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Небесная энциклопедия

Космические корабли и станции, автоматические КА и методы их проектирования, бортовые комплексы управления, системы и средства жизнеобеспечения, особенности технологии производства ракетно-космических систем

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Мониторинг СМИ

Мониторинг СМИ и социальных сетей. Сканирование интернета, новостных сайтов, специализированных контентных площадок на базе мессенджеров. Гибкие настройки фильтров и первоначальных источников.

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Поддерживает ввод нескольких поисковых фраз (по одной на строку). При поиске обеспечивает поддержку морфологии русского и английского языка
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Применить Всего найдено 55. Отображено 53.
02-01-2020 дата публикации

Conversational interface personalization based on input context

Номер: US20200005811A1
Принадлежит: Toronto Dominion Bank

The present disclosure involves systems, software, and computer implemented methods for personalizing interactions within a conversational interface based on an input context. One example system performs operations including receiving a conversational input received via a conversational interface. The conversational input is analyzed to determine an intent and lexical personality score based on the input's characteristics. A set of responsive content is determined and includes a set of initial tokens representing an initial response. A set of synonym tokens associated with at least some of the initial tokens are identified, and at least one synonym token associated with a similar lexical personality score to the input is determined. At least one of the initial tokens are replaced with the determined synonym token to generate a modified version of the set of response content. The modified version of the response is then transmitted to a device in response to the input.

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12-03-2020 дата публикации

System and method for automated deposit item handling

Номер: US20200082675A1
Принадлежит: Toronto Dominion Bank

A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.

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26-03-2020 дата публикации

CHAT BOT CONVERSATION MANAGER

Номер: US20200099633A1
Принадлежит: The Toronto-Dominion Bank

The present disclosure involves systems, software, and computer implemented methods for tracking of a conversation and management of multi-channel, multi-interaction customer conversations across multiple chat bots. One example system includes operations to receive a first signal comprising a first set of conversational input received via interactions with a conversational interface from a client device, the conversational interface associated with a plurality of chat bots and manages interactions between the client device and the plurality of chat bots. The received conversational input is analyzed to determine a context of the received conversational input based on characteristics of the received conversational input. A request is transmitted to an identified first chat bot associated with the determined context and a response is received from the identified first chat bot. The response is transmitted to the client device for presentation. 1. A system comprising:a communications module;at least one memory storing instructions and a plurality of chat bots, and a repository of contextual content, the contextual content for use in formulating at least one response generated in response to a conversational contextual input; and receive, via the communications module, a first signal comprising a first set of conversational input received via interactions with a conversational interface from a client device, the client device associated with an authenticated user, wherein the conversational interface is associated with the plurality of chat bots and manages interactions between the client device and the plurality of chat bots;', 'analyze the received conversational input to determine a context of the received conversational input based on characteristics of the received conversational input;', 'identify a first chat bot from the plurality of chat bots associated with the determined context of the received conversational input;', 'transmit, via the communication module, ...

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29-10-2020 дата публикации

CHAT BOT CONVERSATION MANAGER

Номер: US20200344187A1
Принадлежит: The Toronto-Dominion Bank

The present disclosure involves systems, software, and computer implemented methods for tracking of a conversation and management of multi-channel, multi-interaction customer conversations across multiple chat bots. One example system includes operations to receive a first signal comprising a first set of conversational input received via interactions with a conversational interface from a client device, the conversational interface associated with a plurality of chat bots and manages interactions between the client device and the plurality of chat bots. The received conversational input is analyzed to determine a context of the received conversational input based on characteristics of the received conversational input. A request is transmitted to an identified first chat bot associated with the determined context and a response is received from the identified first chat bot. The response is transmitted to the client device for presentation. 1. A system comprising:a communications module;at least one memory storing instructions and a plurality of chat bots, and a repository of contextual content, the contextual content for use in formulating at least one response generated in response to a conversational contextual input; and receive, via the communications module, a first set of conversational input received via interactions with a conversational interface from a client device associated with an authenticated user, wherein the conversational interface is associated with the plurality of chat bots and manages interactions between the client device and the plurality of chat bots;', 'determine a first context of the received first set of conversational input;', 'transmit, via the communication module, a request to a first chat bot associated with the determined first context, the request comprising data from the received conversational input and a first authenticated credential of the authenticated user;', 'receive, via the communication module, a response from the ...

