Wirelessly accessing broadband services using intelligent covers

The present disclosure is directed to a system and method for wirelessly accessing broadband services using intelligent covers. In some implementations, a cover for a consumer device includes side surfaces, a rear surface, a physical interface, a circuit, and a broadband service card. The side surfaces and a rear surface form an opening that receives at least a portion of a consumer device. A first portion of at least one of the surfaces includes a connector for connecting to a port of the consumer device. The circuit connects the physical interface to the connector. The broadband service card connected to the physical interface and accesses a service foreign through the wireless broadband network independent of the consumer device.

Method for Validating a Road Traffic Control Transaction

A method for validating a road traffic control transaction. The method includes: storing a cryptographic key assigned to a transaction receiver, in the transaction receiver; recording an image of a vehicle; reading an identification of the vehicle in the recorded image by OCR and generating a control transaction thereof in the control station; generating a random key and encrypting the recorded image into authentication data with the random key and the cryptographic key in the control station; transmitting the recorded image, the control transaction, the random key and the authentication data to the transaction receiver; in the transaction receiver, encrypting the received recorded image into nominal authentication data with the received random key and the stored cryptographic key; and comparing the received authentication data with the nominal authentication data. The received control transaction is then validated when the received authentication data and the nominal authentication data are identical.

Controlling the use of a wireless mobile communication device

A controlling party can set limitations on a controlled party's access to applications operating on the controlled party's wireless mobile communication device. The controlling party can effectuate these limitations via various different mechanisms. In one instance, the controlling party uses another wireless communication device to effectuate the limitations. In another instance, the limitations are effectuated by the controlling party's operation of a data apparatus connected by a wired data communication bus to the controlled party's wireless mobile communication device. In a still further instance, the controlling party effectuates the limitations by accessing a website supported by a web server.

Wirelessly accessing broadband services using intelligent covers

The present disclosure is directed to a system and method for wirelessly accessing broadband services using intelligent covers. In some implementations, a cover for a consumer device includes side surfaces, a rear surface, a physical interface, a circuit, and a broadband service card. The side surfaces and a rear surface form an opening that receives at least a portion of a consumer device. A first portion of at least one of the surfaces includes a connector for connecting to a port of the consumer device. The circuit connects the physical interface to the connector. The broadband service card connected to the physical interface and accesses a service foreign through the wireless broadband network independent of the consumer device.

AUTHENTICATION AND CONTROL OF INCOMING COMMUNICATION

An incoming communication processing system and method is disclosed for providing communication and data services to residents of a controlled facility. Specifically, the incoming communication processing system allows outside parties to initiate communications to residents of a controlled facility. The incoming communication processing system may work in conjunction with or separately from an outgoing communication processing system. Many restrictions and safeguards may be implemented within the incoming communication system in order to prevent improper use. 1. A method , comprising:interfacing an incoming communication processing system to an outgoing communication processing system, wherein the outgoing communication processing system includes hardware separate from the incoming communication processing system;receiving an incoming communication, wherein the incoming communication includes an inmate identification;determining an inmate communication device associated with the inmate identification using inmate communication device information stored by the outgoing communication processing system; androuting the incoming communication to the determined inmate communication device based on the determining.2. The method of claim 1 , wherein the incoming communication includes a text component and a video component.3. The method of claim 1 , wherein the inmate communication device is a personal wireless device.4. The method of claim 1 , further comprising:monitoring biometric information included in the incoming communication to detect a presence of an unauthorized party.5. The method of claim 1 , wherein the inmate communication device information includes routing rules configured to route the incoming communication based on identification information related to an outside party originating the incoming communication.6. The method of claim 5 , wherein the determining claim 5 , further comprises:searching a block list based on the identification information; ...

Inserting Value into Customer Account at Point of Sale Using a Customer Account Identifier

A method of adding a value to a customer account is provided. A request to add a value to a customer account of a customer is received from a point of sale terminal. The request may comprise value identification data associated with the value and account identification data associated with the customer account. The customer account identification data may be entered at the point of sale. The request may be associated with a purchase of the value. The value may be caused to be added to the customer account. During subsequent value purchase transactions, additional value may be added to the account. 160-. (canceled)61. A method of adding a value to a pre-existing customer account with a specific provider , the method utilizing an electronic central processor in selective communication with a computerized point of sale (POS) system and the provider , the method comprising: value identification data associated with the value;', 'account identification data associated with the pre-existing customer account;, 'receiving, at the electronic central processor, from the computerized POS system a request to add a value to the pre-existing customer account, comprisingdetermining, by the electronic central processor, the specific provider based on the account identification data received from the computerized POS system; andproviding, by the electronic central processor, to the processor of the specific provider, information that identifies the value and information that identifies the pre-existing customer account.62. The method of claim 61 , wherein the information that identifies the pre-existing customer account is the account identification data.63. The method of claim 61 , wherein the information that identifies the value is the value identification data.64. The method of claim 61 , wherein the information that identifies the value is an amount of the value.65. The method of claim 61 , wherein at least one of the value identification data and the account identification ...

SYSTEM AND METHOD FOR DETECTING AND ALERTING RISKS IN REFILL TRANSACTIONS

Apparatus and method are disclosed for detecting a risk in a refill transaction. The method may include receiving, from a user, a request for refilling an account, the request including account information associated with the account. The method may also include acquiring a contact information set corresponding to the user. The method may further include determining whether the contact information set includes the account information by searching in the contact information set for information matching the account information. In addition, the method may include providing a risk alert to the user if it is determined that the contact information set does not include the account information. 1. A method , implemented by a processor device , for detecting a risk in a refill transaction , comprising:receiving, from a user, a request for refilling an account, the request including account information associated with the account;acquiring a contact information set corresponding to the user;determining, by the processor device, whether the contact information set includes the account information by searching in the contact information set for information matching the account information; andif it is determined that the contact information set does not include the account information, providing a risk alert to the user.2. The method of claim 1 , wherein the contact information set includes contact information corresponding to the user obtained from an electronic address book.3. The method of claim 1 , wherein the contact information set includes contact information corresponding to a login account of the user used in a refill platform.4. The method of claim 1 , first contact information corresponding to the user obtained from an electronic address book; and', 'second contact information corresponding to a login account of the user used in a refill platform; and, 'wherein the contact information set includes determining whether the first contact information includes the ...

METHODS AND SYSTEMS FOR TOP-UP

Methods and systems for top-up are provided. A representative top-up system includes an interface module that receives and transmits a phone number associated with a phone user's account; and a top-up gateway that receives and transmits the phone number from the interface module and requests for a telephone service company associated with the phone number to a home location register (HLR) look up service. The top-up gateway tops up phone minutes and/or balance of money of the phone user's account associated with the phone number based on the phone number, and requested telephone service company. 1. A top-up system comprising:an interface module that receives and transmits a recipient phone number associated with a phone user's account; anda top-up gateway that receives and transmits the phone number from the interface module and requests for a telephone service company associated with the phone number to a home location register (HLR) look up service,wherein the HLR look up service receives the phone number from the top-up gateway and the request for the telephone service company associated with the phone number, wherein the HLR look up service determines the telephone service company associated with the phone number and transmits the information related to the determined telephone service company to the top-up gateway,wherein the top-up gateway tops up phone minutes and/or balance of money of the phone user's account based on the phone number, and determined telephone service company.2. The top-up system as defined in claim 1 , further comprising a database that receives and stores information related to the top up of the phone minutes and/or money of the phone user's account from the top-up gateway.3. The top-up system as defined in claim 1 , wherein the top-up gateway verifies whether the phone user's account is a valid phone number having phone minutes and/or amount of money that can be top-up claim 1 , recharge claim 1 , add claim 1 , and/or transfer the phone ...

Executing transactions using mobile-device covers

The present disclosure is directed to a system and method for updating mobile devices with additional elements. In some implementations, a cover for a mobile device includes side surfaces, a rear surface, a physical interface, and a circuit. The side surfaces and the rear surface are configured to be adjacent at least a portion one or more side surfaces of the mobile phone. The side surfaces and the rear surface form an opening that receives at least a portion of the mobile device. A first portion of at least one of the surfaces includes a connector for connecting to a port of the mobile phone. The physical interface includes in at least one of the surfaces that receives a memory device external to the mobile device. The circuit connects the physical interface to the connector.

Methods and nodes for maintaining a communication session for a subscriber

There is provided mechanisms for granting network resources for maintaining a communication session for a subscriber in a network. A method is performed by a CTF node. The method includes obtaining, from a gateway in the network, a request for network resources for maintaining the communication session for the subscriber, and requesting, from an OCF node and in response thereto, credit units corresponding to the network resources. The method includes obtaining a grant of the credit units as well as an advance credit indication of additional credit units for the communication session from the OCF node. The method further includes storing the advance credit indication for the communication session and providing, to the gateway, a grant for the network resources for maintaining the communication session in accordance with the obtained grant.

System and method for paying a merchant by a registered user using a cellular telephone account

A system and method allows users to make purchases by charging or funding a prepaid debit card with their cell phone accounts by simulating a user roaming with their mobile device.

System and Method for Electronic Prepaid Account Replenishment

A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a membership account number associated with at least the customer account. A membership account number and a payment corresponding to a requested amount of a service offered by the vendor are received from the customer at a point-of-sale. The method further includes generating, at the point-of-sale, an authorization message including at least the membership account number and embedded transaction information identifying the service offered by the vendor and the requested amount. The embedded transaction information is then communicated from the point-of-sale to a database server. The customer account is credited, in response to the embedded transaction information, based upon an amount of the payment. The method also includes electronically transferring funds based upon the amount of the payment from a first account associated with the point-of-sale to a second account associated with the vendor. 1. A computer implemented method for crediting a customer account maintained by a vendor of prepaid services in response to payment received from a customer , the method comprising:receiving, at a server, a transaction request with embedded transaction information, including identifying information associated with a customer account, a payment amount corresponding to a requested amount of a prepaid service offered by the vendor, and a product number corresponding to the provider of prepaid service;maintaining, within a database, an association between product numbers and prepaid services offered by a plurality of vendors, the embedded transaction information including at least a first product number;determining, by a transaction processor configured for such determination, from the embedded transaction information, the vendor of the requested prepaid product;wherein, subsequent to a ...

Architecture of simplified hardware requirements for bank card payment transactions in a large group of clients, transaction terminal unit, extended function sim card, and methods for individualisation and performing transaction

Architecture of simplified hardware requirements for bank card payment transactions in a large group of clients, in which each client have an extended function SIM card containing payment utility and regular bank card identification information. A mobil pay center ( 4 ) is connecting to the client and the service provider ( 2 ) of the actual transaction through a bidirectional cryptographic interface and a communication channel of the first type, and is connecting to one or more bank card authorisation center ( 11 ) of the actual transaction through a bidirectional cryptographic interface and a communication channel of the second type. The mobil pay center ( 4 ) is comprising at least one virtual POS terminal ( 5 ) for each service provider ( 2 ). The virtual POS terminal ( 5 ) handle authorisation messages received through communication channel of the second type.

