and methods for implementing point of advertising purchasing include using mass media publications configured for or containing service, product or vendor transmittable signals, such as from radio frequency identification tags. In a preferred arrangement, a consumer perceiving an advertisement of the mass media publication may activate a reader in a portable communications device, such as a smart mobile or cellular phone, to receive information from the radio frequency signal associated with the advertisement to identify a vendor, product or service associated with the radio frequency identification. The smart mobile phone or communications device of the consumer may communicate with a system of a vendor across a network to order a product or product information from a system of the vendor over the network by using the information from the radio frequency identification.

Location-relevant real-time multimedia delivery and control and editing systems and methods

A system for providing a tour of a venue includes a central computer for creating the tour, at least one venue server computer, communicatively connected to the central computer remotely at the venue, for storing the tour, and at least one portable device, communicatively connected to the venue server computer at the venue, for obtaining the tour from the venue server computer. The at least one portable device includes a GPS receiver or other geographic location identifier. Particular "point of interest"-specific content of the tour is output by the portable device whenever the device is located at the geographical location of the coordinates for the point of interest. The specific content of the tour so output by the portable device includes multimedia, including, for example, text, graphics, audio, video, and others. The portable device is carried by a tourist or other user and provides interactive multimedia to guide during the tour. Tours are created and edited at the central computer ...

Identifying extra material in companion content

Systems and methods are disclosed which facilitate identifying extra substantive material within a content item not included within corresponding companion content items. For example, extra substantive material may include commentary, interviews, or improvisation included within an audio book and not included within a corresponding electronic book. Specifically, an electronic marketplace is disclosed that may analyze two companion content items to determine similarities and differences between the content items. Thereafter, portions that differ between the content items may be further analyzed to determine whether these portions include extra substantive material. Also disclosed is an electronic marketplace for providing information regarding content items, including the existence of extra substantive material within a content item. In some instances, the electronic marketplace may be configured to provide samples of extra content within a content item to a user.

VIEWING IMAGES FOR REVIEW IN MERGED IMAGE FORM AND WITH PARAMETER-BASED IMAGE PROCESSING

A method involves on-line viewing of a first article through a linking node for virtual merging on another structure. A particular application of the invention is directed to on-line apparel shopping involving a matching scheme using codes provided with images to be merged. For example, on-line viewing of one article, such as clothing, on another structure, includes creating an item from image-data corresponding to an article selected by an on-line viewer from an on-line viewer site with an image of a structure selected by the on-line viewer, and indicating whether the article and the structure satisfy a category-matching criterion. In certain embodiments, the articles are represented by (search) parameters that permit organizational advantages.

USING A MOBILE DEVICE AS A POINT OF SALE TERMINAL WITH A SERVER AND RECEIPTS

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

Computer implemented shopping system

The computer implemented shopping system provides a hypermedia presentation on a user's computing device, e.g., a game console, that has a plurality of objects representing a merchant's items for sale. The system includes a shopper profile stored in a database. The shopper profile represents shopper pertinent information by measuring attributes of personality and demography. A target profile is stored in a database that denotes potential desirability of a given shopping object to a shopper. A hypermedia store may present interactive challenges to a shopper to evoke information about the shopper to build the shopper profile. The hypermedia store presents shopping objects available for purchase that are selected based on the target profile and the shopper profile. The hypermedia store also may complete a transaction in which the user may purchase real-world products or services presented on the user's computing device during the hypermedia presentation.

Proxy-Based Profile Management to Deliver Personalized Services

A method includes receiving, at a server associated with a merchant, an identification token associated with a mobile device located in a service environment associated with the merchant, and receiving an address of a profile agent associated with and distinct from the mobile device. The identification token includes an opaque token generated by a source other than the mobile device. The method includes sending to the profile agent a request for a user profile associated with the mobile device, where the request includes the identification token, and receiving an opaque user profile responsive to the request. The method includes sending a personalized offer associated with the merchant to the profile agent based on the opaque user profile. The profile agent causes application of preferences and policies associated with the mobile device to the personalized offer to determine whether to forward the personalized offer to the mobile device.

MOBILE PAYMENT AND POINT SYSTEM AND METHOD

A system and method allows a consumer to purchase goods and services from merchants and redeem offers made by a merchant with a digital transaction on a smart phone. The merchant receives and enters the consumer's telephone number into an application. The consumer's telephone number is sent to a server, which checks for electronic coupons and loyalty points. Accounting for the value of any coupon/accumulated loyalty points, the merchant enters the payment amount into the application. which. in turn sends it back to the server. The server then sends the payment amount, any coupon details and the merchant's name to the consumer's phone. The consumer can choose to accept or decline the sale with or without using the coupon/loyalty points. A PIN number confirms the sale, which transmits to the server and then to the merchant. A digital sales receipt is sent to the merchant and consumer.

System And Method For Incentivizing Wireless Device Users To Interact With Sponsor Offers And Advertising

A computer system communicates with sponsors, mobile wireless devices, and wireless service providers to present incentives to wireless device users for accepting offers to interact with sponsor content. The incentive offers provide mobile wireless device accounts with credits that are paid by the sponsors. The system generates ACH messages to obtain payment for the credits and transfers the money to the wireless service providers for partial payment of wireless service charges.

VIRTUAL SHOPPING CART SPANNING PLURALITY OF SALES SITES

A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system makes purchases from merchants or manufacturers using all applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system automatically retrieves coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site and to retrieve manufacturer's and merchant's coupons prior to an online purchasing activity for subsequent submission to an online merchant during a subsequent purchasing activity.

SYSTEMS AND METHODS FOR PROVIDING USER-SPECIFIC DYNAMIC CONTENT FOR FACILITATING ONLINE TRANSACTIONS

Methods and systems for automatically providing dynamic content for facilitating a transaction are described herein. An online marketplace is accessed by a client device over a network. A user identifier associated with the client device is passed to a payment service provider via a merchant system associated with the online market place. Dynamic content is generated by the payment service provider in response to the user identifier and subsequently served to the client device over the network.

Systems and Methods for Identifying, Categorizing, Aggregating, and Visualizing Multi-Dimensional Data in an Interactive Environment

Disclosed are methods and systems for redeeming virtual coupons by associating the coupons with a consumer and a payment system associated with the consumer. In some embodiments, the method includes distributing the enabled promotional offers, from one or more source sites, via the electronic contact addresses for the plurality of consumers, such that the promotional offers can be electronically accepted by at least some of the particular consumers with whom they are identified without redeeming the accepted offers. The method further includes electronically receiving a redemption of the promotional offer by means of the consumer's presentment of the associated payment system for purchasing the subject matter of the accepted promotional offer.

Advertisement display apparatus and method exploiting a vertual space

An advertisement display technique that enables advertisers to advertise in a friendly and interactive manner in virtual reality is provided. A user explores a virtual space with his/her user agent. The advertisers provide their service agents having their advertisements in a virtual space. When the user agent approaches to the one of the service agents, the service agent interacts with the user and displays the advertisements. The user may earn some points when the advertisements are displayed. Some of the service agents can be set invisible, when the user agent is far away from the service agents. The user can enjoy discovering the invisible service agents, while exploring the virtual space.

DYNAMICALLY LIMITING VEHICLE OPERATION FOR BEST EFFORT ECONOMY

Vehicle operation (e.g., speed, acceleration) may be limited based on various conditions such as a current charge condition of an electrical energy storage devices (e.g., batteries, super- or ultracapacitors), history of such, conditions related to the vehicle (e.g., mileage, weight, size, drag coefficient), a driver or operator of the vehicle (e.g., history with respect to speed, acceleration, mileage) and/or environmental conditions (e.g., ambient temperature, terrain). A controller may control operation of one or more power converters to limit current and/or voltage supplied to a traction electric motor, accordingly.

Online Platform for Unique Items

Among other things, a server controls access to private information about attributes of a unique item, during one or more stages of an online transaction for the unique item between a first online party and a second online party. The controlling of the access to the private information includes the server digitally storing (a) the private information, (b) a listing of the unique item for the online transaction received from the first online party, the listing including one or more constraints on access to the private information by the second online party at one or more stages of the online transaction, and (c) an indicator of a current stage of the one or more stages of the online sale transaction. The server allows or prevents access to the private information at one of the stages of the online transaction through a browser or an app installed on a device of the second online party and based on the current stage of the online transaction.

Methods and apparatus for selecting and delivering content

Systems and techniques for selecting and delivering entertainment content are described. User preference information for entertainment content to accompany user activities is collected and associated with a user. Upon indication by a user of a desire to receive content and designation of an activity to be accompanied by the content, content items are selected and assembled into a package so that the content items may be played in sequence using a user device. The content items comprising the package are delivered to the user device.

Monitoring the influence of media content on website traffic

A user enters trigger terms A2 which are contextually relevant to a website and which may cause viewers of a media stream e.g. a television channel, social media streams, radio etc, to access the website. The user may also enter rules to modify searches, web pages or other media streams if the trigger term is detected. Media streams are monitored A3 and on trigger term detection A4 the stream, word and time of occurrence is stored A5. Traffic to the web site is also monitored A1 and the level at the time of or shortly after detection of a trigger word is determined A5 and displayed A6, allowing the user to identify particularly effective trigger terms. Traffic information may include number of site visits, number or purchases made, conversion rate from hit to purchase etc and may include user demographics. Search pages or social media platforms may be tailored to present information relevant to the trigger words when they are detected, either in the search results or as adverts. The website ...

Game entry

Facilitating the sale of ad items via the internet

Systems and methods for utilizing webpage scripts to segment client sessions of a website

Method and system for influencing digital content or access to content

Providing prompt in an automated dialog session based on selected content of prior automated dialog session

A method, apparatus and program for classifying subject matter of content in a webpage

A method of classifying subject matter of content in a webpage comprises receiving a webpage S71 and extracting content from it S72. Keywords are identified from the content S74, the keywords also being contained in a taxonomy which associates keywords with categories of subject matter. An importance score is assigned to each of the identified keywords S75 (e.g. based on frequency of occurrence within the content) and these keyword weights are then used to calculate context scores for the categories or subcategories of subject matter within the taxonomy S76. The content is classified as being associated with one or more category or subcategory based on the context scores. The classification can be used to place advertisements alongside appropriately themed website content. The content may comprise text and video content, and the keywords may be determined by analysing keyframes and audio of the video using image recognition and speech recognition.

TOOL FOR THE SECURITY AND TO AUSTAUCH OF PERSONAL DATA

System and method for using voice over a telephone to access, process, and carry out transactions over the internet

A system and method of processing credit card, e-commerce, and e-business transactions without the merchant incurring transaction processing fees or charges worldwide

Local advertising responses

A computer-implemented method managing telephonic connections is disclosed. The method includes transmitting from a computer server system, for display on an electronic communication device, an advertisement from an advertiser; receiving from the electronic communication device a request to be connected telephonically with the advertiser; automatically playing a predetermined audio message after connecting telephonically with the advertiser; and connecting the electronic communication device telephonically with the advertiser after playing the predetermined audio message.

METHOD OF MARKETING AND MERCHANDISING PLANTS

The present invention method for the marketing and merchandising of plants involves the personification of one or more plant species with a "personality" or "character" having particular attributes. The one or more personifications are each exemplified by a particular human form. The exemplification thereby enhances promotion and identification of the particular plant species for consideration and purchase by prospective purchasers. Personified plant species including floral plants and their flowers or other plants, are accompanied by a sign bearing the plant species name, a website address, and either an image of the particular human form, the chosen attributes, or both. The sign may also be capable of bearing a description of the plant species, as welt as information for care of the plant species, plus a direction to access the website at such address to discover the "personality" or "character" or "attributes" of such personified plant. The website provides a prospective purchaser with ...

SYSTEMS AND METHODS FOR AUTOMATED MASS MEDIA

Systems and methods for implementing point of advertising purchasing include using mass media publications (10) configured for or containing service, product or vendor transmittable signals, such as from radio frequency identification tags (11). In a preferred arrangement, a consumer perceiving an advertisement of the mass media publication (10) may activate a reader in a portable communications device (4), such as a smart mobile or cellular phone, to receive information from the radio frequency signal associated with the advertisement to identify a vendor, product or service associated with the radio frequency identification. The smart mobile phone or communications device of the consumer may communicate with a system of a vendor across a network (6) to order a product or product information from a system of the vendor (12) over the network by using the information from the radio frequency identification.

ONLINE GAME ADVERTISING SYSTEM

In one embodiment an online game advertising system provides an architecture for enabling the definition, sales, distribution, and management of interactive advertisements, sponsorships, and placements that appear within an online video game as part of the game experience or during idle load, wait, and pause screens. For example, in a race car game, when a driver pulls in for a pit stop, the engine oil brand that the game player may choose may be defined as locations for advertisements or product placements for real life engine oils and game publishers and advertisers may manage what specific advertisements to place in these locations.

METHOD AND SYSTEM FOR PROVIDING PROMOTIONS TO A CUSTOMER BASED ON THE STATUS OF PREVIOUS PROMOTIONS

A system, computer program product and method including delivering an initial promotion to a costumer, determining a status of the initial promotion delivered, selecting a related promotion based on the status of the initial promotion determined, and delivering the related promotion to the costumer. The related promotion is selected based on the status of the initial promotion determined by selecting a predetermined related promotion associated with the status of the initial promotion determined. Moreover, the initial and related promotions may be delivered through an electronic or hard delivery medium, and the status of the initial promotion delivered may be determined by determining a status of the initial promotion based on electronic feedback from the costumer or based on predetermined status criteria assigned to the initial promotion. Promotions may be delivered primarily through an effective delivery medium for a particular customer which is determined by applying a predetermined ...

MOBILE PHONE PAYMENT PROCESSING METHODS AND SYSTEMS

Embodiments provide systems, methods, processes, computer program code and means for using mobile devices to conduct payment transactions at merchant locations including brick and mortar locations and remote locations as well as for person to person transactions.

METHOD AND SYSTEM FOR ELECTRONIC ADVERTISING

A method of delivering advertising in an online environment includes determining an intent of a user interacting with an e-commerce website, and determining a hurdle rate that is based at least on the user intent and which identifies a threshold amount to be bid by an advertiser in order to display an advertisement to the user. The method further includes selecting, from a plurality of advertisements, an optimal advertisement having an advertiser bid that exceeds the hurdle rate, and displaying the optimal advertisement to the user in an interface of a client computer system.