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08-02-2022 дата публикации

System and method for tagging data

Номер: US11245656B2
Принадлежит: Toronto Dominion Bank

A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing via the communications module, to a client device, an option to associate tags with an event, the option providing at least one automatically determined tag based on: i) the event, ii) an entity associated with the client device, or iii) stored tag data associated with a plurality of client devices. The method also includes receiving via the communications module, from the client device, at least one tag added by the client device, and associating the at least one tag with the event and store the association with the stored tag data. The method also includes enabling via the communications module, the at least one tag to be displayed in a user interface comprising a listing of events, and using the at least one tag in executing a follow up action associated with the client device.

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05-10-2019 дата публикации

Dynamic authorization of pre-staged data exchanges based on contextual data

Номер: CA3000568A1
Принадлежит: Toronto Dominion Bank

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, dynamically authorize pre-stages data exchanges based on contextual data. For example, an apparatus may receive first data characterizing an initiation of a first exchange of data between a client device and a terminal device. Based on the first data, the apparatus may obtain second data that characterizes an expected initiation of a second exchange of data during a corresponding temporal interval, which may be specified relative to an initiation time of the first data exchange. The apparatus may generate and transmit, to a computing system, pre-authorization data that requests a pre-authorization of the second data exchange to a computing system. The pre-authorization data may include a portion of the second data and may instruct the computing system to pre-authorize the second data exchange in accordance with the second data.

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02-12-2021 дата публикации

System and Method for Providing Trusted Links Between Applications

Номер: US20210374285A1
Принадлежит: Toronto Dominion Bank

A system and method are provided for providing trusted links between applications. The method is executed by a registry server device having a communications module. The method includes storing in a database coupled to the registry server device, configuration files for a plurality of applications, each configuration file comprising an indication of data that can be shared with other applications, The method also includes receiving via the communications module, from a first application, a first request to obtain a trusted link to a second application and sending to the first application, via the communications module, a first response having the trusted link. The method also includes receiving via the communications module, from the second application, a second request to verify the trusted link provided by the first application in association with the second application being invoked by the first application. The method also includes sending to the second application, via the communications module, a second response with a result of the verification.

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19-09-2022 дата публикации

System and method for establishing secure communication between applications

Номер: CA3112694A1
Принадлежит: Toronto Dominion Bank

A computer-implemented method is disclosed. The method includes: receiving, via a first application on the computing device, a request to connect a first data record associated with the first application with a second data record associated with a second application on the computing device; and establishing a secure communication channel between the first application and the second application, the secure communication channel enabling transmission of data between the first application and the second application, wherein establishing the secure communication channel comprises: sending, to the second application, identifying information for the first data record and a first device token associated with the first application; receiving, from the second application, a second device token associated with the second application; and causing the second device token to be stored, in the memory, in association with the first application.

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04-10-2022 дата публикации

Data management device, communication system and methods for tagging data in a data table and triggering automated actions

Номер: CA2981385C
Принадлежит: Toronto Dominion Bank

A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The autotagging rules may include heuristic rules learned from user behavior and based on one or more of the plurality of fields of the record. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.

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14-03-2023 дата публикации

Chat bot conversation manager

Номер: CA3018060C
Принадлежит: Toronto Dominion Bank

The present disclosure involves systems, software, and computer implemented methods for tracking of a conversation and management of multi-channel, multi- interaction customer conversations across multiple chat bots. One example system includes operations to receive a first signal comprising a first set of conversational input received via interactions with a conversational interface from a client device, the conversational interface associated with a plurality of chat bots and manages interactions between the client device and the plurality of chat bots. The received conversational input is analyzed to determine a context of the received conversational input based on characteristics of the received conversational input. A request is transmitted to an identified first chat bot associated with the determined context and a response is received from the identified first chat bot. The response is transmitted to the client device for presentation.

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19-07-2022 дата публикации

Persona-based conversational interface personalization using social network preferences

Номер: CA2981261C
Принадлежит: Toronto Dominion Bank

The present disclosure involves systems, software, and computer implemented methods for personalizing interactions within a conversational interface based on an input context. One example system performs operations including receiving a conversational input via a conversational interface associated with a particular user profile. The input is analyzed via a natural language processing engine to determine an intent and a personality input type. A persona response type associated with the determined personality input type is identified, and responsive content is determined. A particular persona associated with the particular user profile based on a related set of social network activity information associated with the user profile and that corresponds to the identified persona response type is identified. The responsive content is modified by applying persona-related content associated with the identified particular persona to generate a persona-associated response, and the persona-associated response is transmitted to a device associated with the particular user profile.