METHODS AND SYSTEMS FOR TOP-UP

Methods and systems for top-up are provided. A representative top-up system includes a top-up gateway that receives a recipient phone number associated with a phone user's account. A home location register (HLR) look up service (HLR) look up service that receives the recipient phone number from the top-up gateway determines the telephone service company associated with the recipient phone number and transmits the information related to the determined telephone service company to the top-up gateway. The top-up gateway tops up phone minutes and/or balance of money of the phone user's account associated with the phone number based on the phone number, and requested telephone service company. 1. A top-up system comprising:a top-up gateway that receives a recipient phone number associated with a phone user's account; anda home location register (HLR) look up service (HLR) look up service that receives the recipient phone number from the top-up gateway determines the telephone service company associated with the recipient phone number and transmits the information related to the determined telephone service company to the top-up gateway,wherein the top-up gateway tops up phone minutes and/or balance of money of the phone user's account based on the recipient phone number, and the determined telephone service company from the HLR look up service.2. The top-up system as defined in claim 1 , further comprising a database that receives and stores information related to the top up of the phone minutes and/or money of the phone user's account from the top-up gateway.3. The top-up system as defined in claim 1 , wherein the top-up gateway verifies whether the phone user's account is a valid phone number having phone minutes and/or amount of money that can be top-up claim 1 , recharge claim 1 , add claim 1 , and/or transfer the phone minutes and/or money into the phone user's account.4. The top-up system as defined in wherein the HLR look up service receives the phone number from ...

METHODS AND SYSTEMS FOR TRANSMITTING DATA INDICATIVE OF SELECTED VALUE ADDED SERVICES FROM OFFER DISTRIBUTION SERVERS TO MOBILE TERMINALS

A method for transmitting data indicative of selected value added services includes: retrieving, from issuer servers, data indicative of value added services, offered by the issuer servers, for storage at the offer distribution server as value added services data; receiving, from a mobile terminal, wallet data providing an indication of payment cards stored in the mobile terminal; processing, at the offer distribution server, the wallet data against the value added services data to determine the value added services accessible through the mobile terminal by ascertaining that the payment cards are recognised by the respective issuer server that offers the value added services; extracting, at the offer distribution server, the selected value added services data for transmission to the mobile terminal in response to consolidation of the value added services accessible through the mobile terminal; and transmitting the selected value added services data to the mobile terminal. 1. A method for transmitting data indicative of selected value added services from an offer distribution server to a mobile terminal as selected value added services data , the method comprising:retrieving, from one or more issuer servers, data indicative of one or more value added services, offered by each of the one or more issuer servers, for storage at the offer distribution server as value added services data;receiving, from the mobile terminal, wallet data providing an indication of one or more payment cards stored in the mobile terminal;processing, at the offer distribution server, the wallet data against the value added services data to determine the one or more value added services accessible through the mobile terminal by ascertaining that the one or more payment cards is recognised by the respective issuer server that offers the one or more value added services;extracting, at the offer distribution server, the selected value added services data for transmission to the mobile terminal in ...

Methods and Systems for Telecommunication Messaging and Real-Time Replenishment Systems

Methods and systems for top-up are provided. A representative telecommunication messaging and real-time replenishment (TMRTR) system includes a user interface that receives a user input and transmits the user input that includes chat message and a recipient phone number associated with a phone user's account; and a real-time replenishment OUR) gateway that receives and transmits chat messages and the phone number from the user interface and requests for a telephone service company associated with the phone number to a home location register (HLR) look up service. The RTR gateway tops up phone minutes and/or balance of money of the phone user's account associated with the phone number based on the phone number of the received user input, and the determined telephone service company from the HLR look up service.

System, method and apparatus for placing a telephone call

In one embodiment, the methods and apparatuses detect an identity of a caller; receive an assigned incoming telephone number; identify a recipient associated with the assigned incoming telephone number and the identity; and connect the caller and the recipient. 1. A method comprising:detecting an identity of a caller;receiving an assigned incoming telephone number;identifying a recipient associated with the assigned incoming telephone number and the identity; andconnecting the caller and the recipient.2. The method according to claim 1 , further comprising searching for a profile information associated with the identity of the caller.3. The method according to claim 2 , wherein the profile information includes an originating telephone number associated with the caller.4. The method according to claim 2 , wherein the profile information includes the assigned telephone number associated with the recipient.5. The method according to claim 2 , wherein the profile information includes a list of funds associated with the caller.6. The method according to claim 1 , wherein detecting the identity of the caller further comprises detecting an originating telephone number of the caller.7. The method according to claim 6 , wherein detecting the originating telephone number utilizes a caller identification service.8. The method according to claim 1 , wherein the recipient is located outside of a local calling area of the caller.9. The method according to claim 1 , further comprising checking for availability of funds prior to connecting the caller and the recipient.10. The method according to claim 9 , wherein the availability of funds is based on an amount of money pre-purchased by the caller.11. The method according to claim 9 , wherein the availability of funds is based on an amount of credit extended to the caller.12. The method according to claim 1 , further comprising charging for a call connecting the caller and recipient based on a length of the call.13. The method ...

AUTHENTICATION AND CONTROL OF INCOMING COMMUNICATION

An incoming communication processing system and method is disclosed for providing communication and data services to residents of a controlled facility. Specifically, the incoming communication processing system allows outside parties to initiate communications to residents of a controlled facility. The incoming communication processing system may work in conjunction with or separately from an outgoing communication processing system. Many restrictions and safeguards may be implemented within the incoming communication system in order to prevent improper use. 1. A communication processing system , the system comprising:a database; obtaining information stored in the database;', 'first authenticating the outside party based on the obtained information;', 'second authenticating the resident based on the obtained information; and', receiving a first geographic location from the outside party; and', 'receiving a first geographic boundary from the database representing an allowed area., 'first communication restriction processing on the incoming communication based on the obtained information, wherein the first communication restriction processing comprises], 'an incoming communication processing system including one or more processors and/or circuits configured to process an incoming communication from an outside party to a resident of a facility, wherein the processing of the incoming communication includes2. The system of claim 1 , wherein the one or more processors and/or circuits are further configured to:first process payment for the incoming communication based on the obtained information.3. The system of claim 1 , further comprising: third authenticating the resident based on the obtained information;', 'fourth authenticating the outside party based on the obtained information;', 'performing second communication restriction processing on the outgoing communication based on the obtained information; and', 'second processing payment for the outgoing communication ...

SYSTEM AND METHOD FOR PAYING A MERCHANT BY A REGISTERED USER USING A CELLULAR TELEPHONE ACCOUNT

A system and method allows users to make purchases by charging or funding a prepaid debit card with their cell phone accounts by simulating a user roaming with their mobile device. 121-. (canceled)22. A method of detecting a potentially fraudulent transaction involving a communications device , comprising:obtaining a payment record of a subscriber in possession of the communications device from a merchant;obtaining, from the merchant, a transaction identifier of a transaction entered into by the subscriber in possession of the communications device;determining whether a fraud score meets or exceeds a threshold; andidentifying the transaction as fraudulent based on the determination that the fraud score meets or exceeds the threshold.23. The method of claim 22 , wherein determining whether the fraud score meets or exceeds the threshold comprises:comparing a country in which the subscriber is currently located with the country in which the merchant is currently located.24. The method of claim 22 , wherein determining whether the fraud score meets or exceeds the threshold comprises:comparing the transaction identifier from the merchant and the subscriber with corresponding entries of a registered subscriber table.25. The method of claim 22 , further comprising claim 22 , prior to obtaining the payment record from the merchant claim 22 , registering a mobile subscriber with an account controlled by the merchant.26. The method of claim 25 , further comprising associating the communications device with the merchant responsive to the communications device registering with the merchant.27. The method of claim 22 , further comprising obtaining results of a comparison of a challenge phrase entered by subscriber of the communications device with the challenge phrase generated by a challenge response manager.28. The method of claim 27 , comprising verifying claim 27 , by the challenge response manager claim 27 , that an international mobile subscriber identifier (IMSI) in the ...

Authentication and control of incoming communication

An incoming communication processing system and method is disclosed for providing communication and data services to residents of a controlled facility. Specifically, the incoming communication processing system allows outside parties to initiate communications to residents of a controlled facility. The incoming communication processing system may work in conjunction with or separately from an outgoing communication processing system. Many restrictions and safeguards may be implemented within the incoming communication system in order to prevent improper use.

SYSTEM AND METHOD FOR DETERMINING AND ASSOCIATING TARIFF RATES FOR INSTITUTIONAL CALLS

A telecommunications method for call forwarding including storing information regarding a called party in at least one local database, where the information regarding the called party is stored in a user account and making a telephone call by dialing a telephone number with a telephone, where the telephone is contained in a telephone management system. The method also includes determining whether the telephone number is associated with the user account and transferring, via the switchboard, the call to the called party if the telephone number is associated with the user account, where the telephone management system is in communication with a revenue management system, and also where the revenue management system contains at least one local database. 1. A telecommunications management system , comprising:a telephone for making a telephone call, wherein the telephone is contained in an institutional telephone management system, and wherein the telephone dials a telephone number of or associated with a called party; receiving credit card information from the called party, the credit card info nation including a credit card number and a credit card expiration date, and geographic information;', 'forwarding a verification request to a remote credit card service company, the request including the obtained credit card information;', 'receiving from the remote credit card service company a verification result; and', 'associate the telephone number and the geographic information with the called party user account based on the verification result., 'an account management system configured to register a called party user account, the called party user account registration including2. The telecommunications management system of claim 1 , wherein the account management system is further configured to:perform an alternative verification process in response to the verification result indicating that verification failed, the alternative verification process being one of a LEC ...

METHOD OF COMMUNICATION BETWEEN IMS NODES

A method of communication between two nodes providing online charging functionalities in an IP Multimedia Subsystem (IMS), network is described, wherein a first node is configured to operate as a Charging Triggering Function (CTF) and wherein a second node is configured to operate as an Online Charging Service (OCS). The method may alleviate drawbacks stemming from low availability of the OCS. 1. A method of communication between two nodes providing online charging functionalities in an IP Multimedia Subsystem(IMS) network , wherein a first node is configured to operate as a Charging Triggering Function (CTF) and wherein a second node is configured to operate as an Online Charging Service (OCS) the method comprising:at the CTF node, receiving a Session Initiation Protocol (SIP) request relating to a SIP session from a network node;at the CTF node, providing a notification indicating that the OCS service is not available; storing Credit Control Request (CCR) information that corresponds to said SIP session, and that is to be sent to the OCS, in a memory buffer;', 'handling requests relating to said SIP session, on assumption that corresponding CCR requests have been granted;', 'transmitting said buffered CCR information to said OCS after being notified that the OCS is available; and, 'at the CTF node, if said notification comprises an indication that CCR requests relating to said SIP session should be buffered,'}at the OCS node, processing said previously buffered CCR information.2. A method of handling a Session Initiation Protocol (SIP) request at an IP Multimedia Subsystem (IMS) node configured to operate as a Charging Triggering Function (CTF) the method comprising:receiving a SIP request from a network node;providing a notification indicating that an Online Charging Service (OCS) is not available; and storing CCR information that corresponds to said SIP session, and that is to be sent to the OCS, in a memory buffer;', 'handling SIP requests relating to said SIP ...