USER PROVIDED IMAGE ADORNMENT OF SOCIAL MEDIA CONTENT

Social media websites provide a means for individuals and enterprises to sell goods and services. Managing such social media websites is provided whereby a user, a client of the social media website, may post social media content adorned with indicators associated with a transaction for an item identified by the adornment. The adornment comprises human-readable (or perceivable) elements to identify to a viewer of the social media content that the item is available for a transaction and machine-readable elements operable to receive a user's input and initiate a transaction associated with the item. The social media content and adornments may be hosted on the same social media site or distributed across a plurality of resources.

MOBILE PAYMENT AND POINT SYSTEM AND METHOD

The present invention is a fast, secure and convenient system and method to pay for goods and services at merchant stores and to receive and redeem electronic coupons and/or merchant loyalty "points" at the time of sale- all from a smart phone. Merchants initiate a Money transaction in the system by inputting the consumer phone number. Upon receiving the consumer's phone number the transaction Server running appropriate software as part of the present invention checks to see if the consumer has any applicable electronic coupons for this merchant and forwarding said payment request and coupon information if any to said consumer electronic device. After receiving a consumer approval, transferring funds from said consumer funds account to payment coordination and subsequently from said payment coordination system to said merchant.

INFORMATION SUPPLY DEVICE

This online shopping server (10) is provided with: a reception unit (17a) that, in the case that a plurality of first product information sets have been selected by user operations in a user terminal (T), acquires the selected plurality of first product information sets; a search unit (17b) that certifies common product attributes among the acquired plurality of first product information sets, and reads product information that differs from the plurality of first product information sets and that corresponds to the common product attributes as second product information; and a transmission unit (17c) that outputs the second product information in order for the read second product information to be displayed at the user terminal (T) along with the common product attributes.

PERSONAL INFORMATION SECURITY AND EXCHANGE TOOL

Utilization of the E-Metro Community and Personal Information Agents assure an effective and comprehensive agent-rule based command and control of informational assets in a networked computer environment. The concerns of informational privacy and informational self-determination are addressed squarely by the invention affording persons and entities a trusted means to author, secure, search, process, and exchange personal and/or confidential information in a networke d computer environment. The formation of trusted electronic communities wherein members command and control their digital persona, exchanging or brokering for value the trusted utility of their informational assets is made possible by the invention. The present inventio n provides for the trusted utilization of personal data in electronic markets, providing both communities and individuals aggregate and individual rule-based control of the processing of their personal data.

SYSTEM AND METHOD FOR IMPROVED PERCEPTION USER IN TOPLIVOZAPRAVOChNOI MEDIUM

ТЕЛЕЖКА ДЛЯ ПОКУПОК, ОБОРУДОВАННАЯ ИНДИКАЦИЕЙ ИЛИ РЕКЛАМНОЙ ПАНЕЛЬЮ

Тележка для покупок имеет помощника покупателя, который временно соединяется с жестко расположенным на тележке корпусом для постоянно присутствующей рекламной панели, причем крепление помощника покупателя расположено вне рекламной панели, а постоянно присутствующая рекламная панель может быть опционально использована также как дисплей для помощника покупателя.

3D CONTENT MANUFACTURING SERVICE METHOD BASED ON FAN SIGN MEETING WITH INTERNET NETWORK

The present invention relates to a 3D content manufacturing service method based on a fan sign meeting with an internet network capable of generating space information for the fan sign meeting based on product purchase information of an entertainer; enabling a purchaser to store 3D content for the purchaser by uploading a purchaser synthesis image in real time, and providing a service for manufacturing various pieces of the 3D content; and enabling a service provider and an entertainment company to find a new profit structure. A 3D content customization service method is performed with the fan sign meeting of a public celebrity (called the entertainer) through a platform of the internet network. The 3D content customization service method comprises: an entertainer product purchase information generation constructing step of constructing purchase information for an entertainer related product in a database for each entertainer; an incentive information providing step of providing incentive ...

인터넷상의 쇼핑몰을 위한 배너 광고의 자동 작성 시스템 및 그 방법

... 본 발명은 인터넷상의 쇼핑몰을 위한 배너 광고의 자동 작성 시스템 및 그 방법에 관한 것으로서, 보다 상세하게는, 쇼핑몰의 인기상품을 선정하고, 쇼핑몰의 고객정보를 분석하여 회원 및 비회원으로 분류하고, 회원 또는 비회원에 따라서 선정된 인기상품에 대한 배너 광고를 작성하여 쇼핑몰에 접속한 고객의 단말기로 제공하는 시스템 및 그 방법에 관한 것이다.

효율적인 의류 판매를 위한 복수의 인터페이스 제공 장치

... 일 실시예는 효율적인 의류 판매를 위한 복수의 인터페이스 제공 장치를 제공할 수 있다. 예를 들어, 제 1 인터페이스는 특정 의류와 연관된 정보를 입력 받기 위한 제 1 페이지, 및 상기 특정 의류의 디자인을 위한 적어도 하나의 화면을 포함하는 제 2 페이지를 제공할 수 있고, 제 2 인터페이스는 상기 의류 상품에 대한 정보를 제공할 수 있고, 제 3 인터페이스는 상기 의류 상품에 대한 복수의 파라미터들 별 평가 점수에 대한 정보를 포함할 수 있다.

광고물에 대한 실적 정보를 산출함으로써, 광고의 직접적인 효과를 측정할 수 있는 풀필먼트 서비스 시스템을 활용한 택배 기반 맞춤형 광고 서비스 제공 및 그에 따른 광고 수익 분배 시스템

... 본 발명의 실시 예에 따르면, 구매자의 구매 정보에 기반하여 광고자가 원하는 지역, 대상자 등 상품 또는 서비스의 광고 전략 정보를 매칭하고 선택된 광고물을 택배를 위한 포장에 동봉함으로써 이를 수령한 구매자가 광고물을 통해 실제 소비로 이루어지는 효과를 극대화할 수 있다. 광고자가 제공하는 광고 관련 정보와 광고물을 이용하여 택배 진행 시 합배송 처리를 제공하는 것으로, 광고물 제작 관련 시간이 소요되지 않고 광고물 제작 관련 비용이 발생되지 않는다. 또한 광고물에 대한 실적 정보를 산출함으로써, 광고의 직접적인 효과를 측정할 수 있고 이를 통해 택배를 기반으로 한 광고산업의 활성화를 가능하게 한다.

Apparatus, method and article for providing vehicle diagnostic data

A network of collection, charging and distribution machines collects, charges and distributes portable electrical energy storage devices (e.g., batteries, supercapacitors or ultracapacitors). Vehicle diagnostic data of a vehicle using the portable electrical energy storage device is stored on a diagnostic data storage system of the portable electrical energy storage device during use of a respective portable electrical energy storage device by a respective vehicle. Once the user places the portable electrical energy storage device in the collection, charging and distribution machine, or comes within wireless communications range of a collection, charging and distribution machine, a connection is established between the collection, charging and distribution machine and the portable electrical energy storage device. The collection, charging and distribution machine then reads vehicle diagnostic data stored on the diagnostic data storage system of the portable electrical energy storage device ...

Wallet Consolidator to Facilitate a Transaction

A wallet consolidator to warehouse information pertaining to at least one card and to retrieve the warehoused information to facilitate a transaction is provided. An embodiment of a Wallet consolidator can include a housing, one or more input devices positioned to receive information, and a memory device positioned to store at least a portion of the information received by the one or more input devices. The wallet consolidator can also include a radio frequency wireless communication interface associated with the housing and adapted to communicate with a point-of-sale terminal thereby to provide at least a portion of the Information stored in the memory device to the point-of-sale terminal, a display screen, and a controller positioned within the housing in communication with and to control each of the one or more input devices, the memory device, the radio frequency wireless communication interface, and the display screen.

Location based content aggregation and distribution systems and methods

An exemplary method includes a content hub subsystem receiving a content posting from an access device connected to a wireless network and associated with a first user. The content posting includes data representative of a content instance and a geographic location associated with the content instance. The exemplary method further includes the content hub subsystem storing the content posting and selectively distributing the content instance to at least one other access device connected to the wireless network based on the geographic location, the at least one other access device associated with a second user. A past or present physical location of the at least one other access device within a predefined proximity of the geographic location is requisite to the distribution of the content instance to the at least one other access device. Corresponding methods and systems are also disclosed.

Centralized, online multi-seller interface system

A sales portal system supports a plurality of buyer computers used by a corresponding plurality of buyers. The sales portal system supports a first seller's computer to support sales of a first plurality of products a second seller's computer to support sales of a second plurality of products. The sales portal accesses first product data from the first seller's computer and second product data from the second seller's computer and responds to a query received from one of the plurality of buyer computers by delivering selections from the associated first product data and the associated second product data. The sales portal manages a single sales transaction for a first product of a first seller and a second product of a second seller. The sales portal rates sellers. The sales portal apportions payment, fulfillment, delivery instructions, and other sales components to the first and second sellers.

System for Online Sales With Automatic Rebate and Coupon Redemption

An online sales/automatic rebate and coupon redemption system provides online customers automatic retrieval and redemption of all applicable rebates and coupons during purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system purchases from merchants using applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system makes it possible to automatically retrieve coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site. The system provides coupons to potential customers via email, based on customer profile, geographical information, etc. Manufacturers and merchants can update coupon value and content based on ongoing sales and volume of customer activity.

Sales channel management infrastructure

A sales system supports sales between a plurality of buyers and a plurality of sellers in a communication network. A sales server has a seller interface used by both a first seller and a second seller respectively via a first seller's computer and a second seller's computer to register availability for sale of a first product and a second product. The sales server, based upon received buyer input from an identified buyer via a buyer computer that includes buyer orders for the first product and the second product dispenses a first sales order to the first seller's computer for the first product and a second sales order to the second seller's computer for the second product. The sales server provides instructions to the first seller's computer for fulfillment of the first sales order and to the second sales computer for the fulfillment of the second sales order.

Communication service method and communication apparatus thereof

A communication service method wherein a user ID is registered at server. Video data from the user's terminal is transmitted to the server. The user selects the setting of whether image data is used with that video data; and the user's selected setting is stored at the server with the user ID. When the stored setting indicates that image data is used, the video data and the image data are transmitted from the server to one or more other terminals.

Affiliate-driven benefits matching system and methods

In a method of matching a consumer to available benefits, benefit information is received for at least one benefit that an affiliate knows is offered by an enabling organization. From a consumer, enabling organization information is received pertaining to an enabling organization with which the consumer is affiliated. Consumer information is received from the consumer, including consumer identification information for identifying the consumer and consumer interest data for identifying an interest of the consumer. The consumer information, enabling organization information, and benefit information are stored in a computer memory. The consumer interest data, enabling organization information, and benefit information are analyzed automatically to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data. A message is displayed to inform the consumer of an available benefit applicable to the consumer interest data.

Methods for an alternative payment platform

Methods and systems are provided for providing an alternative payment platform, including method and systems for providing a platform for presenting an alternate offer to a user who is engaged with a primary offer and receiving an indication of the user's engagement with the alternate offer, wherein the user's engagement with the alternate offer serves as an alternative form of payment for an item associated with the primary offer. Such methods and systems may further include methods and systems for selecting one or more alternate offers engagement with which serves as an alternative form of payment for an item associated with a primary offer, presenting the selected alternate payment offers to a user, receiving an indication of engagement with at least one of the alternate offers, receiving payment in exchange for presenting the accepted offer and providing payment to the offeror of the primary offer.

Promotion infrastructure having third party posting service

An online sales/automatic rebate and coupon redemption system provides online customers automatic retrieval and redemption of all applicable rebates and coupons during purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system purchases from merchants using applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system makes it possible to automatically retrieve coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site. The system provides coupons to potential customers via email, based on customer profile, geographical information, etc. Manufacturers and merchants can update coupon value and content based on ongoing sales and volume of customer activity.

Forecast and demand based price calculation

An online sales/automatic rebate and coupon redemption system provides online customers automatic retrieval and redemption of all applicable rebates and coupons during purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system purchases from merchants using applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system makes it possible to automatically retrieve coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site. The system provides coupons to potential customers via email, based on customer profile, geographical information, etc. Manufacturers and merchants can update coupon value and content based on ongoing sales and volume of customer activity.

Shopping context engine

A system receives context data associated with a context and a user. The system then associates the context data to a user identifier and retrieves data associated with the context. The system then filters the data according to the context data to create result data. In another embodiment, the system also receives context data from a plurality of users, where the context data pertains to one or more attributes of a context. The system then using the context data ranks the one or more attributes of the context to create ranked data and generates a user interface based on the ranked data. In yet another embodiment, the system communicates context data associated with a context and a user to a server, and receives result data created by the server filtering data retrieved based on the context data. The system then generates a user interface based on the result data.

Measuring Effectiveness of Advertisements and Linking Certain Consumer Activities Including Purchases to Other Activities of the Consumer

A method for linking online computer activity with non-online consumer activity by creating a unique identifier for each consumer; storing online and non-online consumer activity in a database indexed by the unique identifier; and modifying online or non-online consumer offerings based on processing the stored online and non-online consumer activity.

Advertising system supporting user interaction with promotion portal

A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system makes purchases from merchants or manufacturers using all applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system automatically retrieves coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site and to retrieve manufacturer's and merchant's coupons prior to an online purchasing activity for subsequent submission to an online merchant during a subsequent purchasing activity.

Multi-search infrastructure supporting advertising & internet search term reuse

A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption or by other merchant or manufacturer environments. The system makes purchases from merchants or manufacturers using all applicable coupons and rebates and then sells the products to the customers, passing the savings to them. The system automatically retrieves coupons and rebates for items in a shopping cart during the activity of an online purchase at an electronic mall or an online merchant site and to retrieve manufacturer's and merchant's coupons prior to an online purchasing activity for subsequent submission to an online merchant during a subsequent purchasing activity.

Delivery, organization, and redemption of virtual offers from the internet, interactive-tv, wireless devices and other electronic means

Disclosed are methods and systems for redeeming virtual coupons by associating the coupons with a consumer and a payment system associated with the consumer. In some embodiments, the method includes distributing the enabled promotional offers, from one or more source sites, via the electronic contact addresses for the plurality of consumers, such that the promotional offers can be electronically accepted by at least some of the particular consumers with whom they are identified without redeeming the accepted offers. The method further includes electronically receiving a redemption of the promotional offer by means of the consumer's presentment of the associated payment system for purchasing the subject matter of the accepted promotional offer.

Method and Apparatus for Providing a Shopping List Service

A method and apparatus is disclosed that provides an Internet wish list for deferred purchasing. A user clicks on an add to wish list button located on locations, such as, a product page, a banner ad, or search results to add an item to the wish list. A reminder system is used to remind a user to purchase an item at a future time. The shopping list service may be integrated at a high level of integration and a low level of integration. On a low level of integration a proxy platform is used to add functionality to a website.