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17-08-2022 дата публикации

Multi-channel messaging system

Номер: CA3109029A1
Принадлежит: Toronto Dominion Bank

A computer-implemented method is disclosed. The method includes: detecting a trigger condition associated with a data record based on monitoring data record operations in connection with the data record; in response to detecting the trigger condition, generating a first message object for the data record, the first message object being associated with at least one compatible access channel and one or more defined rules for evaluating the first message object prior to delivery of the first message object to a recipient entity; storing the first message object in a memory, the first message object being stored in association with a first set of one or more message objects for the data record, wherein the first set defines an order for the one or more message objects; detecting a data record operation via a first access channel; retrieving, from the memory, at least one message object of the first set that is associated with the first access channel; and causing the at least one message object to be delivered to the recipient entity via the first access channel.

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04-04-2019 дата публикации

Persona-based conversational interface personalization using social network preferences

Номер: CA2981261A1
Принадлежит: Toronto Dominion Bank

The present disclosure involves systems, software, and computer implemented methods for personalizing interactions within a conversational interface based on an input context. One example system performs operations including receiving a conversational input via a conversational interface associated with a particular user profile. The input is analyzed via a natural language processing engine to determine an intent and a personality input type. A persona response type associated with the determined personality input type is identified, and responsive content is determined. A particular persona associated with the particular user profile based on a related set of social network activity information associated with the user profile and that corresponds to the identified persona response type is identified. The responsive content is modified by applying persona-related content associated with the identified particular persona to generate a persona-associated response, and the persona-associated response is transmitted to a device associated with the particular user profile.

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17-06-2021 дата публикации

System and method for tagging data

Номер: CA3065347A1
Принадлежит: Toronto Dominion Bank

ABSTRACT A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing, via the communications module, to a client device, an option to associate tags with an event, the option enabling a tag to be selected, created, or customized to add context to the event. The method also includes receiving via the communications module, from the client device, tagged data added by the client device, associating the tagged data with the event, and storing the tagged data in a database of tagged data from a plurality of client devices, the database of tagged data being associated with a plurality of events. The method also includes using the database of tagged data to generate or train an associative model, and using the associative model to generate at least one suggested tag based on associations between the plurality of client devices. 23805340.1

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04-04-2019 дата публикации

Data management device, communication system and methods for tagging data in a data table and triggering automated actions

Номер: CA3136968A1
Принадлежит: Toronto Dominion Bank

A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The autotagging rules may include heuristic rules learned from user behavior and based on one or more of the plurality of fields of the record. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.

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10-01-2019 дата публикации

Supplementary data display during browsing

Номер: CA2973775A1
Принадлежит: Toronto Dominion Bank

Device and methods are described for obtaining supplementary data based on a document retrieved at an electronic device. In an aspect, a processor is configured to: establish a communications session via the communication interface with a first server based on authorization information received at the input interface, the authorization information associated with a profile stored at the first server; parse a first document retrieved by the application module to identify one or more attributes; during the communications session, transmit a signal to the first server via the communication interface, the signal representing a first supplementary data request, the first supplementary data request based on one or more of the identified attributes for the first document; receive first supplementary data from the first server, the first supplementary data based on the profile; and display on the display the first supplementary data in association with related data from the first document.

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05-10-2019 дата публикации

Real-time authorization of initiated data exchanges based on dynamically generated tokenized data

Номер: CA3000493A1
Принадлежит: Toronto Dominion Bank

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authorize initiated exchanges of data in real-time based on dynamically generated tokenized data. For example, an apparatus may receive first positional data identifying a first geographic position of a client device and based on the first positional data, the apparatus may determine a value of a parameter characterizing an exchange of data between the client device and a terminal device disposed proximate to the client device during a temporal interval. The apparatus may transmit data requesting a pre-authorization of the data exchange to a computing system, which perform operations that pre-authorize the data exchange in accordance with the parameter value and transmit a digital token representative of the pre-authorized data exchange to the terminal device. The digital token may be valid during the temporal interval and may include a cryptogram associated with the client device.

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25-12-2018 дата публикации

System and method for processing an interaction response

Номер: US10165081B2
Принадлежит: Toronto Dominion Bank

A method and system are provided for processing an interaction response of a request service provider. The method includes detecting the interaction response for a first interaction session using a first interaction channel between a request initiator and the request service provider, assigning an identifier to the interaction response, determining a task associated with the interaction response, and obtaining context data of a plurality of other interaction sessions. The plurality of other interaction sessions occurs proximal in time with the first interaction session. The context data is related to activity of the request initiator. The method also includes associating a subset of the context data with the interaction response. The subset of the context data is the context data of the plurality of other interaction sessions that are related to the task. The method also includes modifying the interaction response using the subset of the context data.