SYSTEM, METHOD AND APPARATUS FOR PLACING A TELEPHONE CALL

In one embodiment, the methods and apparatuses detect an identity of a caller; receive an assigned incoming telephone number; identify a recipient associated with the assigned incoming telephone number and the identity; and connect the caller and the recipient. 1. A method comprising:detecting an identity of a caller;receiving an assigned incoming telephone number;identifying a recipient associated with the assigned incoming telephone number and the identity; andconnecting the caller and the recipient.2. The method according to claim 1 , further comprising searching for a profile information associated with the identity of the caller.3. The method according to claim 2 , wherein the profile information includes an originating telephone number associated with the caller.4. The method according to claim 2 , wherein the profile information includes the assigned telephone number associated with the recipient.5. The method according to claim 2 , wherein the profile information includes a list of funds associated with the caller.6. The method according to claim 1 , wherein detecting the identity of the caller further comprises detecting an originating telephone number of the caller.7. The method according to claim 6 , wherein detecting the originating telephone number utilizes a caller identification service.8. The method according to claim 1 , wherein the recipient is located outside of a local calling area of the caller.9. The method according to claim 1 , further comprising checking for availability of funds prior to connecting the caller and the recipient.10. The method according to claim 9 , wherein the availability of funds is based on an amount of money pre-purchased by the caller.11. The method according to claim 9 , wherein the availability of funds is based on an amount of credit extended to the caller.12. The method according to claim 1 , further comprising charging for a call connecting the caller and recipient based on a length of the call.13. The method ...

Transaction Processing Platform for Facilitating Electronic Distribution of Plural Prepaid Services

A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service. The platform is also configured to provide supplier response information received through the supply interfaces to the conduit interface.

Transaction Processing Platform for Facilitating Electronic Distribution of Plural Prepaid Services

A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service. The platform is also configured to provide supplier response information received through the supply interfaces to the conduit interface. 1. A method for processing transactions involving prepaid services performed by a transaction processing platform having a processor and computer program code stored on a non-transitory computer readable memory which , when executed by the processor , causes the transaction processing platform to perform the method comprising:receiving from a client terminal operative for wireless communication, via an interface of the transaction processing platform, a first type of prepaid product purchase request;contacting, subsequent to receiving the first type of prepaid product purchase request, a service provider of the first type of prepaid product purchase request;receiving in real-time, indication of purchase of the first type of prepaid product and a personal identification number associated with the prepaid product; andelectronically distributing the first type of prepaid product to the client terminal, wherein the purchase request is received from the ...

System and method for paying a merchant by a registered user using a cellular telephone account

A system and method allows users to make purchases by charging or funding a prepaid debit card with their cell phone accounts by simulating a user roaming with their mobile device.

TOP UP COMMUNICATION SYSTEM AND METHOD THEREOF

A top up communication system and method thereof are provided, which provides a call between at least two electronic devices, where each of the at least two electronic devices has a unique identification code. The method includes following steps: buying a deposit code on the web-site or obtaining it sent from others; surfing a user interface of an activating data server; inputting the deposit code into the user interface to generate an activate identification data; scanning the activate identification data by a scanner to generate a shortcut icon on a monitor of the scanner; transmitting a dialed command to a connection generation server by triggering the shortcut icon; using the dialed command to establish a communication link between the at least two electronic devices by the connection generation server. 1. A top up communication method being feasible to generate a call between at least two electronic devices , where each of the at least two electronic devices has a unique identification code , and the method comprising steps:surfing a user interface of an activating data server;inputting a deposit code into the user interface to generate an activate identification data;scanning the activate identification data by a scanner to generate a shortcut icon on a monitor of the scanner;transmitting a dialed command to a connection generation server by triggering the shortcut icon displayed on the monitor, wherein the dialed command comprises the unique identification code of each of the at least two electronic devices and the deposit code input through the user interface or the monitor, andusing the dialed command to establish a communication link between the at least two electronic devices by the connection generation server.2. The top up communication method of claim 1 , wherein the activate identification data comprises a QR code claim 1 , a text or a barcode.3. The top up communication method of claim 1 , wherein the unique identification code comprises a telephone ...

Inserting Value into Customer Account at Point of Sale Using a Customer Account Identifier

A method of adding a value to a customer account is provided. A request to add a value to a customer account of a customer is received from a point of sale terminal. The request may comprise value identification data associated with the value and account identification data associated with the customer account. The customer account identification data may be entered at the point of sale. The request may be associated with a purchase of the value. The value may be caused to be added to the customer account. During subsequent value purchase transactions, additional value may be added to the account. 160-. (canceled)61. A method of adding a value to a pre-existing customer account with a specific provider , the method utilizing an electronic central processor in selective communication with a computerized point of sale (POS) system and the provider , the method comprising: value identification data associated with the value;', 'account identification data associated with the pre-existing customer account;, 'receiving, at the electronic central processor, from the computerized POS system a request to add a value to the pre-existing customer account, comprisingdetermining, by the electronic central processor, the specific provider based on the account identification data received from the computerized POS system; andproviding, by the electronic central processor, to the processor of the specific provider, information that identifies the value and information that identifies the pre-existing customer account.62. The method of claim 61 , wherein the information that identifies the pre-existing customer account is the account identification data.63. The method of claim 61 , wherein the information that identifies the value is the value identification data.64. The method of claim 61 , wherein the information that identifies the value is an amount of the value.65. The method of claim 61 , wherein at least one of the value identification data and the account identification ...

SYSTEMS AND METHODS FOR REDUCING SIGNALLING IN AN INTERNET PROTOCOL TELEPHONY SYSTEM

A system and method for charging a prepaid account for telephony services reserves portions of a balance of the prepaid account to pay for telephony services that have been requested by a user. Once the final charges for providing the telephony services are known, the balance is reduced by the amount of the actual charges, and any portion of the reserved amount is released.

System and method for paying a merchant by a registered user using a cellular telephone account

A system and method allows users to make purchases by charging or funding a prepaid debit card with their cell phone accounts by simulating a user roaming with their mobile device.

SYSTEM AND METHOD FOR DETECTING AND ALERTING RISKS OF INPUTTING INCORRECT ACCOUNT INFORMATION IN REFILL TRANSACTIONS

Apparatus and method are disclosed for detecting a risk in a refill transaction. The method may include receiving, from a user, a request for refilling an account, the request including account information associated with the account. The method may also include acquiring a contact information set corresponding to the user. The method may further include determining whether the contact information set includes the account information by searching in the contact information set for information matching the account information. In addition, the method may include providing a risk alert to the user if it is determined that the contact information set does not include the account information. 1. A method , implemented by a processor device , for detecting a risk in a refill transaction , comprising:receiving, from a user, a request for refilling an account, the request including account information associated with the account;acquiring a contact information set corresponding to the user;determining, by the processor device, whether the contact information set includes the account information and displaying, responsive to the determination that the contact information set does not include the account information and the contact information set includes information partially matching the account information, a matched portion and a non-matched portion of the partially matched contact information in different manners, wherein the non-matched portion corresponds to a portion of the partially matched contact information that is different from a corresponding portion of the account information and wherein the matched portion corresponds to a portion of the partially matched contact information that is the same as a corresponding portion of the account information.2. The method of claim 1 , wherein the contact information set includes contact information corresponding to the user obtained from an electronic address book.3. The method of claim 1 , wherein the contact ...

System and method for authentication of a registered mobile subscriber

Briefly, in accordance with one or more embodiments, for example, a method and/or system is provided to at least authenticate a mobile subscriber that has been registered via a registration process comprising. A current international mobile subscriber identifier (IMSI) associated with a mobile telephone number received electronically via a network is queried. A database entry created via the registration process including an IMSI associated with a received mobile telephone number at the time of mobile subscriber registration is also queried. At least the current IMSI and the IMSI of the database entry are compared. Account status of the mobile subscriber based at least in part on a match between the current IMSI and the IMSI of the database entry is verified. Verifying the account status includes determining creditworthiness with respect to the account of the mobile subscriber.

System and method for managing prepaid wireless service

무선 선불 서비스를 제공하는 방법이 개시된다. 무선 선불 통신 디바이스를 포함하는 금액 재생 동작은 전파를 통해 상기 디바이스에 전송된 SMS 메시지를 포함한다. 상기 디바이스는 가용 금액에 대해 호출의 영향의 트랙을 유지하도록 요금표를 이용한다. 요금표는 SMS 메시지를 이용해서 서비스 제공자의 방향에서 갱신 가능하다. A method of providing wireless prepaid service is disclosed. Money playing operations involving wireless prepaid communication devices include SMS messages sent to the device via radio waves. The device uses a tariff to keep track of the impact of the call on the amount available. The tariff may be updated in the direction of the service provider using SMS messages.

Methods and apparatus' of approval prepaid communication fee for mobile phone

본 발명은 휴대단말기로 통신진행 중에 선불 통신요금의 소진 전에 경고신호를 발생하고 재충전하도록 하여 진행중인 통신이 차단되지 않도록 하는 것으로, 휴대단말기의 제어부에 의하여 선불 통신요금 정보를 심카드에 기록하고, 입출력부의 제어명령에 의하여 무선부를 제어하며, 상대방과 무선접속하여 진행되는 통신비용을 심카드의 선불 통신요금으로부터 차감하고, 상기 심카드의 선불 통신요금이 소진되면, 경고신호를 발생하고 홀드부를 제어하여 호접속 상태를 유지하며, 인터넷부를 제어하여 온라인 금융에 접속하고 결재와 확인에 의하여 심카드의 선불 통신요금을 충전하며 홀드상태의 호를 해제하고 통신을 계속 진행하는 구성으로 이루어지는 특징이 있고, 또한, 휴대단말기의 제어부에 의하여 심카드에 기록된 선불 통신요금으로 이동통신을 진행하고, 선불 통신요금이 소진된 경우에 경고신호를 발생하며, 충전하는 경우에는 진행중인 통신을 중단하고 호접속 상태를 유지하는 홀드처리하며, 인터넷으로 접속된 온라인 금융으로부터 결재하고 확인하여 심카드의 선불 통신요금을 충전하며, 상기 충전된 선불 통신요금에 의하여 호접속 상태의 홀드를 해제하고 통신을 계속 진행하는 일련의 과정으로 이루어지는 특징에 의하여, 진행중인 통신을 차단하지 않고 계속 진행하며, 무선 인터넷으로 금융기관에 접속하여 결재하는 효과가 있다. The present invention is to generate a warning signal before the exhaustion of the prepaid communication charges during the communication with the portable terminal to recharge so that the ongoing communication is not blocked, the prepaid communication charge information is recorded on the SIM card by the control unit of the portable terminal, input and output The wireless unit is controlled by a negative control command, and the communication cost incurred by wireless connection with the other party is subtracted from the prepaid communication fee of the SIM card. When the prepaid communication fee of the SIM card is exhausted, a warning signal is generated and the hold unit is controlled. It maintains the call connection status, accesses the online banking by controlling the Internet, charges the prepaid communication fee of the SIM card by payment and confirmation, releases the call in the hold state, and continues the communication. The prepaid communication fee recorded on the SIM card by the controller of the mobile terminal. In case of charging, a warning signal is generated when the prepaid communication fee is exhausted, and in case of charging, the processing is stopped to stop the ongoing communication and maintain the call connection status. Charges the prepaid communication fee of the card, and according ...