Single tap using a user selected card

The invention describes how a consumer can hold their NFC enabled device in proximity to an NFC enabled point-of-sale terminal and with a single “wave” or “tap” to automatically redeem coupons, pay for a purchase using a default payment card or a selected card, view receipts view reward point balances, and receive relevant coupons and other digital artifacts both before and after the purchase. The NFC enabled device includes a secure element with a payment application, payment credentials, and other digital artifacts such as coupons. The secure element can be internal to the mobile device, externally affixed to the mobile device, or inserted into a slot within the body of the mobile device.

Single tap transactions using a mobile application

The invention describes how a consumer can hold their NFC enabled device in proximity to an NFC enabled point-of-sale terminal and with a single “wave” or “tap” to automatically redeem coupons, pay for a purchase using a default payment card or a selected card, view receipts view reward point balances, and receive relevant coupons and other digital artifacts both before and after the purchase. The NFC enabled device includes a secure element with a payment application, payment credentials, and other digital artifacts such as coupons. The secure element can be internal to the mobile device, externally affixed to the mobile device, or inserted into a slot within the body of the mobile device.

Methods for and apparatus for providing assistance to a purchaser

The present invention provides methods and apparatus for assisting a Purchaser in making a decision related to a Purchase. The decision may include which Product or Service will most satisfy a Purchaser in the event that the Purchaser acquires the Product or Service. The assistance is based upon emotional motivators associated with the Purchaser.

Utilizing shopping lists for nfc transactions

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

Online shopping using a cloud-based mobile wallet

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

User interface and methods for recommending items to users

Improved user interfaces and methods are provided for presenting item recommendations to a user when the user selects an item to add to an electronic shopping cart. In response to the user's selection, a page generation process generates and returns a page that includes a condensed shopping cart portion and a recommendations portion. The condensed shopping cart portion may include a link to an additional page that includes controls for editing the shopping cart and/or includes additional information regarding contents of the shopping cart. The recommendations portion may include multiple recommendations sections that are populated using different respective item selection methods.

Online shopping using a mobile payment system

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

In store mobile payment using a default payment method

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

Processing payments at a management server with a user selected payment method

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

Remote transaction processing using authentication information

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

Internet business transaction processor

Targeted products are offered over a communications network. Product data for a plurality of products from a plurality of distributors for the products is received. Customer data from a plurality of customers comprising personal information about customers is received. Using the data, at least one user-specific product offering from the plurality of products is generated. Automated messages comprising the at least one user-specific product offering to the one or more customers are then sent.

ADDITIONAL INFORMATION FOR SHOPPING INFORMATION IN MOBILE SHOPPING

A mobile device acquires additional information, such as color and/or size variation information of an item, from an additional information tag when creating shopping information, and reflects the additional information in the shopping information, whereby the number of item tags may be reduced. Also, a code for related item information is contained in an item tag as additional information, allowing the mobile device to acquire the related item information when acquiring item information and to present the information to a customer. By including a common campaign code in an item tag for a certain group of items, the group of items may be set as targets of the common campaign. Also, the meaning of the campaign code may be personalized for each customer. Furthermore, various campaigns and promotions, such as proposal/cross-selling of related items, may be provided. 1. A method for acquiring item information from an item tag for an item , and including additional information in shopping information by performing acquisition one or more times by means of a mobile phone , the method for a device having a processor performing steps comprising:a device having a processor acquiring item information from an item tag for an item;the device extracting additional information from the acquired item information;the device acquiring content associated with the additional information by referring to an additional information database;the device displaying basic information and acquired content on a display;the device recording, in response to a user input operation performed on the device, an operation performed on the acquired content; andthe device including the additional information in shopping information,whereby an item specified by the additional information can be purchased.2. The method according to claim 1 , further comprisinga step in which, if the acquired additional information is not found in the additional information database, the device acquires a record for the ...

CHECKOUT-BASED DISTRIBUTED OF DIGITAL PROMOTIONS

Coupon information is provided electronically in association with receipts for transactions at physical stores and/or online stores. A retailer causes performance of a transaction in which one or more items are purchased. An interface configured to accept input indicating a customer identifier, such as an email address, associated with the transaction is provided. When input has been received via the interface, it is determined whether the identifier is associated with a known customer identity. If the customer identifier is associated with a known identity, digital coupons associated with that identity are applied against the transaction. An electronic receipt is further provided for the transaction via, for instance, the provided email address or a web-based application in which a session is established in connection with the identity. 1. A system comprising:a transaction aggregator component comprising a first set of one or more computer devices;wherein the transaction aggregator component provides a transaction application programming interface configured to receive, over a first set of one or more network interfaces, transaction data from a multiple different retail data centers;a user database storing records describing user entities;a transaction database storing records describing the transaction data;wherein the transaction data comprises transaction logs from stores that report to the multiple different retail data centers, each transaction log of the transaction data recording details of a different transaction at a corresponding one of the stores;wherein the transaction aggregator component is configured to associate particular transaction logs with particular user entities in the user database and update the transaction database based on the transaction data received from the multiple different retail data centers;a receipt server comprising a second set of one or more computer devices configured to send receipt data to customer devices over a wide area ...

SYSTEMS AND METHODS FOR AUTOMATED MASS MEDIA COMMERCE

Systems and methods for implementing point of advertising purchasing include using mass media publications configured for or containing service, product or vendor transmittable signals, such as from radio frequency identification tags. In a preferred arrangement, a consumer perceiving an advertisement of the mass media publication may activate a reader in a portable communications device, such as a smart mobile or cellular phone, to receive information from the radio frequency signal associated with the advertisement to identify a vendor, product or service associated with the radio frequency identification. The smart mobile phone or communications device of the consumer may communicate with a system of a vendor or vendors by way of a commerce data organization system across a network to order a product or product information from a system of the vendor over the network by using the information from the radio frequency identification. 1. A method for responding , over a network , to a wireless request from a consumer to an advertiser , the wireless request associated with a human-perceptible advertisement for a service or product offered by a vendor , the advertisement associated with at least one RFID transmitter and associated with a wireless transmission identification signal representing information pertaining to the service or product offered by the vendor , the wireless transmission identification signal being transmitted from the RFID transmitter associated with the advertisement , the method comprising:receiving an electronic consumer request at a commerce data organization system from a wireless ordering device via the network, the electronic consumer request having electronic information pertaining to the service or product offered by the vendor received by an RFID reader device of the wireless ordering device by way of the wireless transmission identification signal from the RFID transmitter associated with the advertisement;generating a response to the ...

RETAILER DEBIT CARD SYSTEM

A method of processing a purchase transaction for one or more items includes receiving, at a central computing network, MICR information associated with a financial account of a customer. The central computing network includes a solicitation processor and a comprehensive negative check file. The method further includes using the solicitation processor to determine whether to solicit the customer to apply for a financial transaction card including determining if any of a plurality of predefined reasons exist not to solicit the customer, wherein one of the plurality of predefined reasons includes if the MICR information associated with the financial account of the customer matches MICR information of a check listed in the comprehensive negative check file, if any of the plurality of predefined reasons exist, deciding not to solicit the customer, and if none of the plurality of predefined reasons exist, deciding to solicit the customer. 1. A method of processing a purchase transaction for one or more items , the method comprising: the central computing network includes a solicitation processor and a comprehensive negative check file,', 'the comprehensive negative check file is maintained by a retail corporation and comprises an internal negative check file and an external negative check file,', 'the internal negative check file includes at least a list of outstanding checks to the retail corporation that are unpaid due to non-sufficient funds, and', 'the external negative check file includes a copy of a file compiled by a third party check authorization service, and, 'receiving, at a central computing network, magnetic ink character recognition (MICR) information associated with a financial account of a customer, wherein determining if any of a plurality of predefined reasons exist not to solicit the customer to apply for the financial transaction card, wherein one of the plurality of predefined reasons includes if the MICR information associated with the financial ...

Automated content delivery to distributed media outlets

A method can include sending a request to a media content provider requesting media content and receiving the media content and instructions from the media provider. The instructions can be utilized by the media provider to broadcast the media content. The media provider can store the received media content in a database process the instructions then distribute the media content and the instructions to distributed media outlets. The media content provider can receive information indicating that the media content was broadcast by the distributed media outlets according to the instructions.

Image Capture and Identification System and Process

A digital image of the object is captured and the object is recognized from plurality of objects in a database. An information address corresponding to the object is then used to access information and initiate communication pertinent to the object.

Electronic Commerce Using Streaming Media

The disclosure provides for electronic commerce using streaming media. (1) E-commerce opportunities are combined with incentives (e.g., random, pseudo-random, skill-based, or responsive to aggregate buying) for participation by recipients, enhancing the likelihood of responses from recipients and the value of distribution of the promotional information. (2) Techniques are applied to a server associated with e-commerce opportunities, to avoid unduly burdening that server. An applet may conduct the interactive process with the recipient and present results to the server, implement the incentives, conduct e-commerce transactions with the recipient, and select one or more recipients for an incentive reward. (3) The promotional material is associated with elements of the streaming media being presented, such as an actor or object. Presentation of promotional material at a device can be responsive to information about the recipient, gleaned from, for example: demographic information, preferences, fuzzy searching, or collaborative filtering. 172-. (canceled)73. A method comprising:receiving, by a client device of a network, program instructions that are executable by a processor of the client device; and perform an e-commerce transaction with a user of the client device for purchase of an item, and', 'transmit e-commerce results to a computing device of the network., 'executing the instructions by the processor of the client device to cause the client device to74. The method of claim 73 , wherein receiving the program instructions includes receiving a media stream that includes the program instructions claim 73 , media data and promotional information.75. The method of claim 74 , wherein the promotional information includes an opportunity to purchase at least one item contained in said promotional content information.76. The method of claim 75 , wherein said opportunity includes at least one incentive for participation by said user.77. The method of claim 76 , wherein said ...

Image Capture and Identification System and Process

A digital image of the object is captured and the object is recognized from plurality of objects in a database. An information address corresponding to the object is then used to access information and initiate communication pertinent to the object.

SYSTEMS AND METHODS FOR AUTOMATED MASS MEDIA COMMERCE

Systems and methods for implementing point of advertising purchasing include using mass media publications configured for or containing service, product or vendor transmittable signals, such as from radio frequency identification tags. In a preferred arrangement, a consumer perceiving an advertisement of the mass media publication may activate a reader in a portable communications device, such as a smart mobile or cellular phone, to receive information from the radio frequency signal associated with the advertisement to identify a vendor, product or service associated with the radio frequency identification. The smart mobile phone or communications device of the consumer may communicate with a system of a vendor across a network to order a product or product information from a system of the vendor over the network by using the information from the radio frequency identification. 1. A system for processing a wireless request over a network based on a human-perceptible advertisement for advertising to consumers a product or service offered by a vendor , the advertisement associated with at least one radio frequency identification (RFID) tag , the at least one RFID tag being configured to transmit a wireless identification transmission signal representing information pertaining to the product or service offered by a vendor , the system comprising:a mobile ordering device including a radio frequency identification reader configured to receive from the at least one RFID tag the wireless identification transmission signal corresponding to the advertisement and representing information pertaining to the product or service offered by the vendor,the mobile ordering device configured to accept input from a consumer, generate an electronic transaction order pertaining to the advertisement with the information from the wireless identification transmission signal, communicate the transaction order to a commerce data system over a network, and communicate an identifier associated ...

SYSTEMS AND METHODS FOR AUTOMATED MASS MEDIA COMMERCE

Systems and methods for implementing point of advertising purchasing include using mass media publications configured for or containing service, product or vendor transmittable signals, such as from radio frequency identification tags. In a preferred arrangement, a consumer perceiving an advertisement of the mass media publication may activate a reader in a portable communications device, such as a smart mobile or cellular phone, to receive information from the radio frequency signal associated with the advertisement to identify a vendor, product or service associated with the radio frequency identification. The smart mobile phone or communications device of the consumer may communicate with a system of a vendor across a network to order a product or product information from a system of the vendor over the network by using the information from the radio frequency identification. 1. A system for processing a wireless order from a vendor over a network based on a broadcast publication containing a human-perceptible advertisement for advertising to consumers a product or service offered by the vendor , the broadcast publication associated with at least one radio frequency identification (RFID) tag of a broadcast receiver , the at least one RFID tag being configured to transmit a wireless identification transmission signal representing information pertaining to the product or service offered by the vendor comprising:mobile ordering device of a human consumer who perceives the human-perceptible advertisement of the broadcast publication received by the broadcast receiver, the mobile ordering device comprising a radio frequency identification reader to receive from the at least one RFID tag of the receiver the wireless identification transmission signal corresponding to the broadcast publication and representing information pertaining to the product or service offered by the vendor, the mobile ordering device further configured to accept input from a consumer, generate an ...

Commerce System and Method of Providing Personalized Marketing Presentation with Products of Interest for Consumer

A commerce system has retailers offering products for sale to consumers. Product information is collected associated with a plurality of products. Products of interest are presented to a first consumer based on the product information. The products of interest are selected based on a prior product selection by the first consumer, product selections by a second consumer, or retailer promoted products. The products of interest include comparative product information from a plurality of retailers. A shopping list is generated including one or more selected products of interest as determined by the first consumer. The shopping list including the selected products of interest is made available to the first consumer to assist with a purchasing decision. The purchasing decision within the commerce system is controlled by enabling the first consumer to select products for purchase based on the shopping list including the selected products of interest.

Internet business transaction processor

Targeted products are offered over a communications network. Product data for a plurality of products from a plurality of distributors for the products is received. Customer data from a plurality of customers comprising personal information about customers is received. Using the data, at least one user-specific product offering from the plurality of products is generated. Automated messages comprising the at least one user-specific product offering to the one or more customers are then sent.

Apparatus, method and article for providing vehicle diagnostic data

A network of collection, charging and distribution machines collects, charges and distributes portable electrical energy storage devices (e.g., batteries, supercapacitors or ultracapacitors). Vehicle diagnostic data of a vehicle using the portable electrical energy storage device is stored on a diagnostic data storage system of the portable electrical energy storage device during use of a respective portable electrical energy storage device by a respective vehicle. Once the user places the portable electrical energy storage device in the collection, charging and distribution machine, or comes within wireless communications range of a collection, charging and distribution machine, a connection is established between the collection, charging and distribution machine and the portable electrical energy storage device. The collection, charging and distribution machine then reads vehicle diagnostic data stored on the diagnostic data storage system of the portable electrical energy storage device and provides information regarding the diagnostic data.