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05-04-2018 дата публикации

System and Method for Processing an Interaction Request

Номер: US20180097889A1
Принадлежит: Toronto Dominion Bank

A method and system are provided for processing an interaction request. The method includes detecting the interaction request for a first interaction session using a first interaction channel between a request initiator and a request service provider, assigning an identifier to the interaction request, determining a task associated with the interaction request, and obtaining context data of a plurality of other interaction sessions associated with the identifier. The plurality of other interaction sessions occur proximal in time with the first interaction session. The context data is related to activity of the request initiator. The method also includes associating a subset of the context data with the interaction request. The subset of the context data is the context data of the plurality of other interaction sessions that are related to the task. The method also includes facilitating the first interaction session using the subset of the context data.

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06-02-2024 дата публикации

Real-time authentication and authorization based on dynamically generated cryptographic data

Номер: US11895095B2
Принадлежит: Toronto Dominion Bank

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authenticate device identity and authorize exchanges of data in real-time based on dynamically generated cryptographic data. For example, an apparatus may receive a first signal that includes a first cryptogram associated with a client device, and may perform operations that authenticate an identity of the client device based on a comparison of the received first cryptogram and a second cryptogram generated by a computing system associated with an application program executed by the client device. In response to the authenticated identity, the apparatus may load profile data associated with the client device from a storage unit, and perform operations consistent with the profile data in accordance with the authenticated identity.

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12-03-2020 дата публикации

System and method for automated deposit item handling

Номер: CA3017151A1
Принадлежит: Toronto Dominion Bank

A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer- readable media are also disclosed.

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09-11-2023 дата публикации

System and method for automated deposit item handling

Номер: US20230360500A1
Принадлежит: Toronto Dominion Bank

A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.

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16-01-2024 дата публикации

Multi-channel messaging system

Номер: US11876772B2
Принадлежит: Toronto Dominion Bank

A computer-implemented method is disclosed. The method includes: detecting a trigger condition associated with a data record based on monitoring data record operations in connection with the data record; in response to detecting the trigger condition, generating a first message object for the data record, the first message object being associated with at least one compatible access channel and one or more defined rules for evaluating the first message object prior to delivery of the first message object to a recipient entity; storing the first message object in a memory, the first message object being stored in association with a first set of one or more message objects for the data record, wherein the first set defines an order for the one or more message objects; detecting a data record operation via a first access channel; retrieving, from the memory, at least one message object of the first set that is associated with the first access channel; and causing the at least one message object to be delivered to the recipient entity via the first access channel.

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01-10-2022 дата публикации

System and method for processing instructions associated with one or more data transfers

Номер: CA3113997A1
Принадлежит: Toronto Dominion Bank

Messaging servers, methods and storage media for processing instructions associated with one or more data transfers are disclosed. Exemplary implementations may: receive, at a messaging server and from a computing device, a first unauthenticated message including data transfer instructions associated with the one or more data transfers; perform, by the messaging server, a verification process to authenticate the computing device in order to authenticate the data transfer instructions; assign, by the messaging server and based on authenticating the computing device, a conversation authentication identifier to the first unauthenticated message received from the computing device; and automatically assign, by the messaging server, the same conversation authentication identifier to subsequent unauthenticated messages between the computing device and the messaging server that are associated with the one or more data transfers. A system may authenticate and unify received messages to securely process data transfer instructions, for example from existing email clients.

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26-12-2023 дата публикации

Systems and methods for configuring resource transfers

Номер: US11853985B2
Принадлежит: Toronto Dominion Bank

A computer-implemented method is disclosed. The method includes: receiving, via a client device, a request to configure a resource transfer of a first type; determining a first set of themes associated with resource transfers of the first type; and providing, for display on the client device, a user interface for configuring the resource transfer with theme data for a theme, wherein providing the user interface includes: displaying at least a subset of the first set of themes; receiving, via the client device, a selection of one of the themes of the displayed subset; obtaining an indication of available multimedia content items associated with the selected theme; and graphically presenting user interface elements corresponding to the multimedia content items via the user interface.