Wireless telephone debit card system and method

A wireless debit card communications system comprising a radio unit, a base station, and an end station. The radio unit, for example, a radio telephone, includes a first processor, a reader for reading a credit amount and a personal access number from a debit card, and a transceiver for communicating, using radio waves, a credit signal. The base station receives and relays the credit signal over a communications channel to the end station. The end station includes a switch to generate a first control signal to allocate the credit amount of the debit card to the radio unit, and to set a radio unit access number of the radio unit to the personal access number of the debit card with a communications path through the base station. The end station also generates a second control signal for changing the credit amount and the personal access number of the debit card. The base station may be connected to a debit meter. The radio unit and the debit meter respond to the second control signal to change the credit amount and the personal access number using magnetic writers or writer processors to store an updated credit amount and personal access number on a magnetic strip on a debit card or on a chip on the debit card as the debit card is used in the radio unit. The personal access number may be used as a telephone number of the radio unit.

Removable card for use in a radio unit

A removable card is used in radio units. The card comprises a memory for storing telephone numbers associated with an owner of the card. One of the telephone numbers is a telephone number of the owner. The memory is configured so that upon insertion of the card in a radio unit, that radio unit receives calls associated with the owner telephone number stored on the card.

Apparatus and method for converting character mode using button of pointing device in mobile communication terminal

본 발명은 이동통신 단말기에서 포인팅 장치의 버튼을 이용한 문자 모드 전환 장치 및 방법에 관한 것으로서, 포인팅 장치로부터 가상 키보드의 문자 모드 전환 신호가 수신되는지 여부를 검사하는 과정과, 상기 가상 키보드 문자 모드 전환 신호가 수신될 시, 상기 가상 키보드의 문자 모드를 다음 순서의 문자 모드로 전환하는 과정을 포함하여, 사용자가 좀더 쉽고 정확하게 가상 키보드를 이용할 수 있게 하여 문자 입력의 편리성을 제공할 수 있는 이점이 있다. The present invention relates to an apparatus and method for switching a character mode using a button of a pointing device in a mobile communication terminal, the method comprising the steps of: checking whether a character mode switching signal of a virtual keyboard is received from a pointing device; There is an advantage that it is possible to provide the convenience of inputting characters by allowing the user to use the virtual keyboard more easily and accurately, including the step of switching the character mode of the virtual keyboard to the next character mode . 단말, 포인팅 장치, 스타일러스 펜, 가상 키보드, 문자 모드 전환 Terminal, pointing device, stylus pen, virtual keyboard, character mode switching

System and method for detecting and alerting risks in refill transactions

충전 거래에서 위험을 탐지하는 장치 및 방법이 개시된다. 방법은 사용자로부터, 계정 충전 요청을 수신하는 것을 포함할 수 있으며, 상기 요청은 계정과 연관된 계정 정보를 포함한다. 방법은 또한 사용자에 대응하는 연락처 정보 세트를 획득하는 것을 포함할 수 있다. 방법은 연락처 정보 세트 내에서 계정 정보와 일치하는 정보를 검색하여 연락처 정보 세트가 계정 정보를 포함하는지 결정하는 것을 더 포함할 수 있다. 추가로, 방법은 연락처 정보 세트가 계정 정보를 포함하지 않는 것으로 결정되면, 사용자에게 위험 경고를 제공하는 것을 포함할 수 있다. An apparatus and method for detecting risk in a filling transaction are disclosed. The method may include receiving an account recharge request from the user, the request comprising account information associated with the account. The method may also include obtaining a set of contact information corresponding to the user. The method may further include retrieving information in the contact information set that matches the account information to determine if the contact information set includes account information. In addition, the method may include providing a risk alert to the user if it is determined that the set of contact information does not include account information.

Transaction processing platform for faciliating electronic distribution of plural prepaid services

A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service. The platform is also configured to provide supplier response information received through the supply interfaces to the conduit interface.

Method and apparatus for controlling credit based accessprepaid to a wireless network

신용 기반 액세스 제어에 기초한 네트워크로부터 클라이언트 디바이스의 인증 해제를 위한 방법이 개시된다. 이 방법은 인증 프로토콜에 따라 클라이언트 디바이스로부터의 사용자 액세스에 관한 사용자 요구를 네트워크에서 액세스 포인트(AP)에 의해 수신하는 단계와, 사용자 요구에 응답하여 인증 서버에 액세스 요구를 AP에 의해 전송하는 단계를 포함한다. AP는 클라이언트 디바이스에 관한 사용자 액세스를 인증하는 인증 서버로부터의 액세스 응답을 수신하고, 이러한 액세스 응답은 사용자 잔여 신용 한도액에 기초하여 네트워크로의 클라이언트 디바이스의 이용 가능한 연속 액세스의 길이를 표시하는 값을 가지는 파라미터를 포함한다. 이후 AP는, 파라미터 값이 네트워크를 구비한 클라이언트 디바이스의 재-인증이 클라이언트 디바이스에 의해 네트워크로의 추가 액세스를 허가하기 전에 일어나게 하는 임계값에 도달할 때, 재-인증 요구를 인증 서버에 전송한다. A method for deauthenticating a client device from a network based on credit based access control is disclosed. The method comprises receiving, by an access point (AP) in a network, a user request for user access from a client device in accordance with an authentication protocol, and sending an access request by the AP to an authentication server in response to the user request. Include. The AP receives an access response from an authentication server that authenticates the user access to the client device, the access response having a value indicating the length of continuous available access of the client device to the network based on the user remaining credit limit. Contains parameters. The AP then sends a re-authentication request to the authentication server when the parameter value reaches a threshold that causes re-authentication of the client device with the network to occur before granting further access to the network by the client device. .

Mobile communication terminal and card information read device

服务在移动通信网络中用来进行无线通信的一个移动通信终端(移动站100)，包括一个收发器(110)，一个控制器(120)，一个用户接口(130)，一个数据输入/输出终端(140)，一个磁写入器(150)和一个磁条(160)。保存在程序ROM(122)中的控制程序包括一个控制磁写入器的程序，如向/从磁条(160)中写入或删除各种信息。在信用卡ROM(123)中保存的信息有关之前用户和信用卡公司订立的信用卡合同的特征，该磁写入器(150)将控制器(120)提供的信用卡合同信息写到磁条(160)上，或从磁条(160)中删除信用卡合同信息。

Secure payment card, method and system

A payment card system uses a static payment card identifying number and generates, for each attempted transaction, an authentication cryptogram based at least upon a seed value stored within the payment card and further based upon a temporal signal value that changes for each attempted use of the payment card. The authentication cryptogram may be alpha-numerically encoded, preferably using a radix-32 coding to provide 5-bits of information for each character or symbol, and may be communicated in a 26-character payment card account name field instead of communicating a payment account name in said payment card account name field, to thus convey up to 130-bits of information while maintaining compatibility with existing point-of-sale equipment and payment system infrastructure.

Mobile phone payment system using integrated camera credit card reader

A system and a method for conducting credit card transactions through a mobile device of a user. The mobile device comprises an image acquisition unit and a mobile application operated by the mobile device. The system enables acquiring an image of a client's credit card, using the image acquisition unit; analyzing data of the image; outputting details of the credit card from the analysis; verifying the output details, wherein the verification is further carried out through the mobile application; verifying authorization of inputted monetary transaction, wherein the mobile application enables verifying the authorization by communicating with the billing center, associated with at least one credit company associated with the credit card over at least one communication network, wherein the communication is carried out by the mobile application using the mobile device; and conducting monetary transactions using the verified credit card details.

Methods for providing prepaid telephony service via an internet protocol network system

Methods are disclosed for providing prepaid telephony service via an Internet protocol (IP) network system. A first method provides controlling at least one media agent or call routing station/switch of an IP network system for allowing and/or blocking call media streams from traversing through the media agent. A second method provides directing all signaling messages transmitted by a signaling agent or station and all media packets transmitting voice and data communications through at least one common device within the IP network system. The methods further provide for continuously monitoring a subscriber's account balance and terminating the prepaid telephony service if the account balance is less than a predetermined amount.

The compliance detection method of application is paid under virtualized environment

本发明提供一种虚拟化环境下支付应用的合规性检测方法，属于支付应用安全技术领域。该检测方法用于针对PCI DSS隔离要求的合规性检测，该检测方法可以从数据流量分析当前的虚拟机域以及其连接状况来判断是否合规，也可以分析虚拟机的网络流量的纯净性状况来判断是否合规。该检测方法适用于虚拟化环境并在虚拟环境下合规性检测准确，有助于保障支付应用的安全性。

Method and apparatus for calling card callbacks

Embodiments of the invention provide a method, article of manufacture, and apparatus for telephone calling card caller identification. In one embodiment, a processing system is adapted to supply pre-defined call back information from a calling card user to a recipient/caller. In another embodiment, the recipient/caller uses the pre-defined call back information to call the calling card user at one or more telephone numbers specified by the call back information. In another embodiment, the processing system uses the pre-defined call back information to automatically connect the recipient/caller to the calling card user at one or more specified telephone numbers. In another embodiment, the pre-defined call back information includes at least one timed temporary calling card number for the recipient/caller to use to contact the calling card user where the temporary calling card number may have an expiration time and/or date. In another embodiment, at least some of the call back information is transmitted to the calling card user to identify the recipient/caller.

Mobile communication terminal and card information reader

이동통신단말에 수용되어 무선통신을 행하는 이동통신단말(이동국(100))은, 송수신부(110), 제어부(120), 사용자 인터페이스(130), 데이터 입출력단자(140), 자기라이터(150) 및 자기스트립(160) 등으로 구성된다. 프로그램용 ROM(122)에 저장된 제어 프로그램에는, 자기스트립(160)에 각종 정보를 기입하거나 소거하는 등 자기라이터를 제어하는 프로그램이 포함되어 있다. 크레디트용 ROM(123)에는 사용자와 크레디트 카드회사가 미리 체결한 크레디트카드 계약의 속성에 관한 정보가 저장된다. 자기라이터(150)는 제어부(120)로부터 제공되는 크레디트카드 계약정보를 자기스트립(160)에 기입하거나, 또는 그 자기스트립(160)상의 크레디트카드 계약정보를 삭제한다.