System and method for initiating a text message communication session between a merchant and a consumer

A system and method are provided for initiating a text message communication session between a merchant and a consumer. An advertisement may be transmitted to a mobile device associated with the consumer, a signal may be received from the mobile device indicating that the consumer has activated a link associated with the advertisement, and the signal may also include contextual information associated with the consumer's use of the mobile device. A text message communication session may be initiated between the mobile device and a merchant representative; whereby a text message alert may be provided to the merchant representative, comprising the contextual information associated with the consumer.

APPARATUS, METHOD AND ARTICLE FOR PROVIDING INFORMATION REGARDING AVAILABILITY OF POWER STORAGE DEVICES AT A POWER STORAGE DEVICE COLLECTION, CHARGING AND DISTRIBUTION MACHINE

A network of collection, charging and distribution machines collect, charge and distribute portable electrical energy storage devices (e.g., batteries, supercapacitors or ultracapacitors). Availability of charged portable electrical energy storage devices available at a collection, charging and distribution machine are communicated to or acquired by a mobile device of a user or a user's vehicle. Once the mobile device of a user or a user's vehicle comes within close proximity of the collection, charging and distribution machine or within a particular area surrounding the collection, charging and distribution machine, the collection, charging and distribution machine or a collection, charging and distribution machine management system communicates an alert (e.g., over a cellular network, short range wireless signal or wireless fidelity (Wi-Fi) network) to the mobile device or vehicle indicating how many portable electrical energy storage devices are available at the distribution machine. 1. A method of operating a system for providing information regarding availability of portable electrical energy storage devices at a collection , charging and distribution machine for collection , charging and distribution of portable electrical energy storage devices , the method comprising:receiving, by the system for providing information regarding availability of portable electrical energy storage devices, information regarding presence of a user device; andin response to the received information regarding presence of the user device, communicating to the user device, by the system for providing information regarding availability of portable electrical energy storage devices, information regarding an availability of a portable electrical energy storage device at a collection, charging and distribution machine.2. The method of wherein the presence of the user device is within a wireless signal range of the collection claim 1 , charging and distribution machine.3. The method of ...

Email-based e-commerce

An email payment gateway having electronic commerce (e-commerce) system may send advertisement emails to customers that are registered with the e-commerce system. The advertisement emails may include mailto hyperlinks. Each mailto hyperlink may be associated with a product that is being offered for sale, and each mailto hyperlink describes an email message that may be generated when that hyperlink is selected. When a mailto hyperlink is selected, the generated email message may include one or more parameters related to the product associated with the hyperlink, such as an identifier of the product. The generated email message may then be transmitted to the e-commerce system. The e-commerce system may receive the message and, based on the parameters in the received message, execute a transaction to purchase the identified product on behalf of the customer.

METHOD OF RANKING AND DISPLAYING CERTIFIED CONTENT

A social media platform and method for displaying and ranking content from an individual user against content from other users. The method prompts the individual user to input user-generated information; receives the user-generated information; acquires related information; receives at least one visual recording related to the user-generated information; associates the user-generated information, the related information, and the captured visual recording to create a user single trophy entry in a remote database; ranks the user single trophy entry relative to a plurality of single trophy entries in the remote database to determine a relative rank; and displays the user single trophy entry with the determined rank. The social media platform displays and ranks trophies taken by a plurality of users utilizing a database, a ranking module, and an output module. 1. A method of displaying and ranking content from an individual user against content from other users comprising:prompting the individual user to input user-generated information;receiving the user-generated information;acquiring related information;receiving at least one visual recording related to the user-generated information;associating the user-generated information, the related information, and the captured visual recording to create a user single trophy entry in a remote database;ranking the user single trophy entry relative to a plurality of single trophy entries in the remote database to determine a relative rank; anddisplaying the user single trophy entry with the determined rank.2. The method of wherein the user-generated information includes at least one of the size and quality measurements for an animal and wherein the ranking of the plurality of single trophy entries and the user single trophy entry is by at least one of the size and the quality information.3. The method of further including a step of accessing a mobile application having at least one of a picture module and a graphical user ...

OFFERS SYSTEM

A computer system processes a message from a user mobile device by receiving the message from the user mobile device, wherein the message comprises a purchase request, and then determining a matching purchase offer in a database containing a plurality of purchase offers, wherein the matching purchase offer corresponds to an offer identified in the purchase request. The system then transmits a purchase request to a purchase agent at a third party provider that is associated with the matching purchase offer, and processing a purchase transaction received from the purchase agent at the third party provider. 1. A method of processing a message from a user mobile device , the method comprising:receiving the message at a computer apparatus from the user mobile device, the message comprising a purchase request;determining a matching purchase offer in a database containing a plurality of purchase offers, wherein the matching purchase offer corresponds to an offer identified in the purchase request;transmitting a purchase request to a purchase agent at a third party provider that is associated with the matching purchase offer;processing a purchase transaction received from the purchase agent at the third party provider.2. The method as in claim 1 , wherein determining a matching purchase offer comprises:identifying a stored offer in the database, wherein the stored offer comprises the matching purchase offer;transmitting the stored offer to the user mobile device;receiving the purchase request from the user mobile device.3. The method as in claim 1 , wherein transmitting the purchase request comprises transmitting a communication from an Office Web Service node of the computer apparatus to the purchase agent of the third party provider.4. The method as in claim 1 , further comprising generating a data record that indicates a purchase order state of the purchase request.5. The method as in claim 4 , wherein the purchase order state is updated by an Office Web Service node of ...

System and method of incentivized advertising

Exemplary embodiments of methods and systems of incentivized advertising are presented. A content identifier identifying a digital content item, such as a song, is displayed on a user computing device. The digital content item is typically of the type available for a purchase price by the general public. A selection icon is provided in visual association with the content identifier. If the icon is selected by the user, an advertisement media item, such as a video advertisement, is presented on the user computing device. If the advertisement media item is presented for at least a requisite ad impression period, the digital content item is imparted to the user for free. Follow-up ad engagement views are typically presented to the user with a button to redeem the earned digital content item. Administrator and server elements are configured to facilitate performance of the method, and to optimize efficient use of advertiser's budget.

OFFER GENERATION BASED UPON USER ACTIVITY

There is disclosed a method for offer generation based upon website activity. The method comprises accessing a user identification system to identify a user in response to interaction by the user with a first website accessible to an offer server and monitoring the activity of the user on the first website. Next, the method includes determining that the user provided intent indicia indicating that the user intended to carry out an action on the first website and storing the purchase intent indicia in a database. Finally, the method includes accessing the database in response to further interaction by the user with a second website serviced by the offer server in order to obtain the intent indicia and to provide intent-related content to the user in response to the purchase intent indicia. 1. A method for offer generation based upon website activity comprising:identifying a user in response to interaction by the user with a first website accessible to an offer server;monitoring the activity of the user on the first website;determining that the activity generated intent indicia indicating that the user intended to carry out an action on the first website;storing the intent indicia in a database;accessing the database in order to obtain the intent indicia in response to further interaction by the user with a second website serviced by the offer server; andproviding an offer to the user in response to the interaction with the second website and the intent indicia.2. The method of wherein the first website is the second website.3. The method of wherein the intent indicia is a request for information and further wherein the offer is additional information related to the request.4. The method of wherein the intent indicia is purchase intent indicia indicating an intent to purchase a product and further wherein the offer is related to the product.5. The method of wherein the product is a service.6. The method of wherein the purchase intent indicia is a selected one of the ...

COUPON OFFERS FROM MULTIPLE ENTITIES

Offers from multiple entities provide an incentive for consumers to behave in a manner that is beneficial to the offer provider. Each offer is associated with rules that establish conditions that must be met for the offer to be valid. For example, a rule may be established to promote the use a specific form of payment, such as a particular credit card. Thus, the offer would only be valid if the consumer paid for the merchandise using the particular credit card. A merchant may generate its own offers or receive offers from a variety of sources (e.g., a payment processing organization, an issuer, or other external sources). 120.-. (canceled)21. A method comprising:receiving, by a device, a consumer identifier;determining, by the device, different discounted transaction amounts associated with a plurality of offers provided by a payment processing organization and an issuer; andpresenting, by the device, different discounted transaction amounts associated with the plurality of offers provided by the payment processing organization and the issuer.22. The method of wherein the consumer identifier is a payment card account number.23. The method of wherein reviewing claim 21 , determining claim 21 , and presenting are conducted during a transaction.24. The method of wherein the transaction is conducted between a consumer associated with the consumer identifier and a merchant.25. The method of further comprising:identifying the payment processing organization and the issuer during the transaction.26. The method of further comprising:sending, by the device during the transaction, a plurality of offer indicators to the payment processing organization and the issuer; andreceiving, by the device during the transaction, validation of the plurality of offers.27. The method of further comprising:receiving, by the device from a consumer during the transaction, a selection of a validated offer from the payment processing organization or the issuer.28. The method of further ...

COMMUNICATION SERVICE METHOD AND COMMUNICATION APPARATUS THEREOF

A communication service method wherein a user ID is registered at server. Video data from the user's terminal is transmitted to the server. The user selects the setting of whether image data is used with that video data; and the user's selected setting is stored at the server with the user ID. When the stored setting indicates that image data is used, the video data and the image data are transmitted from the server to one or more other terminals. 134-. (canceled)35. A communication server comprising:a communicator configured to receive a user ID of a user, video data from a terminal used by the user, and a setting of whether image data is used with the video data, anda store configured to store the setting; anda controller configured to control the communicator to transmit to one or more other terminals the video data and the image data when the setting indicates that the image data is used.36. The communication server according to claim 35 ,wherein the communicator receives the video data in real time from the terminal.37. The communication server according to claim 35 ,wherein the image data is superposed onto the video data when the other terminals display both the video data and the image data.38. The communication server according to claim 37 ,wherein the image data is superposed onto the video data with a certain transparency rate.39. The communication server according to claim 37 ,wherein the image data is superposed onto a predetermined area of a display area of the video data.40. The communication server according to claim 37 ,wherein the controller detects feature points of an object within the video data, andwherein the image data is superposed onto the video data based on the feature points of the object.41. The communication server according to claim 35 ,wherein the communicator receives a request for additional information in response to a designation to the image data being displayed on the other terminals.42. The communication server according to ...

Image Capture and Identification System and Process

A digital image of the object is captured and the object is recognized from plurality of objects in a database. An information address corresponding to the object is then used to access information and initiate communication pertinent to the object. 1. A method of determining a banking account for a transaction comprising ,recognizing, via a computer device processor, one or more products as a target object based on a digital representation of a scene and appropriate to a location of a mobile device;receiving target object information associated with the target object and about multiple accounts linked to a user;determining promotions associated with the target object, wherein the promotions are for purchases of the products using at least one of the accounts linked to the user;determining the account linked to the user for use in payment for the recognized products; andpresenting, via mobile device, the target object information associated with the product and associated with an on-line transaction.2. The method of claim 1 , wherein recognizing one or more products further comprises capturing claim 1 , via the mobile device claim 1 , images of the one or more products.3. The method of claim 2 , wherein capturing images further comprises implementing claim 2 , via a computer device processor claim 2 , object recognition processing to match one or more images that correspond to one or more products.4. The method of claim 1 , wherein recognizing one or more products further comprises capturing a tag located in claim 1 , on claim 1 , or associated by any convenience means to one or more of the products and reading the tag to recognize the product.5. The method of claim 1 , wherein recognizing one or more products further comprises capturing high-speed time varying image or video of the one or more products.6. The method of claim 1 , wherein determining the account for payment of the product is based at least in part on the account linked to the user claim 1 , wherein ...

METHOD AND APPARATUS FOR SELECTING A SUPPLEMENTAL PRODUCT TO OFFER FOR SALE DURING A TRANSACTION

According to some embodiments, a supplemental product or service may be offered to a user during a transaction, either in addition to products and/or services the user is purchasing, or as a replacement to one or more of the products and/or services that the user is purchasing. The functionality may be implemented, for example, in a retail embodiment where a user is purchasing products and/or services at a cash register or other point-of-sale terminal. One or more embodiments may be implemented online where a user is purchasing products and/or services using a computer, terminal, telephone or other client or user device and accessing a World Wide Web site, online catalog, interactive voice response unit or system, etc. 1. A method comprising:determining, by at least one of a user device and a second device in communication with said user device, transaction information at said user device; a respective profitability of at least one of said possible supplemental products,', 'a respective popularity of said at least one possible supplemental products,', 'one or more preferences of a user of said user device,', 'a respective number of said at least one possible supplemental products in inventory,', 'a business rule for scoring said plurality of possible supplemental products, and', 'a purchase history of said user of said user device; and, 'determining, by at least one of said user device and said second device, one or more respective scores for one or more of a plurality of possible supplemental products based on said transaction information and one or more of the followingselecting, by at least one of said user device and said second device, said one or more supplemental products based on said one or more respective scores of said one or more possible supplemental products; andproviding, via said user device, an indication of said one or more selected supplemental products.2. The method of claim 1 , wherein said selecting comprises choosing a supplemental product ...

Image Capture and Identification System and Process

A digital image of the object is captured and the object is recognized from plurality of objects in a database. An information address corresponding to the object is then used to access information and initiate communication pertinent to the object.

METHOD AND SYSTEM FOR INTERROGATING AND PROCESSING CODES

An interrogating and processing system and method is described. A wireless communication device interrogates an information source, having a barcode or tag, and wirelessly transmits data indicative of the information source. The interrogator can be built into or adjunct to the wireless communication device. An automated processing subsystem receives the transmitted data and identifies an item corresponding to the data. A fulfillment subsystem effects delivery of the item to a destination. There can be a coupon code scanning and processing system and method. A wireless computing device having an interrogator reads a coupon code. An automated processing subsystem receives the corresponding data and provides a benefit associated with the coupon. The benefit can be a discount on a product or service. Alternatively, at least a portion of the coupon including a code is displayed on a screen of the computing device for processing at a point of sale terminal. 1. A coupon code scanning and processing system , comprising: a scanner configured to scan a coupon and an item code, the coupon relating to an item, and the item code identifying the item;', 'a memory configured to store data indicative of the coupon and to store data associated with the coupon, the stored data associated with the coupon comprising a whole or partial bitmap of the coupon and a coupon code;', 'a processor configured to receive the item code and to character recognize the whole or partial bitmap to identify a particular coupon code, and wherein the processor is further configured to determine whether data indicative of the particular coupon code relating to the item identified by the item code is present in the memory;', 'a display configured to display the whole or partial bitmap of the coupon received in the scanner; and, 'a wireless computing device comprisingan automated processing subsystem configured to receive the coupon code from the whole or partial bitmap displayed on the wireless computing ...

