07-05-2015 дата публикации
Номер: US20150127390A1
Автор:
Baker Nicholas R.,
Bowne Benjamin F.,
Christopulos Nick U.,
Fields Brian Mark,
Marzinzik Duane Lee,
Peng Jufeng "James",
RILEY,
SR. Matthew Eric,
Thurber David W.,
Wilkerson Bryan T.,
Wilson J. Lynn
Принадлежит:
A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data. 124-. (canceled)25. A method for collecting and processing driving data by a mobile device of a user , the method comprising:with the mobile device located inside a vehicle, collecting, by a processor of the mobile device, sensor data from one or more sensors integrated in the mobile device;determining, by the processor of the mobile device, an orientation of the mobile device relative to the vehicle based at least on the collected sensor data;determining, by the processor of the mobile device, that the determined orientation of the mobile device relative to the vehicle is not suitable for the collection of driving data by the mobile device;in response to determining that the determined orientation of the mobile device relative to the vehicle is not suitable for the collection of driving data by the mobile device, displaying an instruction or notification to the user, via a display device of the mobile device, for adjusting the orientation of the mobile device relative to the vehicle;determining, by the processor of the mobile device, ...
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