System and method for managing prepaid wireless service

一种便于提供预付无线服务的方法。涉及预付无线通信装置的金额刷新操作包含经空中传送给装置的SMS消息。该装置采用费率表保持跟踪呼叫对已有金额数的影响。费率表可以用SMS消息随意由服务提供者进行更新。

Charging in a communication system

통신 시스템에서의 서비스에 대한 과금 방법이 개시된다. 상기 통신 시스템은 과금 엔티티 및 그 통신 시스템에서의 접속 지원을 하기 위한 리소스를 제공하는 적어도 2개의 접속 지원 엔티티를 포함한다. 상기 방법은 상기 접속 지원 엔티티에 의해 제공되는 접속지원의 개시를 검출하는 단계와; 상기 접속을 식별하는 과금 식별번호를 발생시키는 단계와; 제 1 접속 지원 엔티티에 의해 상기 접속의 지원을 위한 제 1 요금을 제 1 의 저장된 요금표에 따라 결정하는 단계와; 제 2 접속 지원 엔티티에 의해 상기 접속의 지원을 위한 제 2 요금을 제 2 의 저장된 요금표에 따라 결정하는 단계와; 상기 제 1 접속 지원 엔티티로부터 상기 과금 엔티티로 제 1 과금 메시지 - 상기 메시지는 상기 제 1 요금을 특정하고 상기 과금 식별번호를 포함한다 - 를 전송하는 단계와; 그리고 상기 제 2 접속 지원 엔티티로부터 상기 과금 엔티티로 제 2 과금 메시지 - 상기 메시지는 상기 제 2 요금을 특정하고 상기 과금 식별번호를 포함한다 - 를 전송하는 단계를 포함한다. 과금, 식별번호, 요금, 통신 시스템, 서비스, 단말기 A charging method for a service in a communication system is disclosed. The communication system includes at least two connection support entities that provide a charging entity and resources for providing connection support in the communication system. The method includes detecting initiation of a connection support provided by the connection support entity; Generating a billing identification number identifying the connection; Determining, by a first connection support entity, a first fee for support of the connection according to a first stored fee schedule; Determining, by a second connection support entity, a second fee for support of the connection according to a second stored fee schedule; Sending a first charging message from the first connection support entity to the charging entity, wherein the message specifies the first fee and includes the charging identification number; And sending a second charging message from the second connection support entity to the charging entity, wherein the message specifies the second fee and includes the charging identification number. Charge, Identification Number, Charge, Communication System, Service, Terminal

Information providing system and information providing method

Subscriber intrinsic number telephone service method

PURPOSE: A subscriber intrinsic number telephone service method is provided to enable the subscriber to use other person's telephone with the subscriber's own intrinsic number. CONSTITUTION: In case that a random subscriber attempts a telephone call with an other subscriber, a switch retrieves a central database, confirms whether an intrinsic number of the random subscriber is a registered intrinsic number, and starts a billing retrieval. In case that the random subscriber is a registered subscriber, a call connection applies to a central processor through the corresponding switch using a selected subscriber intrinsic number. After a switch connected to a telephone corresponding to an object subscriber intrinsic number is connected, the object subscriber intrinsic number is transmitted. The random subscriber speaks with an object subscriber over the telephone according to the off-hook response of the object subscriber. After the random subscriber speaks with the object subscriber over the telephone, the billing retrieval is ended. In case that the random subscriber, who registers the subscriber intrinsic number, attempts the telephone call with the other subscriber, a billing is started to the previously registered subscriber intrinsic number and the billing is ended until the telephone call is ended.

Updating mobile devices with additional elements

本发明针对一种用于使用附加元件更新移动设备的系统和方法。在一些实现中，移动设备的外壳包括各个侧面、背面、物理接口、以及电路。该各个侧面和该背面被配置成与移动电话的一个或多个侧面的至少一部分相邻。该各个侧面和该背面形成接纳移动设备的至少一部分的开口。这些表面中的至少一个的第一部分包括用于连接到移动电话的一端口的连接器。该物理接口包括在至少一个表面中，该物理接口接纳移动设备外部的存储器设备。该电路将该物理接口连接到连接器。

Payment terminal using mobile communication device such as mobile telephone and non-cash payment method

FIELD: physics, computer engineering. SUBSTANCE: invention relates to payment devices. A mobile communication device having a payment terminal function, comprising a mobile communication device (4) with a removable memory card (1), adapted for installation into a corresponding slot on the mobile communication device (4) and having interconnected interface (11), microcontroller (12) with internal memory (10) and an operating system loading unit (9), a security element (3) with secure regions (31, 32) of the memory thereof, and memory (2) of the memory card (1), divided into an insecure part and a secure part, wherein the latter has a module (5) with a payment application program for the payment terminal, a controller (17) and an operating system loading control module (19), wherein the security element (3) is provided with separately arranged module (6) with configuration data of the payment terminal and payment card module (7), and the secure regions of memory (31, 32) of the security element (3) are connected to the microcontroller (12), which is connected to the interface (11), connected to the communication channel (13) of the memory card (1) to facilitate a payment operation upon establishing communication between a retail and service establishment and the removable memory card (1). EFFECT: improved security when performing payment operations. 32 cl, 14 dwg РОССИЙСКАЯ ФЕДЕРАЦИЯ (19) RU (11) (13) 2 543 935 C2 (51) МПК G07F 7/10 (2006.01) G06Q 20/20 (2012.01) ФЕДЕРАЛЬНАЯ СЛУЖБА ПО ИНТЕЛЛЕКТУАЛЬНОЙ СОБСТВЕННОСТИ (12) ОПИСАНИЕ ИЗОБРЕТЕНИЯ К ПАТЕНТУ 2011148267/08, 01.05.2010 (21)(22) Заявка: (24) Дата начала отсчета срока действия патента: 01.05.2010 Приоритет(ы): (30) Конвенционный приоритет: SK SK SK SK (73) Патентообладатель(и): ЛОГОМОТИОН, С.Р.О. (SK) PP00032-2009; PP50009-2010; PP50012-2010; PP50016-2010 (45) Опубликовано: 10.03.2015 Бюл. № 7 (56) Список документов, цитированных в отчете о поиске: WO 2007/076456 A2, 05.07.2007. WO (85) Дата начала рассмотрения ...

levy system of deferred payment for communication using card of communication for prepayment

본 발명은 선불제 통신카드를 이용한 후불제 과금 시스템에 관한 것으로 선불제 통신카드의 식별번호를 자동으로 다이얼링하는 중계기가 장착된 전화기와; 상기 전화기의 송신신호를 검색하여 전화요금에 관한 정보를 관리하고, 상기 전화기에 대한 정보를 저장하는 중앙서버와; 선불제 통신카드와 상기 전화기를 이용하여 전화를 걸 수 있는 회원으로 가입하며 제공한 개인에 대한 정보를 포함하고 있는 회원데이터베이스와; 상기 회원이 전화를 사용하여 발생하는 전화요금에 대한 대금을 누적 계산하는 과금모듈과; 상기 과금모듈에서 계산된 전화요금과 상기 전화요금에 대한 정보가 저장되는 과금데이터베이스와; 상기 과금데이터베이스에 저장된 사용요금이 상기 회원이 가입시 선불제 통신카드에 충전한 충전금액을 초과할 우려가 있는 경우, 상기 중앙서버가 상기 금액을 재충전하는 충전모듈과; 상기 과금데이터베이스에 저장된 사용금액을 일정한 일자에 상기 회원에게 통지하여 대금을 결제받는 결제모듈;을 포함하여 구성된다. 이에 따라, 상기 회원은 국내외 전화를 저렴하게 후불제로 사용할 수 있으며, 선불식 통신카드의 식별번호 입력없이 편리하게 사용할 수 있게 된다. The present invention relates to a postpaid billing system using a prepaid communication card, comprising: a telephone equipped with a repeater for automatically dialing an identification number of a prepaid communication card; A central server for retrieving a transmission signal of the telephone, managing information on telephone charges, and storing information on the telephone; A member database including a prepaid communication card and information on an individual provided by subscribing as a member who can make a call using the telephone; A charging module for accumulating the charges for the telephone charges generated by the member using the telephone; A billing database that stores the phone bill calculated in the billing module and information on the phone bill; A charging module for recharging the amount by the central server when the usage fee stored in the billing database may exceed the amount charged in the prepaid communication card when the member subscribes; And a payment module for notifying the member on a predetermined date of the use amount stored in the billing database and receiving a payment. Accordingly, the member can use domestic and foreign telephones as a post-paid payment at a low cost, and can be conveniently used without inputting an identification number of a prepaid communication card.

Electronic apparatus and method for contacts management in electronic apparatus

전자 장치 및 전자 장치에서 연락처 관리 방법과 관련된 다양한 실시예들이 기술된 바, 한 실시예에 따르면, 전자 장치에 있어서, 일반 연락처 정보와 명함 연락처 정보를 포함하는 연락처 화면을 표시하는 표시부, 상기 연락처 화면에서 명함 연락처 정보 요청에 따라 일반 연락처 정보를 제외한 명함 연락처 정보 화면을 표시하도록 제어하는 제어부를 포함할 수 있으며, 이외에도 다양한 다른 실시예들이 가능하다.

System, meant for using mobile telephone network within preset relations between network operator and subscriber

FIELD: physics; communication. SUBSTANCE: invention relates to a system for using a mobile telephone network, in particular, to systems and methods for replenishing a prepaid mobile telephone account, as well as to a communication network. The system has a control sever, which comprises a data base, which controls permission to first type telephone calls. In accordance with the invention, the control server comprises a second data base, which controls permission to second type telephone calls and selectively controlled for data transfer between the second and first data bases. A communication device, related to the time supplier, additionally contains means of inputting information on account replenishing, for communication through the mobile network. EFFECT: increased control over operation of a network due to monitoring changes in subscriber and supplier accounts. 21 cl, 2 dwg РОССИЙСКАЯ ФЕДЕРАЦИЯ (19) RU (11) 2 367 106 (13) C2 (51) МПК H04M 17/00 (2006.01) ФЕДЕРАЛЬНАЯ СЛУЖБА ПО ИНТЕЛЛЕКТУАЛЬНОЙ СОБСТВЕННОСТИ, ПАТЕНТАМ И ТОВАРНЫМ ЗНАКАМ (12) ОПИСАНИЕ ИЗОБРЕТЕНИЯ К ПАТЕНТУ (21), (22) Заявка: 2005140665/09, 25.05.2004 (24) Дата начала отсчета срока действия патента: 25.05.2004 (72) Автор(ы): БОБАН Патрик (FR), МИШОН Филипп (FR) (43) Дата публикации заявки: 27.06.2006 2 3 6 7 1 0 6 (45) Опубликовано: 10.09.2009 Бюл. № 25 (56) Список документов, цитированных в отчете о поиске: RU 2116008 C1, 20.07.1998. RU 2171546 C1, 27.07.2001. US 6058300 A, 02.05.2000. WO 98/21874 A1, 22.05.1998. WO 9615633 A1, 23.05.1996. EP 0698987 A2, 28.02.1996. 2 3 6 7 1 0 6 R U (86) Заявка PCT: FR 2004/001287 (25.05.2004) C 2 C 2 (85) Дата перевода заявки PCT на национальную фазу: 27.12.2005 (87) Публикация PCT: WO 2004/107726 (09.12.2004) Адрес для переписки: 129090, Москва, ул. Б.Спасская, 25, стр.3, ООО "Юридическая фирма Городисский и Партнеры", пат.пов. Ю.Д.Кузнецову, рег.№ 595 (54) СИСТЕМА, ПРЕДНАЗНАЧЕННАЯ ДЛЯ ИСПОЛЬЗОВАНИЯ СЕТИ МОБИЛЬНОЙ ТЕЛЕФОНИИ В РАМКАХ ПРЕДВАРИТЕЛЬНО УСТАНОВЛЕННЫХ ...