BRAND MONITORING AND MARKETING SYSTEM

A brand management system for providing marketing and monitoring services for brands or products over the global computer networks. The brand management system can include a bot used to automatically monitor certain web sites and web postings for specific keywords. The keywords may be related to particular brands or products. The brand management system can also include an ad directory system or an ad directory that provides manufacturers or advertisers with a large directory of web sites related to a particular brand. The manufacturers or advertisers can select web sites that they wish to advertise their brands or products on, using a system similar to an online shopping cart. The brand management system can also include an ad distribution system and an ad tracking system for distributing and tracking ads, respectively. Further, the brand management system can include an online payment system and/or a file management system. 1a brand monitoring tool adapted to automatically monitor one or more of the web sites for at least one keyword related to a particular brand or product; andan advertisement directory system comprising a directory of web sites that are likely to provide an effective venue for one or more advertisements for the particular brand or product.. A brand management system coupled to a plurality of web sites over a communications network, the brand management system comprising: This application is a continuation of U.S. application Ser. No. 11/359,003, filed on Feb. 21, 2006, which claims priority to and the benefit of U.S. Provisional Application No. 60/654,163 filed on Feb. 18, 2005, the entire contents of each of which are incorporated herein by reference.The present invention relates to online brand marketing and monitoring, and more particularly, to a method and apparatus for facilitating targeted advertising of various different brands and monitoring thereof, over global computer networks.Global computer networks, such as the Internet, are ...

BILL/ITEM PAYMENT-FOR-ANOTHER

Bill/item payment-for-another systems and methods include receiving a find-users request from a first user device that is associated with first user information, and that find-users request is directed to a physical merchant location that is associated with merchant information. A second user device is then determined to be located at the physical merchant location. Second user information is then retrieved using an identifier of the second user device. The second user information is provided for display on the first user device. A purchase request is then received from the first user device of at least one item for a second user that is associated with the second user information. A payment amount is then transferred for the at least one item from a first user account that is associated with the first user information to a merchant account that is associated with the merchant information. 1. A bill/item payment-for-another system , comprising:a non-transitory memory storing first user information, second user information, and merchant information; receiving a find-users request that is directed to a physical merchant location associated with the merchant information from a first user device over a network;', 'determining that a second user device is located at a physical merchant location;', 'retrieving the second user information from the non-transitory memory using an identifier of the second user device;', 'providing the second user information over a network for display on a first user device that is associated with the first user information;', 'receiving a purchase request over the network from the first user device of at least one item for a second user that is associated with the second user information; and', 'transferring a payment amount for the at least one item from a first user account that is associated with the first user information to a merchant account that is associated with the merchant information., 'one or more hardware processors coupled to ...

SYSTEM AND METHOD FOR PERSONALIZED ADD-ON PURCHASE

A system and method for identifying and promoting product items, in which current personal information of a consumer is used to identify and promote additional products items for purchase that have been specifically selected for the consumer at completion of a current order based upon current personal information of the consumer. The recommended product items may then be ordered with minimum additional effort on the part of the consumer, using information from the completed order. This results in a high likelihood of the recommended product items being of interest to, and therefore being purchased by, the consumer. 1. A method of operating a system for using personal information of a consumer to identify and recommend product items for purchase following placement of a prior order , the method comprising: for each of the plurality of consumers, maintaining corresponding personal information comprising shopping behavior information, purchase history information, order fulfillment information, and means of payment information;', 'responsive to a specific request of one of the plurality of consumers, adding one or more product items to a first order for the one of the plurality of consumers;', 'responsive to an explicit request to place the first order of the one of the plurality of consumers, selecting a first set of product items from a plurality of additional product items according to a respective value assigned to each of the plurality of additional product items, wherein the value assigned to each of the plurality of additional product items is representative of a likelihood of purchase of the respective product item by the one of the plurality of consumers;', 'communicating product information for each of the first set of product items to a communication device of the one of the plurality of consumers, for display; and', 'responsive to the one of the plurality of consumers, processing at least one of the first set of product items as a second order for the one ...

ENTERTAINMENT EVENT TICKET PURCHASE AND EXCHANGE SYSTEM

An electronic ticket exchange system offers tickets using a market-making system. Patrons submit bids, for seats of different quality, and an initial price is established for each quality of seat. A trading system provides for a secondary market in which patrons who have purchased tickets for an event can readily sell them to other patrons. All of the rights associated with a ticket, such as entry into the venue, parking privileges, designated seating, etc., are stored in a electronic form. An electronic venue entry control system verifies that a person owns an electronic ticket property right, and authorizes the privileges associated with the ticket. A seating system is employed to determine an optimal seating configuration based upon patron-specific preferences, after the initial sale of tickets and prior to entry into the venue. The specific assigned seats are indicated to the ticket holder at the time of entry. 1. A system for selling and exchanging electronic tickets for entertainment events , comprising:a patron interface via which patrons purchase electronic tickets for an entertainment event at a venue from a vendor;a storage system which stores information regarding electronic tickets purchased by patrons;a seating system which determines an allocation of seats at said venue for respective electronic tickets purchased for the entertainment event, and dynamically updates the allocations as additional tickets are purchased by patrons prior to the entertainment event; and (i) communicates with said seating system prior to the beginning of the entertainment event, to receive information regarding the seats that have been allocated to purchased tickets,', '(ii) is responsive to presentation of identifying information pertaining to an entering patron at said reader to communicate with said storage system and determine whether the identified patron is an owner of an electronic ticket for the entertainment event,', '(iii) in response to said determination, ...

Brand Online Content Dissemination to Retailer Social Media Outlets

A service provider operates between a Brand and multiple Retailers, establishing a relationship between them and enabling the flow of content between the Brand and the Retailers, specifically to social media outlets of the Retailers. The service provider is used by either the Brand or the Retailer. The service provider links Brand content with multiple Retailer social media sites while taking into consideration preferences, settings, and requirements of the Retailers. The digital assets of the Brand are automatically posted in a randomized manner to the multiple Retailers such that a Retailer does not have to expend resources or time to have such postings made to its social media sites. 1. A method of posting digital content to a service providers web page created by a entity and at least one retailer entity independent of said brand entity accessing said digital content on said service providers web page and said at least one retailer entity having a social media web page which sells at least one product sold by said brand entity , and said retailer entity issuing a time dependent token that identifies and allows said at least one retailer entity web page access to said service providers web page and said token providing security of said digital content and access to said digital content for the specified time specified by the said retailer entity , the method comprising:drafting a schedule for releasing digital content promoting at least one product by said brand entity;updating said digital content as needed; 'creating a retailer-oriented communication including a link for a brand program sign-up page for use by the retailer entity and transmitting the communication using said token to the retailer entity;', 'storing said digital content on said service providers web page,'}said retailer entity using said token and selecting parameters relating to digital content type to be posted to the retailer social media web page;selecting parameters relating to frequency ...

Image Capture and Identification System and Process

A digital image depicting a digital representation of a scene is captured by an image sensor of a vehicle. An identification system recognizes a real-world object from the digital image as a target object based on derived image characteristics and identifies object information about the target object based on the recognition. The identification provides the object information to the vehicle data system of the vehicle so that the vehicle data system can execute a control function of the vehicle based on the received object information. 1. A method for vehicle-based object recognition , comprising:obtaining, by an identification system, image data captured by an image sensor of a vehicle, the image data containing a digital representation of a real-world object within a scene;deriving, by the identification system, image characteristics of the real-world object from the digital representation of the real-world object in the image data;recognizing, by the identification system, the real-world object as a target object based on the derived image characteristics;identifying, by the identification system, object information about the target object based on the recognition;providing, by the identification system and to a vehicle data system of the vehicle, the object information; andexecuting, by the vehicle data system, a control function of the vehicle based on the object information.2. The method of claim 1 , wherein the control function comprises at least one of guidance claim 1 , navigation or maneuvering of the vehicle relative to the real-world object.3. The method of claim 1 , wherein the control function comprises planning claim 1 , by the vehicle data system claim 1 , a trajectory relative to the real-world object.4. The method of claim 1 , wherein the object information comprises at least one of location or orientation of the real-world object relative to the vehicle.5. The method of claim 1 , wherein the real-world object is a street sign.6. The method of claim ...

IMAGE CAPTURE AND IDENTIFICATION SYSTEM AND PROCESS

A computing platform that analyzes a captured video stream to identify a document depicted in the video stream, validates identification information corresponding to the document to display an information address associated with the document, and that initiates a transaction based on the validation of the identification information associated with the document. 1. A method of conducting a financial transaction , the method comprising:analyzing, via at least one computing device processor, a video stream;identifying, via the at least one computing device processor, a document in the video stream;validating, via the at least one computing device processor, identification information pertinent to the document based on the video stream;displaying, via the at least one computing device processor, an information address where the information address is related to the document; andinitiating, via the at least one computing device processor and based on validation of the identification information, a financial transaction related to the document.2. The method of claim 1 , further comprising capturing claim 1 , by a mobile device claim 1 , the video stream.3. The method of claim 1 , wherein identifying the document comprises automatically capturing an image of the document from the video stream.4. The method of claim 3 , wherein identifying the document includes recognizing and decoding symbols according symbol type based on location in the image.5. The method of claim 1 , further comprising displaying a visual indicator with the video stream.6. The method of claim 1 , wherein the information address is associated with the financial transaction.7. The method of claim 1 , wherein the information address is associated with a bank account.8. The method of claim 1 , wherein the document is related to an individual who is a user of a mobile device.9. The method of claim 1 , further comprising allowing a user to perform ongoing interactions related to the financial transaction.10. ...

METHODS AND SYSTEMS FOR AN E-COMMERCE PROMOTIONS PLATFORM

Certain embodiments of the invention may be found in a method and system for an e-commerce promotions platform for administering e-commerce promotions, such as sweepstakes, contests, giveaways, and/or instant wins. 1. A method of operating an e-commerce promotions platform for administering e-commerce promotions , the method comprising: receiving, from a first party, a plurality of parameters defining operation of a promotional activity and user eligibility for participation in the promotional activity;', 'controlling review and approval of the plurality of parameters by a plurality of reviewers according to a particular sequence of approval of the plurality of parameters, to produce an approved plurality of parameters;', 'processing the approved plurality of parameters to deploy the promotional activity to the e-commerce platform to permit participation by eligible users of the plurality of users using their respective communication devices;', 'receiving information representing performance of the promotional activity, from the e-commerce platform; and', 'processing the received information to produce a report of performance for transmission to the first party., 'in a computer system configured to manage an e-commerce platform that communicatively couples to a respective communication device of each of a plurality of users,'}2. The method according to claim 1 , wherein the promotional activity is a sweepstakes.3. The method according to claim 1 , wherein the plurality of parameters comprises a geographic region claim 1 , and wherein users of the plurality of users residing within the geographic region are eligible to participate in the promotional activity.4. The method according to claim 1 , wherein the plurality of parameters specifies an action to be performed by the one of the plurality of users in order to qualify for participation in the promotional activity.5. The method according to claim 4 , wherein the action to be performed by the one of the plurality of ...

Life-Cycle Modeling Based on Transaction and Social Media Data

A mechanism is provided for personalizing a user's E-commerce environment. Identified lifecycle state transactions associated with the user are modeled by performing a lifecycle state transition probability calculation utilizing collected social media data and transaction data. Utilizing the model of the identified lifecycle state transactions, a two-level Hidden Markov Model (HMM) lifecycle model is generated for current lifecycle states being experienced by the user. Utilizing the two-level HMM lifecycle model for current lifecycle states being experienced by the user, one or more future behavioral predictions are generated with regard to the user's lifecycle. One or more E-commerce recommendations are then issued to the user based on the one or more future behavioral predictions. 1. A method , in a data processing system , for personalizing a user's E-commerce environment , the method comprising:modeling identified lifecycle state transactions associated with the user by performing a lifecycle state transition probability calculation utilizing collected social media data and transaction data;utilizing the model of the identified lifecycle state transactions, generating a two-level Hidden Markov Model (HMM) lifecycle model for current lifecycle states being experienced by the user;utilizing the two-level HMM lifecycle model for current lifecycle states being experienced by the user, generating one or more future behavioral predictions with regard to the user's lifecycle; andissuing one or more E-commerce recommendations to the user based on the one or more future behavioral predictions.2. The method of claim 1 , wherein the social media data and the transaction data are collected from at least one of a social media server or an E-commerce server via a network.3. The method of claim 1 , wherein the identified lifecycle state transactions are identified by the method comprising:analyzing collected social media data and transaction data for a given time period ending ...

Systems and Methods For Using Video Testimonials To Promote Product Sales

Methods and apparatus for promoting on-line product sales. The method includes: playing a sequence of video testimonials recorded by respective creators; identifying a motivating video in response to a product purchase; adjusting the position of the motivating video within the sequence; and providing a reward to the creator of the motivating video. 1. A method of promoting on-line product sales , comprising the steps of:playing a sequence of video testimonials recorded by respective creators;identifying a motivating video in response to a product purchase;adjusting the position of the motivating video within the sequence; andproviding a reward to the creator of the motivating video.2. The method of claim 1 , wherein the sequence comprises an endless loop.3. The method of claim 1 , wherein identifying the motivating video comprises determining a temporal nexus between a product purchase and the viewing of a video.4. The method of claim 3 , wherein the temporal nexus comprises a predetermined period of time.5. The method of claim 1 , wherein identifying the motivating video comprises time stamping the then-current video in response to a product purchase.6. The method of claim 5 , wherein providing the reward comprises providing indicia of the time stamp to the creator of the motivating video.7. The method of claim 1 , wherein providing the reward comprises elevating the status of the creator of the motivating video.8. The method of claim 7 , wherein an elevated status comprises permission to review time stamped motivating videos of other creators.9. The method of claim 1 , wherein the product purchase comprises detecting the selection of a buy now icon.10. The method of claim 1 , wherein adjusting the position of the motivating video comprises placing the video first in the sequence.11. The method of claim 1 , further comprising the steps of:identifying a second motivating video; andplacing the first and second motivating videos within the sequence in accordance with ...

