14-03-2019 дата публикации
Номер: US20190080322A1
Принадлежит:
This disclosure includes devices, systems, and methods for providing a virtual check blank. The virtual check blank includes data tags, including an issuer data tag, the issuer data tag including issuer check data and an issuer digital signature, and check image data configured to generate an image related to the virtual check blank and at least some of the data tags. The virtual check blank is configured to be modified by a payer in a transaction, wherein the virtual check blank is configured to add a payer data tag of the data tags, the payer data tag including: the issuer data tag, payer check data, a payer digital signature. 1. (canceled)2. A system , comprising: a user interface', 'a processor;', 'a network interface; and', [ an issuer data tag, the issuer data tag including an issuer data and an issuer digital signature; and', 'image data to generate a legal document related to the data structure and the issuer data tag; and, 'receive, via the network interface, a data structure from an issuer platform, the data structure comprising, 'receive, via the user interface, user data for inclusion in the data structure;', the data structure;', 'the user data;', 'a user digital signature; and', 'a service digital signature from the issuer platform;', 'wherein the image data is further configured to present the data structure and the user data as the legal document;, 'create a data tag, comprising, 'transmit the data tag to a payee platform, wherein the data tag is configured to be modified with a payee digital signature for transmission to a deposit service., 'a non-transitory computer readable medium comprising instructions which, when implemented by the processor, cause the processor to perform operations comprising], 'a payer platform, comprising3. The system of claim 2 , wherein the data tag is further configured to iteratively add additional user data from third party recipients of the data tag.4. The system of claim 3 , wherein the data tag is configured to ...
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