Doorlock system and control method using mobile equipment

본 발명은 이동통신 단말을 사용한 도어록 시스템 및 그 제어 방법에 관한 것으로, 외부에 노출되지 않은 도어록 제어 장치와 이동통신 단말과의 무선통신을 통해 도어록을 개방함을 특징으로 하며, 이를 통해 별도의 도어록 개방 수단을 휴대해야 하는 번거로움을 해소하고, 노출된 키패드 등을 통한 도어록의 무력화를 방지하며, 도어록의 개방에 각 이동통신 단말의 사용자 식별 정보를 사용함으로써 도어록의 보안성을 향상시킨다. The present invention relates to a door lock system using a mobile communication terminal and a method of controlling the same, characterized in that the door lock is opened through wireless communication between the door lock control device and the mobile communication terminal that is not exposed to the outside, through which a separate door lock It eliminates the trouble of carrying the opening means, prevents the door lock from being disabled through the exposed keypad, etc., and improves the security of the door lock by using user identification information of each mobile communication terminal for opening the door lock. 도어록, 개방, 이동통신 단말, 사용자 식별 정보 Door lock, open, mobile terminal, user identification information

SHORT MESSAGE SYSTEM, ESPECIALLY PREPAID MESSAGES

Système de messages courts (SMS-MO) comprenant des commutateurs (MSC) et des serveurs (SMSC) auxquels arrivent les messages comme messages " destinés à un mobile " (SMS-MT). Le mobile émetteur (SMS-MO) intègre dans le message, l'adresse du serveur (SMSC) de sa carte (SIM). Ce système comprend un serveur virtuel (SMSC-V) défini par son adresse (ADR-V) et associé à un opérateur, un serveur réel (SMSC-R) défini par son adresse (ADR-R), l'adresse (ADR-V) du serveur virtuel (SMSC-V) étant la seule adresse de serveur inscrite sur les cartes (SIM) de l'opérateur, le commutateur (MSC) contient un traducteur d'adresses pour remplacer l'adresse du serveur virtuel (SMSC-V) par celle du serveur réel (SMSC-R) vers lequel sera acheminé le message (SMS-MO) qui en assure le traitement et l'acheminement vers le destinataire (MO'). Short message system (SMS-MO) comprising switches (MSC) and servers (SMSC) to which messages arrive as "mobile-intended" messages (SMS-MT). The sending mobile (SMS-MO) includes in the message the address of the server (SMSC) of its card (SIM). This system includes a virtual server (SMSC-V) defined by its address (ADR-V) and associated with an operator, a real server (SMSC-R) defined by its address (ADR-R), the address (ADR- V) of the virtual server (SMSC-V) being the only server address registered on the operator's cards (SIM), the switch (MSC) contains an address translator to replace the address of the virtual server (SMSC- V) by that of the real server (SMSC-R) to which will be routed the message (SMS-MO) which ensures its processing and routing to the recipient (MO ').

Public switched telephone system and service method therein

본 발명은 공중전화시스템 및 그 서비스 방법에 관한 것으로, 무선식별기술(RFID)과 공중전화기를 이용하여 공중전화 서비스를 이용할 수 있도록 함으로써, 공중전화기의 사용자가 동전이나 전화카드를 소지하지 않아도 되며, 수신자부담 통화를 위한 추가번호를 숙지하지 않아도 되며, 휴대전화기의 확대로 인해서 점차로 유휴시설이 되어가고 있는 공중전화 인프라를 활용할 수 있고, 통신업체에서는 동전을 수거하러 다니지 않아도 되며, 전화카드 생산에 드는 비용을 절감할 수 있으며, 전화 사용자에 대한 신속하고 정확한 정보관리와 전화사용에 대한 과금을 편리하게 할 수 있다. The present invention relates to a public telephone system and a service method thereof, and by using radio identification technology (RFID) and a public telephone, a public telephone service can be used, so that a user of the public telephone does not have to carry a coin or a telephone card. You don't need to know the additional numbers for toll-free calls, you can take advantage of the public phone infrastructure that's increasingly idle due to the expansion of mobile phones, and you don't have to go to collect coins from your telecommunications company. Costs can be reduced, and quick and accurate information management for telephone users and billing for telephone usage can be made convenient. 무선식별기술(RFID), 태그, 공중전화기 RFID, Tag, Payphone

Method for charging a mobile phone fee account at a self-service machine and self-service machine therefor

METHOD AND SYSTEM FOR ONLINE ACCESS TO THE CONTENT OF NETWORK SERVERS FROM A CD-ROM MEDIA

The invention concerns a method and a system for online access by a user of a microprocessor device to the content of at least a network server site, through a digital data storage medium readable by a peripheral of the device. The storage medium is identified by a unique number and comprises a programme for automatically initializing a connection and a data transmission programme. An access time and/or a specified number of connections with one or several selected network server sites is fixed beforehand. To access one or several selected sites, the method consists in connecting the medium to the peripheral, initializing a connection with the remote access server with the medium initializing programme, transmitting to the remote access server the unique number of the medium with said medium data transmission programme, verifying whether the number is authorized. If the number is authorized, connection is allowed with the pre-selected site(s), without limitation until the end of the specified access time and/or until the credit available for the number of connections is exhausted.

Combination pre-paid and calling card

Subscribers (12l-12n) may receive combined pre-paid and calling card service offered via a telecommunications network (20) by dialing a telephone number (32) of a platform (26) within the network. The platform stores account information for each subscriber, including a pre-paid balance amount and overflow treatment indicator. Upon receipt of a call, the platform verifies the subscriber's eligibility for service and provides the service while decrementing the subscriber's pre-paid balance. When the subscriber's pre-paid balance falls below a prescribed value, the platform determines whether the subscriber is entitled to automatic billing of continuing service costs or whether the subscriber must enter information to facilitate billing of such costs based on the overflow indicator. Thereafter, the platform effects continuing call treatment and billing for such continuing call treatment when effected billing in accordance with the overflow indicator.

Payment method for mobile communication services

(57)【要約】 移動通信システムにおいて、通信貸方は移動通信機器（１０）の機密モジュール（３０）に記憶される。貸方は再ロードサーバ（２０）から電波（ＯＴＡ）によって再ロードされる。再ロードを要求するため、機密モジュール（３０）は認証された再ロード要求メッセージ（５０）を作成し、再ロード要求メッセージは再ロードサーバ（２０）に送信される。再ロード要求メッセージ（５０）の受信に応じて、再ロードサーバ（２０）は認証された再ロード許可メッセージ（６０）の形式で与えられた貸方の数を機密モジュール（３０）に通知する。後続のメッセージは異なる取引番号を用いることにより区別される。受信された認証メッセージは、メッセージ中の取引番号が局所的な取引番号と一致する場合に限り認容される。

NOMADE DEVICE FOR DISTRIBUTING AND USING ELECTRONIC RECHARGE CARD

Payphone managing system, has server supplying recharging authorization when recharging numbers of rechargeable chip card are communicated to it, where card is recharged and signature is inserted after receiving authorization

The system has a server (12) for creating and managing rechargeable chip card that is to be scratched and has recharging numbers and for recognizing the recharging numbers. The server supplies an authorization of recharging to Payphone when the server has been called by a Payphone or when the recharging numbers have been communicated. The chip card is recharged and a signature is inserted after the authorization is received.

Telephone communications system uses computer to identify first caller via his code, find another caller who made a compatible call and is waiting and connect them together

A call is transmitted to the call management center with a code defining the type of person (e.g. male/female) and the service subscribed. The computer will identify the first caller and find another caller, who made a compatible call and is waiting, and connect them together.

Method and account management system for billing services performed in a telecommunications network

Das erfindungsgemäße Kontoführungssystem (1) zum Abrechnen von erbrachten Leistungen in einem Telekommunikationsnetz weist dabei mindestens eine erste (3) und eine zweite Kontoklasse (4) für einen Leistungsempfänger (2) (Consumer) auf, wobei die Konten (5, 6) der ersten Kontoklasse (3) unter Anführung eines festsetzbaren Mehrwertsteuersatzes und die Konten (7) der zweiten Kontoklasse (4) ohne Abführung eines Mehrwertsteuersatzes aufladbar sind. Das erfindungsgemäße Verfahren zum Abrechnen von erbrachten Leistungen in einem Telekommunikationsnetz erfolgt mittels eines Kontoführungssystems (1) mit mindestens einer ersten (3) und einer zweiten Kontoklasse (4) für den Leistungsempfänger (2) (Consumer), wobei DOLLAR A beim Abrechnen über ein Konto (5, 6) der ersten Kontoklasse (3) kein Mehrwertsteuersatz, DOLLAR A beim Abrechnen über ein Konto (7) der zweiten Kontoklasse (4) ein festsetzbarer Mehrwertsteuersatz abgeführt wird. The account management system (1) according to the invention for billing services provided in a telecommunications network has at least a first (3) and a second account class (4) for a service recipient (2) (consumer), the accounts (5, 6) of the first Account class (3) with a fixed VAT rate and the accounts (7) of the second account class (4) can be charged without paying a VAT rate. The method according to the invention for billing services provided in a telecommunications network is carried out by means of an account management system (1) with at least a first (3) and a second account class (4) for the service recipient (2) (consumer), DOLLAR A being used for billing via an account (5, 6) of the first account class (3) no VAT rate, DOLLAR A is paid when settling via an account (7) of the second account class (4).