SYSTEM AND METHODS FOR DELIVERING TARGETED MARKETING OFFERS TO CONSUMERS VIA A DISTRIBUTED ARCHITECTURE SYSTEM

A system and methods for delivering targeted marketing offers to consumers during a session with an online (web-based) Internet portal, particularly suitable for online banking portals of financial institutions. An offer management system receives information corresponding to an advertising campaign of an advertiser corresponding to terms of a targeted marketing offer to be provided to a consumer accessing the online portal, and provides advertising campaign data corresponding to the targeted marketing offer and to an offer-triggering event to an offer placement system. An offer placement system receives the advertising campaign data, determines the occurrence of the offer-triggering event by a consumer during an online session with the online portal, and delivers information corresponding to the targeted marketing offer to the consumer. In response to the offer-triggering event, such as display of a list of transactions, the predetermined targeted marketing offer is delivered to the consumer during the online session. 1. A targeted marketing system operative to deliver a targeted marketing offer to a consumer of a financial institution via an online portal associated with a financial institution computer system , the online portal operative to provide a display of a consumer's financial transactions during a viewing session , comprising:an offer management system operative for receiving input from an advertiser defining an offer qualifying transaction corresponding to a targeted marketing offer to be provided to a consumer of the financial institution in response to the identification of at least one financial transaction by the consumer corresponding to the offer qualifying transaction, and for delivering campaign data corresponding to the targeted marketing offer and to the offer qualifying transaction as an output to an offer placement system; identifying the at least one financial transaction corresponding to the offer qualifying transaction from information ...

SYSTEMS AND METHODS FOR GENERATING COUPONS

A television service provider system includes interactive elements embedded within advertisements or other content related to a particular product or service that a user may select to receive an initially non-redeemable coupon for the product. The system then electronically communicates to the seller or advertiser system the indications of such electronic interactivity between the viewers of content and content related to the product being sold or advertised. The advertiser or seller may then electronically activate and thus convert the non-redeemable coupon into a redeemable coupon. A system for processing retail transactions redeems the coupons for the product for a particular user using an identifier of the user associated with the account of the user with the television service provider. 1. A method in a system for generating coupons , comprising:receiving, by the system for generating coupons, data indicative of electronic interactivity between a user and content related to a product;in response to receiving the data indicative of the electronic interactivity between the user and the content related to the product, generating, by the system for generating coupons, an initially non-redeemable coupon related to the product;communicating, by the system for generating coupons, the non-redeemable coupon to the user;electronically communicating, by the system for generating coupons, to a system associated with a seller of the product, an indication of the electronic interactivity between the user and content related to the product;in response to the electronically communicating, to the system associated with the seller of the product, the indication of the electronic interactivity between the user and content related to the product, receiving an identifier of a redeemable coupon for the product configured to enable redemption of the redeemable coupon; andcommunicating the redeemable coupon to the user including the identifier of the redeemable coupon, the identifier ...

EMAIL-BASED TRANSACTIONS FOR E-COMMERCE

An electronic commerce (e-commerce) system may send advertisement emails to customers that are registered with the e-commerce system. The advertisement emails may include mailto hyperlinks. Each mailto hyperlink may be associated with a product that is being offered for sale, and each mailto hyperlink describes an email message that may be generated when that hyperlink is selected. When a mailto hyperlink is selected, the generated email message may include one or more parameters related to the product associated with the hyperlink, such as an identifier of the product. The generated email message may then be transmitted to the e-commerce system. The e-commerce system may receive the message and, based on the parameters in the received message, execute a transaction to purchase the identified product on behalf of the customer. 1. A method for use in an e-commerce system having at least one processor , an email server and a database utilizing Simple Mail Transfer Protocol (SMTP) and an exchange of SMTP emails , the method for processing a financial transaction comprising:storing, by the database, information that includes an identifier of a customer, an email address of the customer, and a plurality of identifiers, each identifier related to a different option for selection;generating, by the at least one processor, a first SMTP email message that is addressed to the email address of the customer including:a plurality of visible SMTP mailto links respectively associated with a plurality of options for selection, wherein each visible SMTP mailto link includes: associated non-visible unique identifying information including an SMTP email address of an email account of the e-commerce system and an associated one of the plurality of identifiers; anda visible indicia of one of said options for selection corresponding to the identifier; wherein each visible SMTP mailto link, upon selection, generates a second SMTP email message from the email address of the customer that ...

IMAGE CAPTURE AND IDENTIFICATION SYSTEM AND PROCESS

An image-based transaction system includes a mobile device with an image sensor that is programmed to capture, via the image sensor, a video stream of a scene. The mobile device identifies a document using image characteristics from the video stream and acquires an image of at least a part of the document, and then identifies symbols in the image based on locations within the image of the document. The symbols can include alphanumeric symbols. The mobile device processes the symbols according to their type to obtain an address related to the document and the symbols and initiates a transaction associated with the identified document. 1. An image-based transaction system: digitally capturing a video stream of a scene via the image sensor;', 'identifying a document using image characteristics from the digitally captured video stream;', 'automatically acquiring an image of at least part of the document in the scene;', 'identifying symbols, including alphanumeric symbols, in the image based on locations within the image of the document;', 'processing the symbols according to their symbol type;', 'obtaining an address related to the identified document and the processed symbols; and', 'initiating a transaction associated with the identified document via a server., 'a mobile device having an image sensor, wherein the mobile device, when software in the mobile device is executed, is caused to execute operations comprising2. The system of claim 1 , further comprising the server.3. The system of claim 1 , wherein the transaction comprises an on-line transaction.4. The system of claim 1 , wherein the transaction is with an account.5. The system of claim 4 , wherein the transaction is with a bank account.6. The system of claim 4 , wherein the transaction is with at least one of the following types of accounts: an account liked to a user claim 4 , an account linked to the mobile device claim 4 , or a credit card account.7. The system of claim 1 , wherein the document identifies ...

BLOCK-BASED METHOD FOR REAL EVENT OBJECT EXCHANGE

A block-based method for an real event objects according to an embodiment of the present invention includes inputting registration information of character twins and a plurality of character blocks, generating the plurality of character blocks and a plurality of character block tokens corresponding to the plurality of character blocks in a one-to-one manner, executing an advertisement event that allows for collecting the generated character blocks and character block tokens and generating a magic key and character twin tokens corresponding to the character twins in a one-to-one manner, and ending the advertisement event according to an end condition of the advertisement event and then performing compensation for a selected compensation target consumer. 1: A block-based method for real event object exchange , the method comprising:inputting a character twin obtained by digitally imaging a real event object;generating a virtual block set matching the character twin, the block set being divided into a plurality of regions, and each of the regions corresponding to each of a plurality of character blocks; andexchanging the character twin for the real event object, when an end condition relating to collection of the character blocks is met.2: The method of claim 1 , wherein the end condition is achieved when the respective character blocks are all filled in the respective regions of the block set; andwhen the end condition is met, the real event object is provided to a consumer who has the character twin.3: The method of claim 1 , further comprising:generating a character twin token in which attribute information on the character twin is encrypted;generating character block tokens in which attribute information of the plurality of character blocks is encrypted to be distinguished for each region of the block set; andstoring the character twin token and each of the character block tokens in each block of the blockchain.4: The method of claim 1 , wherein the character ...

CONTENT PROVIDING/OBTAINING SYSTEM

A content providing apparatus previously receives customer identification information and content identification information as customer reservation information via a terminal device, and sends customer desired content data corresponding to the content identification information to a content obtaining apparatus, so as to provide a customer with the customer desired content data via the content obtaining apparatus more easily, thus making it possible to significantly improve the usability of a content obtaining/providing system. In addition, a content providing server sends three-dimensional images to a portable dedicated terminal in response to a preview request sent from the portable dedicated terminal to display it, and then sends commercial data corresponding to a preview request sent according to the display state of the three-dimensional images to reproduce it, so as to make the customer view and preview the content to allow the customer to accurately judge whether the content meets his/her taste, thus making it possible to select content data lightheartedly. 1. (canceled)2. A content obtaining apparatus comprising: control sending an image request to a content providing apparatus,', 'control receiving a plurality of response images from the content providing apparatus,', 'control selection of one image among the plurality of response images,', 'control sending to the content providing apparatus a preview request of content data corresponding to the selected image,', 'control receiving from the content providing apparatus preview data of the content data corresponding to the preview request;', 'control outputting the preview data of the content data,', 'control sending to the content providing apparatus a reserve request of the content data,', 'control receiving from said content providing apparatus the content data, and', 'control outputting the content data., 'processing circuitry configured to'}3. The content obtaining apparatus according to claim 2 , ...

SYSTEMS AND METHODS FOR DISTRIBUTING ADVERTISEMENTS

An advertisement distribution system, method, and computer readable medium (collectively, the “System”) is provided. The System may request posts containing a subject tag from social media operators. The posts may be made by merchants having a relationship with the System. The System may filter the posts based on filters, geographic data, and member preferences. The System may distribute the posts to members having a relationship with the System.

MOVIE ADVERTISING PLAYBACK SYSTEMS AND METHODS

An ad in a movie can be a static ad having a position in the movie that cannot be moved, or a dynamic ad having a position in the movie that can be changed. When a viewer wishes to skip a portion of the movie containing the ad, the playback system determines whether the ad is static or dynamic. If the ad is static, only the portion of the movie preceding the static ad can be skipped; the ad is unskippable. This technique is referred to as “bounceback” since the end of the skip bounces back to the start of the static ad. If the ad is dynamic, it is moved to after the end of the skip. This technique is referred to as “slip-ad” since the ad slips to later in the movie. When a movie has multiple ads, some can be static and some can be dynamic. 1. A method for guaranteed play of content , the method comprising:receiving, at a point in playing a video on a user device by a video player executing on a processor, a skip command to omit playing a first portion of the video that includes first content and second content;determining, by the video player, that the first content cannot be moved from the first portion of the video and that the second content comprises a proxy movable from the first portion of the video;determining, by the video player, a start of the first content;moving, by the video player, the proxy from the first portion of the video to a location in a second portion of the video subsequent to the first portion of the video; andresuming play of the video beginning at the start of the first content and prior to the location of the proxy in the second portion of the video to ensure that the first content and the second content are played on the user device.2. The method according to claim 1 , wherein the proxy contains a request for content and wherein playing the second content comprises:sending the request for content to a content server;receiving the content from the content server; andinserting the content from the content server, beginning at or after the ...

EMAIL-BASED E-COMMERCE

An email payment gateway having electronic commerce (e-commerce) system may send advertisement emails to customers that are registered with the e-commerce system. The advertisement emails may include mailto hyperlinks. Each mailto hyperlink may be associated with a product that is being offered for sale, and each mailto hyperlink describes an email message that may be generated when that hyperlink is selected. When a mailto hyperlink is selected, the generated email message may include one or more parameters related to the product associated with the hyperlink, such as an identifier of the product. The generated email message may then be transmitted to the e-commerce system. The e-commerce system may receive the message and, based on the parameters in the received message, execute a transaction to purchase the identified product on behalf of the customer. 1. A method for use in an electronic commerce (e-commerce) system , the method comprising: an identifier of a customer;', 'an email address of the customer; and', 'an identifier of a product offered by a vendor;, 'a database storing information that includes wherein the advertising email message is addressed to the email address of the customer, and', a destination address field that indicates an email address of the e-commerce system; and', 'a body field that indicates an email body that includes the identifier of the customer and the identifier of the product;, 'wherein the advertising email message includes a mailto hyperlink, wherein the mailto hyperlink includes], 'at least one processor generating an advertising email message,'}a network interface transmitting the advertising email message; wherein the order email message indicates an order by the customer for the product,', 'wherein the order email message is responsive to the advertising email message,', 'wherein the order email message is addressed to the email address of the e-commerce system, and', 'wherein a body of the order email message includes the ...

DETERMINING ITEM RECOMMENDATIONS FROM MERCHANT DATA

Transaction modification based on modeled profiles is described. In an example, transaction data can be received by a payment processing system. The payment processing system can generate, using a trained model, profiles. Based at least in part on (i) receiving an indication that a buyer and a merchant are engaged in, or likely to be engaged in, a transaction and (ii) determining that a characteristic of the transaction corresponds to a profile, generating a communication to enable the buyer or the merchant to modify the transaction in association with processing of the transaction. 1. A method implemented at least in part by a payment processing system comprising one or more computing devices , the method comprising:receiving, by the payment processing system and from merchant computing devices associated with merchants associated with the payment processing system, transaction data associated with transactions performed between the merchants and buyers, wherein a merchant computing device of the merchant computing devices includes an instance of a merchant application installed thereon for configuring the merchant computing device as a point-of-sale (POS) terminal to communicate at least a portion of the transaction data over one or more networks to the payment processing system; merchant data associated with the merchants;', 'buyer data associated with the buyers; or, 'generating, by the payment processing system, profiles using a trained model that is trained using at least one of 'receiving, by the payment processing system, an indication that a buyer of the buyers and a merchant of the merchants are engaged in, or likely to be engaged in, a transaction;', 'the transaction data associated with the transactions;'} 'generating, based at least in part on a determination that the characteristic corresponds to the profile and by the payment processing system, a communication for the buyer or the merchant that is to be presented on a user interface of at least the ...

Image Capture and Identification System and Process

A digital image segment of a human body part is captured and matched against a reference image segment. If the match score meets a threshold, the digital image segment is stored and the human body part is recognized as a target object. An information address corresponding to the object is then used to access information and initiate communication pertinent to the object. If the match score does not meet a threshold, a second image containing a representation of the human body part is obtained. 1. A system comprising a server , the server programmed to:obtain, from a mobile device, a first image segment, wherein the first image segment includes a digital representation of at least a portion of a human body part;calculate a first match score based on the first image segment and at least one reference image segment stored in a reference database;determine whether the first match score exceeds a threshold score; 'obtain a second image segment including a second digital representation of the human body part; and', 'in response to determining that the first match score does not meet the threshold score store the first image segment;', 'recognize the human body part as a target object based on the first image segment;', 'identify content information associated with the target object; and', 'enable at least one of the server and the mobile device to access the content information via an information address associated with the target object., 'in response to determining that the first match score meets the threshold score2. The system of claim 1 , wherein the server is further programmed to claim 1 , in response to determining that the match score does not meet the threshold and after obtaining the second image segment:calculate a second match score based on the second image segment and the at least one reference image segment stored in a reference database; anddetermine whether the second match score exceeds the first match score.3. The system of claim 2 , wherein the ...