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14-03-2023 дата публикации

Recycling value instruments in an automated teller machine

Номер: CA3018372C
Принадлежит: Toronto Dominion Bank

A computer system for recycling value instruments in an automated teller machine has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a value instrument obtained by an automated teller machine for deposit. The image of the value instrument is analyzed to determine its condition. Then, based on the condition of the value instrument, it may be determined that the value instrument is suitable for recycling to fulfill withdrawals. Upon determining that the value instrument is suitable for recycling to fulfill withdrawals, recycling of the value instrument by the automated teller machine is initiated and an indication reflecting the recycling is generated so as to influence when a next servicing of the automated teller machine will occur. Related methods and computer-readable media are also disclosed.

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12-09-2023 дата публикации

System and method for automated deposit item handling

Номер: US11756388B2
Принадлежит: Toronto Dominion Bank

A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.

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29-10-2020 дата публикации

Automatic digital personal assistant interjection for delaying data exchange outcomes

Номер: US20200342437A1
Принадлежит: Toronto Dominion Bank

The present disclosure involves systems, software, and computer implemented methods for intercepting data exchange requests and automatically imposing a hold period while the data exchange is evaluated for a user profile initiating the request. One example system includes operations to detect a data exchange request prior to completion of the attempted data exchange, the data exchange request including information defining the attempted data exchange and associated wherein the attempted data exchange is associated with a particular user profile. A portion of the information is transmitted to a data exchange analysis system for execution of a user profile-specific data exchange analysis based on the information and a status of the user profile. A hold state is initiated for the data exchange request while the analysis is performed. The results of the analysis are presented and a confirmation to proceed is required before allowing the attempted data exchange to be processed.

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04-04-2019 дата публикации

Automatic digital personal assistant interjection for delaying data exchange outcomes

Номер: US20190102769A1
Принадлежит: Toronto Dominion Bank

The present disclosure involves systems, software, and computer implemented methods for intercepting data exchange requests and automatically imposing a hold period while the data exchange is evaluated for a user profile initiating the request. One example system includes operations to detect a data exchange request prior to completion of the attempted data exchange, the data exchange request including information defining the attempted data exchange and associated wherein the attempted data exchange is associated with a particular user profile. A portion of the information is transmitted to a data exchange analysis system for execution of a user profile-specific data exchange analysis based on the information and a status of the user profile. A hold state is initiated for the data exchange request while the analysis is performed. The results of the analysis are presented and a confirmation to proceed is required before allowing the attempted data exchange to be processed.

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23-01-2024 дата публикации

Real-time authorization of initiated data exchanges based on tokenized data having limited temporal or geographic validity

Номер: CA2994856C
Принадлежит: Toronto Dominion Bank

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authorize initiated exchanges of data based on tokenized data characterized by a limited temporal or geographic validity. For example, an apparatus may receive a first signal that includes first information identifying a first geographic position of a client device. The apparatus may also obtain a digital token representative of a pre-authorization of a data exchange between the client device and a terminal device during a corresponding temporal interval. The terminal device may, for example, be disposed within a geographic region that includes the first geographic position of the client device. The apparatus may generate and transmit a second signal that includes the digital token to the client device. In some examples, the apparatus may transmit the second signal being through a programmatic interface associated with an application program executed by the client device.

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09-01-2024 дата публикации

System and method for tagging data

Номер: CA3081893C
Принадлежит: Toronto Dominion Bank

A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing via the communications module, to a client device, an option to associate tags with an event, the option providing at least one automatically determined tag based on: i) the event, ii) an entity associated with the client device, or iii) stored tag data associated with a plurality of client devices. The method also includes receiving via the communications module, from the client device, at least one tag added by the client device, and associating the at least one tag with the event and store the association with the stored tag data. The method also includes enabling via the communications module, the at least one tag to be displayed in a user interface comprising a listing of events, and using the at least one tag in executing a follow up action associated with the client device.

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17-10-2023 дата публикации

System and method for tagging data

Номер: US11790012B2
Принадлежит: Toronto Dominion Bank

A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing, via the communications module, to a client device, an option to associate tags with an event, the option enabling a tag to be selected, created, or customized to add context to the event. The method also includes receiving via the communications module, from the client device, tagged data added by the client device, associating the tagged data with the event, and storing the tagged data in a database of tagged data from a plurality of client devices, the database of tagged data being associated with a plurality of events. The method also includes using the database of tagged data to generate or train an associative model, and using the associative model to generate at least one suggested tag based on associations between the plurality of client devices.