SYSTEM FOR USING A MOBILE TELEPHONY NETWORK AS PART OF A PRE-ESTABLISHED RELATIONSHIP BETWEEN A NETWORK OPERATOR AND A USER

L'invention concerne un système d'exploitation d'un réseau de téléphonie mobile comprenant un serveur de gestion (SERV) hébergeant une base de données gérant des autorisations de communication d'un premier type.Selon l'invention, le serveur de gestion (SERV) héberge une seconde base de données gérant des autorisations de communication d'un deuxième type et est sélectivement commnadé pour effectuer des transferts de données entre les seconde et première bases de données. The invention relates to an operating system of a mobile telephone network comprising a management server (SERV) hosting a database managing communication permissions of a first type. According to the invention, the management server ( SERV) hosts a second database managing communications permissions of a second type and is selectively controlled to perform data transfers between the second and first databases.

Public telephone system has short range radio phones replaces telephone boxes avoids queues is cheaper than GSM

The public telephone system has short range radio phones (A1-m) using prepaid cards (CP1-m) and a fixed terminal (B) which gives access to the switched telephone network (RTC) and so to the GSM network (GSM) with temporary association of numbers assigned to the terminal with the radio phones.

System and method for determining and associating tariff rates for institutional calls

A telecommunications method for call forwarding including storing information regarding a called party in at least one local database, where the information regarding the called party is stored in a user account and making a telephone call by dialing a telephone number with a telephone, where the telephone is contained in a telephone management system. The method also includes determining whether the telephone number is associated with the user account and transferring, via the switchboard, the call to the called party if the telephone number is associated with the user account, where the telephone management system is in communication with a revenue management system, and also where the revenue management system contains at least one local database.

Method and apparatus for controlling credit based access (prepaid) to a wireless network

公开了一种根据基于信用的访问控制、用于不再从网络认证客户机设备的方法。该方法包括：根据认证协议，由网络中的接入点(AP)从客户机设备接收用户访问的用户请求，并且响应用户请求，由AP将访问请求发送到认证服务器。AP从针对客户机设备认证用户访问的认证服务器接收访问响应，其中访问响应包含具有数值的参数，所述数值指示了根据剩余用户信用可用于客户机设备继续访问网络的长度。然后，当参数值达到阈值时，AP将重新认证请求发送到认证服务器，以便在授权客户机设备进一步访问网络之前，重新利用网络来认证客户机设备。

Billing of telecommunications services

SYSTEM FOR DELIVERING AN ACCESSIBLE SERVICE USING A TELEPHONE NUMBER AND A CONFIDENTIAL CODE ON THE INTERNET OR ANY OTHER NETWORK AND TO ACCESS THE SERVICE

System includes a commercial Internet server with Secure Socket Layer SSL certified by a third party or encryption system; a client terminal; an server applet software which can be tele-loaded onto any terminal connected to the network; a server servlet software which can be executed from any terminal connected to the network; a standard client browser; standard electronic messaging; a database management at the server. Secure method of delivering a prepaid service which gives a telephone number (prefixed with access to the platform of the service operator ) and an access code together with automatic access to the service. The data provided is displayed on the clients screen using a message and requesting the user to confirm the screen data. Delivery of the service is instantaneous and in automatic mode includes means: (a) to inform client of possibility of access to the service, (b) receipt of user name and client password; (c) access to a line of hypertext instantaneously or at a later time, by a simple press of keyboard key or word uttered by client; (d) authenticate the client; automatically compose the telephone number (with access prefix) and the confidential code in the clients account on the server.

Electronic commerce contract mediation method and mobile communication network

A credit card transaction system used in contracts for various electronic commerce services comprises a mobile station (100), a mobile telephone network (20), a mobile packet communication network (30), CAT (40a, 40b,...), a CAFIS network (50), credit card company's servers (60A, 60B,...), the Internet (70). A credit card contract request from the mobile station (100) is transmitted to any one of the credit card company's servers (60A, 60B,...) through a gateway server (32). When a contract is made, the credit card contract information is transmitted to the mobile station (100) from the one of the credit card company's servers (60A, 60B,...) through the gateway server (32), and then stored in the mobile station (100).

Telecommunication user business account automatic value-charging method and system

本发明提供了一种电信用户业务帐户自动充值的方法，提供电信业务的运营商为用户分配一个业务帐户，用户签约其某个金融系统的金融帐户与其业务帐户建立联系；在一定条件下，电信系统对用户的业务帐户的费用情况进行检测，判断业务帐户的资金不足时，电信系统建立到金融系统的连接，从所述用户签约的金融系统的金融帐户中划拨一定金额到其所述业务帐户中。还相应的提供了实现电信用户业务帐户自动充值的系统。使用本发明，用户不需要经常性的买卡充值，而运营商也能确保及时收到用户的业务使用费。

Telecommunication payment system

A method for charging in a communication system comprising an access control unit capable of controlling access by terminals to network resources for communication sessions and a database storing a balance for each subscriber of the system, the method comprising: receiving at the access control unit a request to establish a communication session to be charged to a subscriber; reducing the balance for the subscriber stored in the database by a deposit amount; storing the deposit amount as a deposit at the access control unit; determining at the access control unit the cost of services used in the session and reducing the deposit stored at the access control unit by the cost of services used; and increasing the credit for the subscriber stored in the database by the amount of the deposit stored at the access control unit after the session has ended.

Method for providing location data of a calling terminal

L'invention concerne un procédé de fourniture d’au moins une donnée de localisation d’un terminal appelant à un terminal appelé durant une communication, ledit procédé étant mis en œuvre par un dispositif de fourniture d’au moins une donnée de localisation et caractérisé en ce qu’il comprend :- une étape d’obtention d’au moins une donnée de localisation dudit terminal appelant ;- un étape d’encodage de ladite au moins une donnée de localisation en au moins une séquence de codes à fréquences vocales, dite séquence de localisation ;- une étape d’émission de ladite séquence de localisation à destination du terminal appelé. Figure pour l'abrégé : Figure 4 The invention relates to a method for supplying at least one location datum from a calling terminal to a called terminal during a communication, said method being implemented by a device for supplying at least one location datum and characterized in that it comprises:- a step of obtaining at least one location datum of said calling terminal;- a step of encoding said at least one location datum into at least one sequence of voice frequency codes, said location sequence; - a step of sending said location sequence to the called terminal. Figure for the abstract: Figure 4

Charging in a communication system

A method for charging for services in a communication system comprising a charging entity and at least two connection Support entities for providing resources to support connection in the communication system. the method comprising: detecting initiation of a connection for provision by the connection support entities: generating a charging identity for identifying the connection: determining according to a first stored tariff a first charge for the support of the connection by the first connection support entity: determining according to a second stored tariff a second charge for the support of the connection by the second connection support entity; transmitting a first charging message from the first connection support entity to the charging entity. the message specifying the first charge and including the charging identity; and transmitting a second charging message from the second connection support entity to the charging entity, the message specifying the second charge and including the charging identity.

METHOD FOR THE MANAGEMENT OF A PREPAID WIRELESS SERVICE.

Un método para gestionar un servicio de comunicaciones inalámbrico de prepago, que comprende los pasos de: almacenar el número de identificación de un dispositivo inalámbrico, una tabla de tarifas de llamadas, un saldo de crédito disponible y aplicaciones de software en un dispositivo inalámbrico (10), que incluye un dispositivo de memoria (11); proporcionar, en servidores de red (40, 50, 200) una base de datos (230) de abonados, que incluya el número de identificación del dispositivo inalámbrico; llamar para solicitar un incremento del saldo disponible; recibir, desde el dispositivo inalámbrico (10), datos indicativos del número de identificación del dispositivo inalámbrico; llevar a cabo una comparación de validación del número de identificación del dispositivo inalámbrico; incrementar el saldo disponible utilizando una tarjeta de crédito/débito y/o una tarjeta de rascar; generar un primer mensaje en un servicio de mensajería, de preferencia un mensaje SMS, para modificar el saldo disponible, y cifrar dicho primer mensaje; enviar dicho primer mensaje del servicio de mensajería al dispositivo inalámbrico (10); descifrar el primer mensaje del servicio de mensajería en el dispositivo inalámbrico (10); incrementar el saldo disponible en el dispositivo inalámbrico (10) utilizando el primer mensaje descifrado del servicio de mensajería; enviar de vuelta, mediante el dispositivo inalámbrico (10) un segundo mensaje por el servicio de mensajería (SMS-MO) como acuse de recibo de alto nivel de que el saldo disponible en el dispositivo inalámbrico, ha sido incrementado; calcular, en el dispositivo inalámbrico (10) el coste de cada llamada recibida o iniciada por el dispositivo inalámbrico (10) empleando la tabla de tarifas de llamada; deducir el coste de cada llamada, recibida o iniciada por el dispositivo inalámbrico (10), del saldo disponible; reflejar automáticamente en la base de datos (230) de abonados la información almacenada en el dispositivo de memoria (11) del ...

System and method for managing access to services of an account for an electronic communication device

The invention described herein relates to a device and method for managing access to a service of an account associated with an electronic device is provided. The method monitors a status of the account. If the account is inactive, then a notification is provided on the device indicating same with an option to reactivate the account. Upon reactivation of the account, access to the service is provided. In the device five modules are provided to: evaluate a status flag associated with the account; generate a notification on a display when the account is inactive; control access to the service related to the account depending on the status flag; generate and send an outbound message from the device to request reactivation of the account when requested; and monitor for receipt of a signal indicating approval of reactivation of the account and to update the status flag.

Wirelessly receiving broadcast signals using intelligent cards

The present disclosure is directed to a system and method for wirelessly receiving broadcast signals using intelligent cards. In some implementations, a service card includes a physical interface, a communication module, memory, and a service module. The physical interface connects to a port of a mobile host device. The mobile host device includes a Graphical User Interface (GUI). The communication module wirelessly receives broadcast signals encoding content. The memory stores user information used to decrypt the encoded content independent of the mobile host device. The stored information is associated with a content provider. The service module decrypts the encoded content in response to at least an event and presents the content through the GUI of the mobile host device.

Combination pre-paid and calling card

Subscribers (12l-12n) may receive combined pre-paid and calling card service offered via a telecommunications network (20) by dialing a telephone number (32) of a platform (26) within the network. The platform stores account information for each subscriber, including a pre-paid balance amount and overflow treatment indicator. Upon receipt of a call, the platform verifies the subscriber's eligibility for service and provides the service while decrementing the subscriber's pre-paid balance. When the subscriber's pre-paid balance falls below a prescribed value, the platform determines whether the subscriber is entitled to automatic billing of continuing service costs or whether the subscriber must enter information to facilitate billing of such costs based on the overflow indicator. Thereafter, the platform effects continuing call treatment and billing for such continuing call treatment when effected billing in accordance with the overflow indicator.