METHODS, SYSTEMS AND DEVICES RELATING TO MERGED IMAGES AND STORAGE THEREOF

An e-commerce method involves on-line viewing of a first article through a linking node for virtual merging on another structure. A particular application of the invention is directed to online apparel shopping involving a color matching scheme using color codes provided with images to be merged. For example, on-line viewing of one article, such as clothing, on another structure, includes creating an item from image-data corresponding to a colored article selected by an on-line viewer from an on-line viewer site with an image of a color structure selected by the on-line viewer, and indicating whether the colored article and the colored structure satisfy a color-matching criterion. 1. A method comprising: a virtual closet,', 'a list of websites of retailer data indicating one or more retailers, and', 'data of purchases associated with the user profile;, 'accessing a user profile via logon data, the user profile includingsuggesting a clothing article representing an article offered for sale by the one or more retailers, the suggesting based upon the data of purchases and at least one selected first image data stored in the virtual closet;retrieving the at least one selected first image data stored in the virtual closet and a selected suggested clothing article image data;accessing foundation structure image data;merging the retrieved at least one selected first image data, the retrieved selected suggested clothing article image data, and the accessed foundation structure image data to form a merged image data; anddisplaying the merged image data on a display device.2. The method of claim 1 , further comprising:storing the user profile associated with the logon data; andreceiving the logon data from a communicator device.3. The method of claim 1 , further comprising:providing the retrieved at least one selected image data to a communicator device;presenting article selection options to the communicator device;receiving article selection data from the communicator ...

EMAIL-BASED E-COMMERCE

An electronic commerce (e-commerce) system may send advertisement emails to customers that are registered with the e-commerce system. The advertisement emails may include mailto hyperlinks. Each mailto hyperlink may be associated with a product that is being offered for sale, and each mailto hyperlink describes an email message that may be generated when that hyperlink is selected. When a mailto hyperlink is selected, the generated email message may include one or more parameters related to the product associated with the hyperlink, such as an identifier of the product. The generated email message may then be transmitted to the e-commerce system. The e-commerce system may receive the message and, based on the parameters in the received message, execute a transaction to purchase the identified product on behalf of the customer. 1. A method for use in an electronic commerce (e-commerce) system , the method comprising:storing, by a database, information that includes an identifier of a customer, an email address of the customer, and a plurality of identifiers, each identifier related to a different product; a first field that indicates an email address of the e-commerce system; and', 'a second field that indicates the identifier of the customer, the identifier of the specific product and the predetermined and mutually different quantity of the specific product;, 'generating, by at least one processor, an advertising email message that is addressed to the email address of the customer and that includes a plurality of mail to hyperlinks respectively associated with a plurality of predetermined and mutually different quantities of a specific product, and each mailto hyperlink for generating an order reply email message that includestransmitting, by an email server, the advertising email message to the email address of the customer;receiving, by the email server, an order reply email message that indicates an order by the customer for the specific product in the ...

MIXED REALITY SYSTEM FOR IDENTIFICATION OF A COMMERCIAL OFFERING

A response to an advertisement driven stimulus is effected by locating a portable Mixed Reality (MR) device at a terrestrial position at a point in time; identifying a fixed point advertisement in proximity to the portable MR device based upon the device's terrestrial position; and providing a response specific to the fixed point advertisement. The point in time is determined by a signal from the portable MR device with respect to an advertisement, whereafter the MR device is located by receiving a navigational signal. Communication is automatically established with a central data server where the fixed point advertisement is identified by comparing the terrestrial position of the portable MR device with a plurality of tabulated positions of fixed point advertisements. A unique identifier associated with the portable MR device and position of the device are utilized by the data server to tailor a specific response to the advertisement based stimulus. 1. A method for providing interaction with a commercial offering , said method comprising the steps of: locating a portable mixed reality device at a terrestrial position at a point in time; identifying a commercial offering in proximity to said portable mixed reality device at said point in time based upon said terrestrial position; and providing real-time interaction specific to said commercial offering.2. The method as recited in claim 1 , wherein said locating step comprises receiving a navigational signal at said portable mixed reality device.3. The method as recited in claim 2 , wherein said providing a real-time interaction step comprises the step of paying for goods or services claim 2 , said goods or services being determined by the identification of said commercial offering.4. The method as recited in claim 2 , wherein said providing a real-time interaction step comprises paying an admission fee.5. The method as recited in claim 4 , wherein said providing a real-time interaction step further comprises ...

SALES PROMOTION USING PRODUCT COMPARISON

Methods and apparatus are disclosed regarding an e-commerce system that promotes sales of products based on product comparisons. Some embodiments may present a marketing message that justifies a price difference between presented products based on attribute differences between the presented products. 1. A method of an e-commerce system , the method comprising:receiving a request from a customer via a computing device, wherein the request identifies a requested product from a product database;identifying relationships between the customer and other customers of the e-commerce system based on social networking data obtained for the customer;weighting purchase histories for the other customers of the e-commerce system based on the identified relationships;identifying purchase-driving attributes of the requested product, based on a purchase history for the customer and the weighted purchase histories for the other customers;ranking products of the product database, based at least upon matching attributes of each product to corresponding attributes of the purchase-driving attributes for the requested product;selecting, based on its ranking, an alternative product that has a marketing message that provides a justification of a price difference between a selling price of the requested product and a selling price of the alternative product, wherein the justification is based on at least one attribute of the alternative product that is different than a corresponding purchase-driving attribute of the requested product;generating a comparison of the requested product and the alternative product, wherein the comparison includes one or more of the purchase-driving attributes for the requested product and corresponding attributes of the alternative product, and wherein the one or more of the purchase-driving attributes in the comparison includes the at least one attribute of the alternative product that is different than the corresponding purchase-driving attribute of the ...

SYSTEM AND METHOD OF AUTOMATED DELIVERY OF RELEVANCE-CHECKED BENEFIT-CONVEYING CODES DURING ONLINE TRANSACTION

A system and method of performing in-context of automated delivery of benefit-conveying (BC) code of an e-commerce website is provided. The system comprises means for identifying a BC code input field in a BC context of the e-commerce website, means for storing a plurality of BC code collections for supported e-commerce websites, and means for acquiring information about relevance-checked BC codes of the e-commerce web site. The system comprises means for displaying an UI panel in an vicinity of the identified BC code input field, with the UI panel configured to list information about the acquired relevance-checked BC codes in such a manner that an individual BC code from among the acquired BC codes can be selected through selecting a UI entry listing information about the individual BC code. The system comprises means for inputting the selected individual BC code into the identified BC code input field. 1means for identifying a BC code input field in a BC context of the e-commerce website;means for aggregating and storing a plurality of BC code collections each for a supported e-commerce website;means for acquiring information about one or more relevance-checked BC codes of the e-commerce web site;means for displaying an UI panel in the vicinity of the identified BC code input field, the UI panel configured to list information about the acquired relevance-checked BC codes in such a manner that an individual BC code from among the acquired relevance-checked BC codes can be selected through selecting an UI entry listing information about the individual BC code; andmeans for inputting the individual BC code selected from the UI panel into the BC code input field.. A system of performing in-context of automated delivery of benefit-conveying (BC) code of an e-commerce website, the system comprising: This application claims the benefit under 35 U.S.C. §119(e) of Provisional Patent Application No. 61/717,101, filed Oct. 22, 2012 and Provisional Patent Application No. 61/ ...

Single tap transactions using a server with authentication

The invention describes how a consumer can hold their NFC enabled device in proximity to an NFC enabled point-of-sale terminal and with a single “wave” or “tap” to automatically redeem coupons, pay for a purchase using a default payment card or a selected card, view receipts view reward point balances, and receive relevant coupons and other digital artifacts both before and after the purchase. The NFC enabled device includes a secure element with a payment application, payment credentials, and other digital artifacts such as coupons. The secure element can be internal to the mobile device, externally affixed to the mobile device, or inserted into a slot within the body of the mobile device.

METHOD FOR MAPPING DATA TO A TRANSACTION

The method includes generating a token using a token generator, the token being associated with time data and a transaction modifier, and using an advertiser system in communication with the token generator to associate the token with an advertisement displayed at a time of display corresponding with the time data. A transaction is then established using a payment gateway upon receiving a transaction request, relating to the advertised content. The transaction is then executed, through the payment gateway, with initial payment credentials if the token is not supplied while establishing the transaction, and executing a transaction, through the payment gateway, with modified payment credentials if the token is supplied while establishing the transaction. A data tuple is the received and stored, at a data repository, the data tuple comprising a record of the transaction, the advertised content and at least one of the time data and the time of display. 1. A method for mapping data to a transaction , comprising:generating a token using a token generator, the token being associated with time data and a transaction modifier;using an advertiser system in communication with the token generator to associate the token with an advertisement displayed at a time of display corresponding with the time data, the advertisement comprising advertised content received from one or more merchant systems;establishing a transaction using a payment gateway upon receiving a transaction request, through a client system on which the advertisement is displayable or a respective said merchant system, relating to the advertised content;executing the transaction, through the payment gateway, with initial payment credentials if the token is not supplied while establishing the transaction, and executing a transaction, through the payment gateway, with modified payment credentials if the token is supplied while establishing the transaction, the modified payment credentials being based on the initial ...

Control apparatus and accelerating method

A control apparatus increases a velocity of capital and/or resources when developing, marketing and selling products. The control apparatus includes a user acceptance module for receiving parameters describing a system user, and for analyzing the parameters to determine whether or not the system user is acceptable to the control apparatus; a logic of operation module for collecting commercial activity of the at least one system user, and for analyzing, treating and modeling data and parameters associated with the commercial transaction activities of at least one system user, and for feeding commercial transaction monitoring and buffering modules and advertising module information and recommendations optimum advertising time and host; the commercial transaction monitoring module for monitoring and/or facilitating the commercial transactions of the system user, accepted by the control apparatus, with customers of the system user; and the commercial transaction buffering module for receiving payment associated with the commercial transactions of the system user, and for providing to the system user, payments or rewards, including in the form of credit, which are at least one of: temporally in advance of receipt of payment associated with the documented sales of the products of the system user to the system user customers, at temporal intervals which are more frequent than receipt of payment by the control system of documented sale of the products to the customers; and the advertising module arranged for communicating with devices connected to a network of computer servers for directly placing or ceasing an advertisement of a product of the at least one system user, on at least on device or website. 1. A control apparatus for improving an operating performance of a system , wherein the control apparatus is operable to improve a rate of performance of the system by increasing a velocity of flow of capital , commodities and/or resources when developing , marketing and/or ...

VISUAL INDICATION PRESENTATION AND INTERACTION PROCESSING SYSTEMS AND METHODS

A data processing device system may be configured by a program at least to determine particular content associated with a first indication of observable presentation of the visual indicator received from a first device system; store in response to determining that the particular content is associated with the received first indication, a recorded-presentation indication indicating that the particular content or information associated therewith has been device-presented; determine that the particular content is associated with a second indication of a user interaction with the visual indicator received from a second device system; and store in response to determining that the particular content is associated with the received second indication, an indication that the particular content has been interacted with by a user. 1. A system comprising:a data processing device system;a processor-accessible memory device system communicatively connected to the data processing device system; andan input-output device system communicatively connected to the data processing device system and a communications network,{'claim-text': ['receive, via the communications network and the input-output device system, from a first device system, a first indication of observable presentation of a visual indicator, the first indication consistent with origination from a content monitoring program detecting observable presentation of the visual indicator via monitoring of device-presented content by the content monitoring program,', 'determine particular content associated with the received first indication of observable presentation of the visual indicator,', 'store, in the processor-accessible memory device system and in response to determining that the particular content is associated with the received first indication of observable presentation of the visual indicator, a recorded-presentation indication indicating that the particular content or information associated therewith has been ...

System, Method, and Apparatus for Free Printing

Print/fax/scan/copy kiosk located at various points of service such as convenience stores provides services to authorized users, including printing of documents, scanning of documents, copying, and sending faxes. At least some quantity of such services is provided at no cost as a service to the users and to attract the users to the point(s) of service, being subsidized by advertisements that are displayed at the kiosk. Each user must be authorized to use the service and, in some embodiments, the user is provided with a predetermined amount of free usage per period of time such as five free print pages per week, twenty free print/copy pages per month, 50 free scan pages per month, etc. In some embodiments, after exceeding the predetermined free usage per period, the user is provided with further service at a fee, for example, five cents per page printed, etc. 1. A print/fax/scan/copy system comprising:a housing;a computer within the housing;a print device operably coupled to the computer, the print device interfaced to the housing;a user input/output device operably coupled to the computer for accepting user inputs and for displaying selections and prompts;at least one advertisement display device operable coupled to the computer and co-located with the kiosk housing;a plurality of advertisements accessible by the computer;means for entering a print job coupled to the computer;means for printing the print job at the print device; andmeans for selecting an advertisement from the plurality of advertisements and displaying the advertisement on one of the at least one advertisement displays while providing print services.2. The print/fax/scan/copy system of claim 1 , wherein the print device includes scanning claim 1 , copying claim 1 , and faxing capabilities.3. The print/fax/scan/copy system of claim 1 , wherein income is derived from advertisers sponsoring the plurality of advertisements.4. The print/fax/scan/copy system of claim 1 , wherein no money is required for ...

DYNAMIC SENTIMENT-BASED MAPPING OF USER JOURNEYS

The present disclosure covers systems and methods for collecting and analyzing analytics data for a plurality of online user interactions and aggregating the analytics data to determine sentiment scores and generate a presentation of a path of interactions. For example, the systems and methods analyze the analytics data to identify attributes of the online user interactions and determine, based on the identified attributes, a sentiment score for each of the plurality of online user interactions. In addition, the systems and methods aggregate the plurality of online user online user interactions to identify an interaction path commonly experienced by the users of the interactions. Further, the systems and methods generate and provide an interactive presentation including a visualization of the interaction path and associated ranges of sentiment scores associated with types of online user interactions that make up the interaction path. 1. In a digital medium environment for collecting and analyzing analytics data , a computer-implemented method for aggregating interaction information and presenting a user journey comprising:collecting, by a server device, analytics data for a plurality of online user interactions for a plurality of users with respect to an online entity;analyzing the analytics data to identify attributes of the plurality of online user interactions;determining sentiment scores for each of the plurality of online user interactions based on the identified attributes of the plurality of user interactions, each sentiment score indicating a measurement of sentiment of a user of the plurality of users associated with an online user interaction;aggregating the plurality of online user interactions to identify an interaction path comprising a plurality of types of online user interactions experienced by a threshold number of the plurality of users associated with a target metric; andgenerating an interactive presentation comprising a visualization of the ...

Internet vending machine/mobile vending machine system and method

A system and method of creating, publishing and distributing display advertising for products sold by online merchants. The system provides tools for individuals with limited experience in the online marketing industry to create and publish customized and personalized display advertising for these products and distribute this display advertising and links to the products by multiple methods. These distribution methods enable users of the system to take full advantage of recommendation based marketing as well as push products ads and links directly to user devices such as smart phones and mobile devices of potential customers. This allows individuals to participate in a plurality of affiliate marketing programs of multiple online merchants on a single platform. Further, the platform enables the secure distribution of digital content via its legacy rights management IP and software.