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28-03-2024 дата публикации

Multi-channel messaging system

Номер: US20240106789A1
Принадлежит: Toronto Dominion Bank

A computer-implemented method is disclosed. The method includes: detecting a trigger condition associated with a data record based on monitoring data record operations in connection with the data record; in response to detecting the trigger condition, generating a first message object for the data record, the first message object being associated with at least one compatible access channel; storing the first message object in a memory, the first message object being stored in association with a set of one or more message objects for the data record, wherein the first set defines an order for the one or more message objects; detecting a data record operation via a first access channel; retrieving, from the memory, at least one message object of the set that is associated with the first access channel; and causing the at least one message object to be delivered via the first access channel.

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23-04-2024 дата публикации

System and method for processing instructions associated with one or more data transfers

Номер: US11966491B2
Принадлежит: Toronto Dominion Bank

Messaging servers, methods and storage media for processing instructions associated with one or more data transfers are disclosed. Exemplary implementations may: receive, at a messaging server and from a computing device, a first unauthenticated message including data transfer instructions associated with the one or more data transfers; perform, by the messaging server, a verification process to authenticate the computing device in order to authenticate the data transfer instructions; assign, by the messaging server and based on authenticating the computing device, a conversation authentication identifier to the first unauthenticated message received from the computing device; and automatically assign, by the messaging server, the same conversation authentication identifier to subsequent unauthenticated messages between the computing device and the messaging server that are associated with the one or more data transfers. A system may authenticate and unify received messages to securely process data transfer instructions, for example from existing email clients.

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15-08-2019 дата публикации

Real-time authorization of initiated data exchanges based on tokenized data having limited temporal or geographic validity

Номер: US20190251544A1
Принадлежит: Toronto Dominion Bank

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authorize initiated exchanges of data based on tokenized data characterized by a limited temporal or geographic validity. For example, an apparatus may receive a first signal that includes first information identifying a first geographic position of a client device. The apparatus may also obtain a digital token representative of a pre-authorization of a data exchange between the client device and a terminal device during a corresponding temporal interval. The terminal device may, for example, be disposed within a geographic region that includes the first geographic position of the client device. The apparatus may generate and transmit a second signal that includes the digital token to the client device. In some examples, the apparatus may transmit the second signal being through a programmatic interface associated with an application program executed by the client device.

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05-03-2024 дата публикации

Systems for enabling tokenized wearable devices

Номер: US11921836B2
Принадлежит: Toronto Dominion Bank

A method for authenticating a wearable device is disclosed. The method includes: receiving, from a tokenization service provider (TSP), a signal representing a first code derived by the TSP from decrypting a security token previously provisioned in the computing device, wherein the security token was received at a terminal from the computing device and transmitted to the TSP; obtaining, based on the received signal representing the first code, a device identifier of the computing device and an identifier of an account; querying a device database to verify that the computing device is associated with a first status; verifying that the account is enabled for an operation initiated using the computing device; and transmitting an authorization message to the terminal, the authorization message authorizing the operation.

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19-10-2023 дата публикации

System and method for establishing secure communication between applications

Номер: US20230336545A1
Принадлежит: Toronto Dominion Bank

A computer-implemented method is disclosed. The method includes: receiving, via a first application, a request to connect a first data record associated with the first application on a computing device with a second data record associated with a second application on the computing device; establishing a secure data communication channel between the first application and the second application; receiving, via the first application, a request for transfer of data between the first application and the second application; and in response to receiving the request, transmit, by the first application to the second application via the secure data communication channel, a message comprising the second device token using a trusted link associated with the second application.

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12-03-2024 дата публикации

System and method for automated deposit item handling

Номер: CA3017151C
Принадлежит: Toronto Dominion Bank

A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer- readable media are also disclosed.

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27-11-2022 дата публикации

Systems and methods for configuring resource transfers

Номер: CA3119817A1
Принадлежит: Toronto Dominion Bank

A computer-implemented method is disclosed. The method includes: receiving, via a client device, a request to configure a resource transfer of a first type; determining a first set of themes associated with resource transfers of the first type; and providing, for display on the client device, a user interface for configuring the resource transfer with theme data for a theme, wherein providing the user interface includes: displaying at least a subset of the first set of themes; receiving, via the client device, a selection of one of the themes of the displayed subset; obtaining an indication of available multimedia content items associated with the selected theme; and graphically presenting user interface elements corresponding to the multimedia content items via the user interface.