Telephone calling account system and method

Mobile communication terminal

이동통신단말에 수용되어 무선통신을 행하는 이동통신단말(이동국(100))은, 송수신부(110), 제어부(120), 사용자 인터페이스(130), 데이터 입출력단자(140), 자기라이터(150) 및 자기스트립(160) 등으로 구성된다. 프로그램용 ROM(122)에 저장된 제어 프로그램에는, 자기스트립(160)에 각종 정보를 기입하거나 소거하는 등 자기라이터를 제어하는 프로그램이 포함되어 있다. 크레디트용 ROM(123)에는 사용자와 크레디트 카드회사가 미리 체결한 크레디트카드 계약의 속성에 관한 정보가 저장된다. 자기라이터(150)는 제어부(120)로부터 제공되는 크레디트카드 계약정보를 자기스트립(160)에 기입하거나, 또는 그 자기스트립(160)상의 크레디트카드 계약정보를 삭제한다. A mobile communication terminal (mobile station 100) accommodated in a mobile communication terminal and performing wireless communication includes a transceiver 110, a controller 120, a user interface 130, a data input / output terminal 140, and a magnetic writer 150. And a magnetic strip 160 or the like. The control program stored in the program ROM 122 includes a program for controlling the magnetic writer such as writing or erasing various types of information on the magnetic strip 160. The credit ROM 123 stores information on the attributes of the credit card contract signed in advance by the user and the credit card company. The magnetic writer 150 writes the credit card contract information provided from the controller 120 in the magnetic strip 160 or deletes the credit card contract information on the magnetic strip 160.

Method for automatic wireless replenishment using DTMF

The invention provides a method for replenishing call-use authorization to a mobile vehicle. A call-use authorization request is received from a user. User credit availability information is determined. A replenishment amount request is received from the user. Call-use authorization data is updated based on the credit availability information and the replenishment amount request. The updated call-use authorization data is sent to an in-vehicle communication device by using a dual-tone multiple frequency protocol.

Mobile communications terminal and method for prepaying for communication charge in mobile communications terminal

A mobile communication terminal and a method is provided to facilitate prepayment of a communication fee, whereby when a prepaid communication fee is depleted while using a mobile communication service, an alert signal and an announcement signal are generated and output, a channel occupied state is maintained and a hold condition is set to interrupt sending and receiving of communication signals, and in Internet connection is established to a selected financial institution to enable prepayment of an additional communication fee, thereby enabling continuous use of the ongoing mobile communication service.

System and method for adding value to a stored-value account

A system and method for adding value into a customer's stored-value account is provided. A stored-value card is distributed to a merchant for distribution to a customer who has an account with a specific provider of goods and/or services. The stored-value card has an associated identifier that can be used to associate a stored value with the card. The associated stored value is redeemable with one or more providers, including the specific provider. The account has an associated account number. During a card purchase transaction, a central processor (12) receives a request to activate the card from a merchant terminal (40,42,44). The central processor (12) receives a redemption request from the customer, wherein the redemption request includes the identifier. The central processor (12) identifies the provider and the account number. The central processor (12) inserts the associated value into the account, for instance by passing a value insertion request to the provider. The central processor (12) receives a subsequent request to activate the card from a different merchant terminal (40,42,44). The central processor (12) recognizes the card, identifies the provider and account number, and automatically inserts the value into the account.

Wirelessly executing transactions with different enterprises

THE PRESENT DISCLOSURE IS DIRECTED TO A SYSTEM (100) AND METHOD FOR WIRELESSLY EXECUTING TRANSACTIONS WITH DIFFERENT INSTITUTIONS. IN SOME IMPLEMENTATIONS, A PHYSICAL INTERFACE, A COMMUNICATION MODULE, SECURE MEMORY (324), A USER-INTERFACE MODULE, AND A TRANSACTION MODULE. THE PHYSICAL INTERFACE CONNECTS TO A PORT OF A MOBILE HOST DEVICE (110) THAT INCLUDES A GRAPHICAL USER INTERFACE (GUI)(111). THE COMMUNICATION MODULE WIRELESSLY RECEIVES RADIO FREQUENCY (RF) SIGNALS FROM AND TRANSMITS RF SIGNALS TO AN ACCESS TERMINAL. THE SECURE MEMORY STORES A PLURALITY OF SELECTABLE USER CREDENTIALS. AT LEAST ONE SET OF USER CREDENTIALS IS USED TO EXECUTE TRANSACTIONS WITH THE ACCESS TERMINAL, AND EACH SET IS ASSOCIATED WITH DIFFERENT INSTITUTIONS. THE TRANSACTION MODULE DYNAMICALLY SWITCHES BETWEEN THE PLURALITY OF SELECTABLE USER CREDENTIALS IN RESPONSE TO AT LEAST AN EVENT AND WIRELESSLY TRANSMITS TO THE ACCESS TERMINAL A RESPONSE TO A REQUESTED TRANSACTION INCLUDING USER CREDENTIALS SELECTED FROM THE PLURALITY OF SELECTABLE USER CREDENTIALS.

Wireless execution of transactions with different companies

Mobile terminal device, mobile terminal method, mobile terminal program, and electronic money server

A mobile terminal device has an information processing unit that processes electronic money information and a storage unit that stores the electronic money information. A receiving unit receives from an electronic money server an electronic money identification (ID), a mobile terminal identification (ID) identifying the mobile terminal device, and a money information processing program for enabling the information processing unit to execute processing of the money information stored in the storage unit. An installation unit installs into the storage unit the money information processing program and the IDs received by the receiving unit. A sending unit sends to the electronic money server information necessary for enabling the electronic money server to provide electronic money service, the necessary information being sent to the electronic server before the receiving unit receives the money information processing and the IDs.

Mobile communication terminal and card information reading device

A mobile communication terminal (the mobile station 100), served in a mobile communication network for performing wireless communications, comprises a transmitter-receiver 110, a controller 120, a user interface 130, a data input/output terminal 140, a magnetic writer 150, and a magnetic stripe 160. Control programs stored in a program ROM 122 include a program for controlling the magnetic writer such as writes or deletes various information into/from the magnetic stripe 160. In a credit card ROM 123 are stored information on the attributes of a credit card contract concluded in advance between a user and a credit card company. The magnetic writer 150 writes credit card contract information provided from the controller 120 to the magnetic stripe 160 or deletes the credit card contract information from the magnetic stripe 160.

A kind of multiple channel automated refill system, method and apparatus

一种用于预付费账户的自动充值系统，为客户提供了增强的筹资灵活性并且为电信服务提供商提供额外的收入流。该自动充值解决了在实现用于给预付费账户筹资的与触发充值信道同时存在的调度充值信道时所带来的技术挑战。调度信道定期地给预付费账户充值。电信服务提供商还通过触发充值信道来调整筹资，在满足诸如账户余额低于阈值之类的特殊条件时触发充值信道对预付费账户进行充值。

Implementing an intelligent network service for a packet-switched service using a node interfacing a mobile communications network to a packet data network

A module (310) interfaces a mobile communications network (4) to a packet data network (6A) and is capable of implementing an Intelligent Network Service for a packet-switched service for subscribers of the mobile communications network. A network interface module operative as such may obviate a need to configure a packet-switching module so that the packet-switching module can implement one or more Intelligent Network Services. An entry for a subscriber in a Subscriber Information Registry of a home mobile communications network is defined such that when a subscriber roams into a visited mobile communications network, the network interface module of the home mobile communications network is used to implement a session between the mobile terminal of the subscriber and a node of a packet data network.

Interfacing transaction cards with host devices

The present disclosure is directed to a system and method for interfacing transaction cards with mobile devices. In some implementations, a method includes identifying the mobile host device in response to at least insertion of at least a portion of the card into a port of the mobile host device. The mobile host device includes a Graphical User Interface (GUI). The card wirelessly executes financial transactions with a retail terminal independent of the mobile host device and presents and receives information through the GUI of the mobile host device. One or more commands are transmitted to the mobile host device in response to at least an event. The card substantially controls one or more hardware elements of the mobile host device using the one or more commands.

Pre-paid method for paying for and accessing online content by use of a CD-ROM with a unique identifier that is associated with a credit amount stored in a server that provides access to online content

The access to online content in which a user accesses a network using a CD-ROM type data support. The support includes a unique identification number that is associated with a credit in a server in terms of number of accesses or times of access. The CD-ROM support is used in a peripheral connected to a computer with a network connection, especially an Internet connection, and provided there is sufficient credit an authorized connection is granted. The invention also relates to a corresponding access system.

Method and apparatus for improved calling access

A system for providing a prepaid calling account with associated message mailbox. The calling account (20) may allow prepaid telephone access using the calling account, access to a message mailbox (50) associated with the calling account, and retrieval of messages, paid for out of the same calling account. Further, a prepaid calling account has at least two account access identifications, one identification allowing a remote party to add funds to the account and another access identification allowing a cash back option so that funds may be transferred. A user of a message mailbox is enabled to originate a call (40) with a call originating out of the message mailbox carrying a caller-id number indicating the message mailbox. Further, a message in the mailbox may have associated with it funds placed on deposit that are used to pay for access to the message and for returning a call associated with the message.

Wirelessly accessing broadband services using intelligent covers

The present disclosure is directed to a system and method for wirelessly accessing broadband services using intelligent covers. In some implementations, a cover for a consumer device includes side surfaces, a rear surface, a physical interface, a circuit, and a broadband service card. The side surfaces and a rear surface form an opening that receives at least a portion of a consumer device. A first portion of at least one of the surfaces includes a connector for connecting to a port of the consumer device. The circuit connects the physical interface to the connector. The broadband service card connected to the physical interface and accesses a service foreign through the wireless broadband network independent of the consumer device.

Mobile communication terminal and control program

A kind of mobile communication terminal, i.e. a portable telephone (1), stores its identification information (32) in a memory (18). An IC card interface (23) in the portable telephone (1) transfers information to/from an IC card reader/writer provided in a public telephone (2). A control circuit (17) controls the IC card interface (23) to deliver a command for establishing a public telephone line to the public telephone (2) and to deliver its identification information as charging information.

System and method for distributing personal identification numbers over a computer network

The present invention comprises a system and method for managing an inventory of PINs in a PIN distribution network. The distribution network includes a hub coupled to a one or more servers and each of the servers is coupled to at least one client terminal. The system includes a hub for dynamically allocating PINs of the inventory among the servers so as to substantially maintain a quantity of PINs at each server at a desired level for each server. Additionally, the hub acquires additional PINs in response to at least one PIN in the inventory being distributed to at least one user from at least one of the client terminals. In variations, the hub maintains centralized databases and synchronizes the centralized databases with corresponding databases at each server.

Prepaid phone card service using speech recognition

A method for placing a telephone call from a caller using a prepaid phone card includes the steps of connecting a caller with a caller interface having a speech recognition application, receiving voice input from the caller in the form of phone card information spoken by the caller, comparing the voice input from the caller with personalized prepaid phone card information previously stored in a database and placing a requested telephone call if the voice input from the caller matches the personalized prepaid phone card information stored in the database. The personalized prepaid phone card information stored in the database may be a personal identification number (PIN) assigned to the caller's phone card and the voice input from the caller is in the form of a personal identification number (PIN) spoken by the caller. The speech recognition application then compares the spoken personal identification number with the personal identification number (PIN) stored in the database. The method may further include the step of retrieving a telephone number stored in the database if a voice input from the caller matches a telephone number identifier assigned to the telephone number.