APPARATUS, METHOD AND ARTICLE FOR REDISTRIBUTING POWER STORAGE DEVICES, SUCH AS BATTERIES, BETWEEN COLLECTION, CHARGING AND DISTRIBUTION MACHINES

A network of collection, charging and distribution machines collect, charge and distribute portable electrical energy storage devices. To charge, the machines employ electrical current from an external source. As demand at individual collection, charging and distribution machines increases or decreases relative to other collection, charging and distribution machines, a distribution management system initiates redistribution of portable electrical energy storage devices from one collection, charging and distribution machine to another collection, charging and distribution machine in an expeditious manner. Also, redeemable incentives are offered to users to return or exchange their portable electrical energy storage devices at selected collection, charging and distribution machines within the network to effect the redistribution. 1. A method of operating a distribution management system for portable electrical energy storage devices , the method comprising:receiving, by a distribution management system for portable electrical energy storage devices, information tracking physical exchanges of portable electrical energy storage devices for charged portable electrical energy storage devices at a plurality of distribution machines for distribution of portable electrical energy storage devices;analyzing, by the distribution management system, the information tracking physical exchanges of portable electrical energy storage devices for charged portable electrical energy storage devices to determine a physical redistribution of portable electrical energy storage devices between the plurality of distribution machines; andsending, by the distribution management system, information initiating the physical redistribution of portable electrical energy storage devices between the plurality of distribution machines.2. The method of wherein the sending the information includes causing a message to be sent claim 1 , the message including information identifying a selected one or more ...

METHOD AND SYSTEM FOR MOBILE BANKING USING A NON-BROWSER BASED APPLICATION

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization. 1. A method for processing a mobile banking transaction using a mobile device , comprising:receiving, at a non-browser based application information related to a userID and information related to a password, wherein the non-browser based application is a mobile operating system platform based mobile application with a graphical user interface that is preinstalled or downloaded and installed on the mobile device, wherein the graphical user interface includes a graphical icon, the mobile device including a mobile device display, a mobile device processor, a mobile device memory, a mobile device radio transceiver that supports voice and data interactions through a first communication channel, and a mobile device wireless fidelity (Wi-Fi) transceiver;transmitting, from the non-browser based application the information related to the userID and the information related to the password to a remote management server;receiving, at the mobile device, information authenticating the user associated with the userID and the information related to the password from the remote management server;after user authentication, receiving, at the non-browser based application, a request for a mobile banking transaction, wherein ...

METHOD AND SYSTEM FOR REMOTE TRANSACTION PROCESSING USING A NON-BROWSER BASED APPLICATION

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization. 1. A method for processing a remote transaction received from a non-browser based application comprising:receiving, at the non-browser based application, information related to an identification code associated with a user and information related to a password, wherein the non-browser based application is a mobile operating system platform based mobile application with a graphical user interface that is preinstalled or downloaded and installed on a mobile device, wherein the graphical user interface includes a graphical icon, the mobile device including a mobile device display, a mobile device processor, a mobile device memory, a mobile device radio transceiver that supports voice and data interactions through a first communication channel, and a mobile device wireless fidelity (Wi-Fi) transceiver;transmitting, from the non-browser based application, the information related to the identification code associated with the user and the information related to the password to a remote management server;receiving, at the mobile device, information authenticating the user associated with the information related to the identification code associated with the user and the information related to the password from ...

Method and system for purchasing a product using a non-browser based application

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

AFFILIATE-DRIVEN BENEFITS MATCHING SYSTEM AND METHODS WITH CURATED BENEFITS

Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data. Also determined is a payment card recommendation based on the consumer's payment card usage history. 1. A benefits matching system comprising:a computer processor, wherein said computer processor is accessible to members of an online community who each are authenticated as being entitled to access information pertaining to benefits offered by at least one of a plurality of enabling organizations;a memory operationally connected to said processor;a search engine operationally connected to said processor; anda non-transient computer-readable storage medium comprising computer-executable instructions stored tangibly thereon, said instructions when executed causing said processor to perform the operations of:(a) receiving, from a first affiliate of a first enabling organization of a plurality of enabling organizations, first benefit information pertaining to a first benefit that said first affiliate knows is offered by said first enabling organization, wherein said first affiliate has an affiliation with said first enabling organization, said affiliation being a pre-existing relationship with said first enabling organization that enables said first affiliate to obtain at least one benefit from said first enabling organization not ...

AUTOMATED PRODUCT OFFERING

Automating a product offering presented in a consumer kiosk application for creating and order consumer photo-related products. An automated product offering system determines in real-time or near real-time the availability of products to be offered to the consumer and adjusts the display on the kiosk GUI to guide the user to select products that are currently available. The product availability may be specific to a location and a retailer hosting the consumer kiosk application. The kiosk GUI display is adjusted in accordance with product advertising and promotional campaigns to guide the user to generate orders for products that offer the best value to the consumer while helping retailers and kiosk operators succeed with advertising campaigns. 1. An auto product offering system for facilitating a selection of a photo-customized product , the system comprising:a consumer kiosk having a user interface for selecting a photo-customized product, the consumer kiosk in communication with a catalog server having a catalog of photo-customizable products from which to select;a remote product server in communication with the catalog server, the product server fulfilling orders for photo-customizable products, the orders placed by users of the consumer kiosk;a processor on the catalog server operating a product availability manager to determine whether products are available for fulfillment from the remote product server; andwherein the consumer kiosk obtains from the catalog server the availability of a product and adjusts the user interface to guide users of the consumer kiosk to generate orders for photo-customizable products that are currently available rather than orders for products that are not currently available.2. The auto product offering system of claim 1 , further comprisinga local product server in communication with the consumer kiosk, the local product server fulfilling orders for photo-customizable products at or near a location of the consumer kiosk; ...

VIDEO CONTENT PLACEMENT OPTIMIZATION BASED ON BEHAVIOR AND CONTENT ANALYSIS

An ad is placed in a movie, by analyzing inherent characteristics of the movie, analyzing viewed characteristics of the movie, analyzing viewer characteristics of a viewer of the movie, obtaining advertiser preferences for placement of the ad in the movie, determining costs of placing the ad in the movie based on the inherent characteristics of the movie, the viewed characteristics of the movie, the viewer characteristics and the advertiser preferences, and placing the ad in the movie in accordance with the inherent characteristics of the movie, the viewed characteristics of the movie, the viewer characteristics, the advertiser preferences and the determined costs. 1. A method of video content placement optimization based on behavior and content analysis , the method comprising:analyzing, by a computer, video characteristics of a video, the video characteristics of the video including information in the video;determining, by the computer, whether the video has been previously viewed; 'obtaining statistics of the video from play trails that track viewing behavior, each play trail representing a timestamped sequence of actions that a viewer takes in playing the video, the statistics of the video including a number of playback events recorded in the play trails;', 'responsive to an indication that the video has been previously viewed, determining, by the computer, viewed characteristics of the video, the determining the viewed characteristics of the video comprisingdetermining, by the computer, whether content placement in the video is occurring in real time;responsive to an indication that the content placement in the video is occurring in real time, determining, by the computer, viewer characteristics of the video, including at least one of demographic information of the viewer, an action of the viewer, or a material previously viewed by the viewer;retrieving or obtaining, by the computer, content placement preferences that specify a content placement price setting ...

SALES PROMOTION IN ACCORDANCE WITH ELECTRONIC RECEIPT ISSUANCE

A point-of-sale terminal includes a code reader, a communication interface, a memory device, a control panel, and a processor. The processor is configured to control the communication interface to transmit a customer code read by the code reader to an electronic receipt server, store in the memory device, a number of times electronic receipts have been issued in association with the customer code, the number of times being provided by the electronic receipt server to the communication interface, store in the memory device, transaction details based on one or more product codes read by the code reader, determine whether or not a sales promotion is to be offered based on the number of times, in response to a user input to complete the transaction on the control panel, and generate receipt information based on the transaction detail stored in the memory device and the offered sales promotion, if any. 1. A point-of-sale (POS) terminal , comprising:a code reader;a communication interface;a memory device;a control panel; and ["control the communication interface to transmit a customer code read from a customer's medium by the code reader to an electronic receipt server,", 'store, in the memory device, a number of times electronic receipts have been issued in association with the customer code, the number of times being provided by the electronic receipt server to the communication interface,', 'store, in the memory device, transaction details based on one or more product codes read by the code reader,', 'determine whether or not a sales promotion with respect to a transaction is offered to the customer based on the number of times stored in the memory device, in response to a user input to complete the transaction on the control panel, and', 'generate receipt information based on the transaction detail stored in the memory device and the offered sales promotion, if any., 'a processor configured to'}2. The POS terminal according to claim 1 , whereinthe processor determines ...

Proxy-Based Profile Management to Deliver Personalized Services

A method includes receiving, at a server associated with a merchant, an identification token associated with a mobile device located in a service environment associated with the merchant. The identification token includes an opaque token generated by a source other than the mobile device. The method includes, receiving an address of a profile agent associated with the mobile device. The profile agent is distinct from the mobile device. The method includes sending to the profile agent, a request for a user profile associated with the mobile device, where the request includes the identification token, and receiving an opaque user profile responsive to the request. The method also includes sending a personalized offer associated with the merchant to the profile agent based on the opaque user profile. The profile agent causes application of preferences and policies associated with the mobile device to the personalized offer to determine whether to forward the personalized offer to the mobile device. 1. A method comprising:receiving, at a server associated with a merchant, an identification token associated with a mobile device located in a service environment associated with the merchant, wherein the identification token includes an opaque token generated by a source other than the mobile device;receiving, at the server, an address of a profile agent associated with the mobile device, the profile agent external to the mobile device;sending, from the server to the profile agent, a request for a user profile associated with the mobile device, the request including the identification token;receiving, at the server, an opaque user profile responsive to the request; andsending a personalized offer associated with the merchant from the server to the profile agent based on the opaque user profile, wherein the profile agent causes application of preferences and policies associated with the mobile device to the personalized offer to determine whether to forward the personalized ...

SECURE TOKENLESS TRANSACTION SYSTEM AND METHOD

The tokenless transaction system described herein allows a user conduct financial transactions absent the need for his/her credit cards, debit cards, promotional cards, discount cards, and all other cards typically used in executing a financial transactions. In the same manner, the chances to have a card lost or stolen are reduced, bolstering the security of the user's financial information. The transaction terminals list the entire collection of a user's credit cards and the like and allow the user to access any one or a combination of the cards to finish a financial transaction. These accounts are accessed via multiple layers of security and the system further employs various security strategies to protect the user's sensitive information. 1. A method of conducting a financial transaction , the method comprising:at least one user accessing an electronic device capable of facilitating a financial transaction via a financial transaction program;the at least one user presenting at least one biometric identifier to the electronic device;the at least one user presenting at least one account identifier to the electronic device;a financial institution verifying an identity of the at least one user;the at least one user selecting at least one financial account to complete the financial transaction;the at least one user verifying the financial transaction; andupon completing the financial transaction, the financial transaction program assigning a new account number to the at least one financial account used to complete the financial transactionwherein the financial transaction is optionally between two users' financial accounts.2. The method of further comprising the step of:the electronic device displaying at least one advertisement to the at least one user during the course of completion of the financial transaction.3. The method of wherein the electronic device is an interactive point of sale terminal.4. The method of further comprising the step of: wherein if the at ...

Systems and Methods for Generating and Executing Online Interactive Multimedia Challenges During Online Transactions

The disclosed systems and methods integrate gaming functionality, and associated rewards, with on-line advertising. Systems for integrating online interactive multimedia challenges into advertising and electronic transactions include a host computer that provides an on-line advertisement with a graphical user interface having a purchase option and a challenge engagement option, receives data indicative of whether the user selected the purchase option or the challenge engagement option, generates graphical user interfaces for completing a purchase transaction or the challenge depending on the selected option, and, based on the outcome of the challenge, generates a different purchase option than before, preferably with improved purchasing terms if the user successfully completes the challenge.

AFFILIATE-DRIVEN BENEFITS MATCHING SYSTEM AND METHODS WITH BENEFITS ALONG PLANNED ROUTE

Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data. Also determined may be one of: a display suppression window, whether benefits may be stacked together for use with a single purchase, and whether benefits are available at a venue within a predetermined distance of a planned route. 1. A computer-implemented method for matching a consumer to available benefits , the method comprising the steps of:(a) receiving, from a first affiliate of a first enabling organization of a plurality of enabling organizations, first benefit information pertaining to a first benefit that said first affiliate knows is offered by said first enabling organization, wherein said first affiliate has an affiliation with said first enabling organization, said affiliation being a pre-existing relationship with said first enabling organization that enables said first affiliate to obtain at least one benefit from said first enabling organization not otherwise available to said first affiliate;(b) receiving, from the first affiliate second benefit information pertaining to a second benefit that said first affiliate knows is offered by a second enabling organization of the plurality of enabling organizations, wherein said first affiliate has an affiliation with said second enabling organization, said affiliation ...

Transaction Token Issuing Authorities

Systems, methods, apparatus, processes, computer program code and means for conducting transactions are described which allow a first party to a transaction to identify a second party to a transaction.

System for Repository Database

Systems and methods for a transmitting data to and receiving data from a repository are provided. For instance, presenting a transmission to a customer during a transaction at a system which may include an optimization computer, a repository database which may store one or more transmissions and information regarding a particular audience to which the respective transmissions should be presented and a computer system configured to allow transmissions to be uploaded to the repository database are provided. The transmission may be presented at a point of transaction wherein the transaction is being conducted and the transaction data from the transaction being conducted at the point of transaction may be determined at the point of transaction and may be transmitted to the optimization computer. Further, the optimization computer may compare the transaction data with the information regarding a particular audience to which the respective transmissions should be presented and may select a transmission to be presented during the transaction based on the comparison of the transaction data with the information regarding a particular audience to which the respective transmissions should be presented. 1. A computer assisted method for selecting one or more transmissions of transformed data to be presented to a user comprising:uploading the one or more transmissions of transformed data into a repository database when the one or more transmissions of transformed data are approved by a first entity;electronically receiving data relating to the identity of the user conducting a first user event;electronically receiving data relating to the one or more transmissions of transformed data; comparing the received data relating to the identity of the user with the received data relating to the one or more transmissions of transformed data, wherein the comparing yields a comparison;', 'prioritizing the one or more transmissions of transformed data based on the comparison; and', ' ...