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23-05-2024 дата публикации

Systems and methods for configuring resource transfers

Номер: US20240169330A1
Принадлежит: Toronto Dominion Bank

A computer-implemented method is disclosed. The method includes: providing, for display on a client device, a graphical user interface for configuring resource transfers with theme data for a theme, wherein providing the graphical user interface includes: receiving, via the client device, a selection of a theme associated with a first type; determining multimedia content items to present via the graphical user interface based on the selected theme and a mapping of message themes to available multimedia content items; and graphically presenting, via the graphical user interface, one or more user interface elements corresponding to the multimedia content items in a message composition view for a message, and causing a message composed via the message composition view and a concurrent transfer of resources comprising stored value associated with the message to be sent.

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24-03-2020 дата публикации

Recycling value instruments in an automated teller machine

Номер: CA3018372A1
Принадлежит: Toronto Dominion Bank

A computer system for recycling value instruments in an automated teller machine has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a value instrument obtained by an automated teller machine for deposit. The image of the value instrument is analyzed to determine its condition. Then, based on the condition of the value instrument, it may be determined that the value instrument is suitable for recycling to fulfill withdrawals. Upon determining that the value instrument is suitable for recycling to fulfill withdrawals, recycling of the value instrument by the automated teller machine is initiated and an indication reflecting the recycling is generated so as to influence when a next servicing of the automated teller machine will occur. Related methods and computer-readable media are also disclosed.

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09-01-2024 дата публикации

Automatic digital personal assistant interjection for delaying data exchange outcomes

Номер: CA2981380C
Принадлежит: Toronto Dominion Bank

The present disclosure involves systems, software, and computer implemented methods for intercepting data exchange requests and automatically imposing a hold period while the data exchange is evaluated for a user profile initiating the request. One example system includ,es operations to detect a data exchange request prior to completion of the attempted data exchange, the data exchange request including information defining the attempted data exchange and associated wherein the attempted data exchange is associated with a particular user profile. A portion of the information is transmitted to a data exchange analysis system for execution of a user profile-specific data exchange analysis based on the information and a status of the user profile. A hold state is initiated for the data exchange request while the analysis is performed. The results of the analysis are presented and a confirmation to proceed is required before allowing the attempted data exchange to be processed.

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10-09-2020 дата публикации

Data management device, communication system and methods for tagging data in a data table and triggering automated actions

Номер: US20200285644A1
Принадлежит: Toronto Dominion Bank

A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.

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17-06-2021 дата публикации

System and Method for Tagging Data

Номер: US20210182337A1
Принадлежит: Toronto Dominion Bank

A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing, via the communications module, to a client device, an option to associate tags with an event, the option enabling a tag to be selected, created, or customized to add context to the event. The method also includes receiving via the communications module, from the client device, tagged data added by the client device, associating the tagged data with the event, and storing the tagged data in a database of tagged data from a plurality of client devices, the database of tagged data being associated with a plurality of events. The method also includes using the database of tagged data to generate or train an associative model, and using the associative model to generate at least one suggested tag based on associations between the plurality of client devices.

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26-03-2020 дата публикации

Recycling value instruments in an automated teller machine

Номер: US20200097710A1
Принадлежит: Toronto Dominion Bank

A computer system for recycling value instruments in an automated teller machine has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a value instrument obtained by an automated teller machine for deposit. The image of the value instrument is analyzed to determine its condition. Then, based on the condition of the value instrument, it may be determined that the value instrument is suitable for recycling to fulfill withdrawals. Upon determining that the value instrument is suitable for recycling to fulfill withdrawals, recycling of the value instrument by the automated teller machine is initiated and an indication reflecting the recycling is generated so as to influence when a next servicing of the automated teller machine will occur. Related methods and computer-readable media are also disclosed.

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15-10-2020 дата публикации

Recycling value instruments in an automated teller machine

Номер: US20200327318A1
Принадлежит: Toronto Dominion Bank

A computer system for recycling value instruments in an automated teller machine has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a value instrument obtained by an automated teller machine for deposit. The image of the value instrument is analyzed to determine its condition. Then, based on the condition of the value instrument, it may be determined that the value instrument is suitable for recycling to fulfill withdrawals. Upon determining that the value instrument is suitable for recycling to fulfill withdrawals, recycling of the value instrument by the automated teller machine is initiated and an indication reflecting the recycling is generated so as to influence when a next servicing of the automated teller machine will occur. Related methods and computer-readable media are also disclosed.

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30-04-2024 дата публикации

System and method for providing trusted links between applications

Номер: US11972029B2
Принадлежит: Toronto Dominion Bank

A system and method are provided for providing trusted links between applications. The method is executed by a registry server device. The method includes storing in a database coupled to the registry server device, query parameters for a plurality of applications; receiving, from a first application, a first request to obtain a trusted link to communicate with a second application; providing the trusted link, wherein the trusted link is signed by the registry server device and identifies one or more query parameters of the first request; sending to the first application, a first response comprising the trusted link; receiving, from the second application, a second request to verify, at least in part, permissions defined by the one or more query parameters identified based on to the trusted link; and sending to the second application a second response comprising a result of the verification that enables the second application to verify that the signed trusted link was not tampered with and that the one or more query parameters of the first request have not been tampered with.

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30-07-2024 дата публикации

System and method for establishing secure communication between applications

Номер: US12052238B2
Принадлежит: Toronto Dominion Bank

A computer-implemented method is disclosed. The method includes: receiving, via a first application, a request to connect a first data record associated with the first application on a computing device with a second data record associated with a second application on the computing device; establishing a secure data communication channel between the first application and the second application; receiving, via the first application, a request for transfer of data between the first application and the second application; and in response to receiving the request, transmit, by the first application to the second application via the secure data communication channel, a message comprising the second device token using a trusted link associated with the second application.

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20-07-2023 дата публикации

System and Method for Providing Trusted Links Between Applications

Номер: US20230229814A1
Принадлежит: Toronto Dominion Bank

A system and method are provided for providing trusted links between applications. The method is executed by a registry server device. The method includes storing in a database coupled to the registry server device, query parameters for a plurality of applications; receiving, from a first application, a first request to obtain a trusted link to communicate with a second application; providing the trusted link, wherein the trusted link is signed by the registry server device and identifies one or more query parameters of the first request; sending to the first application, a first response comprising the trusted link; receiving, from the second application, a second request to verify, at least in part, permissions defined by the one or more query parameters identified based on to the trusted link; and sending to the second application a second response comprising a result of the verification that enables the second application to verify that the signed trusted link was not tampered with and that the one or more query parameters of the first request have not been tampered with.

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29-08-2023 дата публикации

Real-time authorization of initiated data exchanges based on dynamically generated tokenized data

Номер: CA3000493C
Принадлежит: Toronto Dominion Bank

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authorize initiated exchanges of data in real-time based on dynamically generated tokenized data. For example, an apparatus may receive first positional data identifying a first geographic position of a client device and based on the first positional data, the apparatus may determine a value of a parameter characterizing an exchange of data between the client device and a terminal device disposed proximate to the client device during a temporal interval. The apparatus may transmit data requesting a pre-authorization of the data exchange to a computing system, which perform operations that pre-authorize the data exchange in accordance with the parameter value and transmit a digital token representative of the pre-authorized data exchange to the terminal device. The digital token may be valid during the temporal interval and may include a cryptogram associated with the client device.

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10-01-2019 дата публикации

Supplementary data display during browsing

Номер: US20190012726A1
Принадлежит: Toronto Dominion Bank

Device and methods are described for obtaining supplementary data based on a document retrieved at an electronic device. In an aspect, a processor is configured to: establish a communications session via the communication interface with a first server based on authorization information received at the input interface, the authorization information associated with a profile stored at the first server; parse a first document retrieved by the application module to identify one or more attributes; during the communications session, transmit a signal to the first server via the communication interface, the signal representing a first supplementary data request, the first supplementary data request based on one or more of the identified attributes for the first document; receive first supplementary data from the first server, the first supplementary data based on the profile; and display on the display the first supplementary data in association with related data from the first document.

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25-07-2023 дата публикации

Data management device, communication system and methods for tagging data in a data table and triggering automated actions

Номер: CA3136968C
Принадлежит: Toronto Dominion Bank

A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The autotagging rules may include heuristic rules learned from user behavior and based on one or more of the plurality of fields of the record. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.

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04-07-2024 дата публикации

System and method for processing instructions associated with one or more data transfers

Номер: US20240220653A1
Принадлежит: Toronto Dominion Bank

Messaging servers, methods and storage media for processing instructions associated with one or more data transfers are disclosed. Exemplary implementations may: assign, by a messaging server and in response to authentication of a computing device, a conversation authentication identifier to a first unauthenticated message received from the computing device, the first unauthenticated message including data transfer instructions associated with the one or more data transfers; analyze, by the messaging server, a subsequent unauthenticated message from the computing device to determine that the subsequent unauthenticated message is associated with the one or more data transfers; and automatically assign, by the messaging server, the same conversation authentication identifier to the subsequent unauthenticated message that is determined to be associated with the one or more data transfers. A system may authenticate and unify received messages to securely process data transfer instructions, for example from existing email clients.

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