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Небесная энциклопедия

Космические корабли и станции, автоматические КА и методы их проектирования, бортовые комплексы управления, системы и средства жизнеобеспечения, особенности технологии производства ракетно-космических систем

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Мониторинг СМИ

Мониторинг СМИ и социальных сетей. Сканирование интернета, новостных сайтов, специализированных контентных площадок на базе мессенджеров. Гибкие настройки фильтров и первоначальных источников.

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Применить Всего найдено 14. Отображено 14.
30-03-2023 дата публикации

METHODS AND SYSTEMS FOR PROVIDING PERSONALIZED, REAL-TIME INFORMATION BASED ON REMOTELY RETRIEVED INFORMATION

Номер: US20230097380A1
Автор: Katherine FORRESTER, Nicholas DOLLE, Xiaoxiang ZHANG, Kurt JOHNSON, Jeffrey WHALEN, David GRAY, Shaun WEBB, Maninder SURI, Ruhaab MARKAS
Принадлежит: Capital One Services, LLC

This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at ...

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Номер записи: 1
23-06-2022 дата публикации

METHODS AND SYSTEMS FOR PROVIDING PERSONALIZED, REAL-TIME INFORMATION BASED ON REMOTELY RETRIEVED INFORMATION

Номер: US20220198557A1
Автор: Katherine FORRESTER, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
Принадлежит: Capital One Services, LLC

This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at ...

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Номер записи: 2
05-02-2015 дата публикации

SYSTEMS AND METHODS FOR PROVIDING USER-CONTROLLED AUTOMOBILE FINANCING

Номер: US20150039490A1
Автор: Chiagouris Steven G., Childs Kenneth S., Dolle Nicholas, Eberle Patrick A., FORRESTER KATHERINE D., Hartzmark JoAnna R., Johnson Kurt, Zhang Xiaoxiang
Принадлежит: CAPITAL ONE FINANCIAL CORPORATION

Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process. 1. A system for providing financing for a sale of an item in the form of a loan , the system comprising:a memory storing instructions; and receive an indication that a buyer seeks to secure approved loan financing to purchase an item in advance of the purchase;', 'receive personal information associated with the buyer;', 'perform a risk assessment of the prospective buyer based on the received personal information;', 'provide qualification information to the prospective buyer, wherein the qualification information comprises at least an approved loan amount and a range of possible interest rates for the financed loan;', 'receive information relating to a specific item that the buyer seeks to purchase using the approved loan amount;', 'provide additional financing information associated with the specific item;', 'match the buyer with a dealer for the specific item; and', 'provide the buyer with remote access to the financing information, wherein the buyer retains the ability to alter terms of the financing during a negotiation with the dealer., 'a processor configured to execute the instructions to2. The system of claim 1 , wherein the processor is further configured to execute the instructions to ...

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Номер записи: 3
27-02-2020 дата публикации

SYSTEMS AND METHODS FOR PROVIDING USER-CONTROLLED AUTOMOBILE FINANCING

Номер: US20200065898A1
Автор: Chiagouris Steven G., Childs Kenneth S., Dolle Nicholas, Eberle Patrick A., FORRESTER KATHERINE D., Hartzmark JoAnna R., Johnson Kurt, Zhang Xiaoxiang
Принадлежит: Capital One Services, LLC

Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process. 131-. (canceled)32. A method for providing an interface for a mobile device to update financing terms for a loan and configured to purchase a vehicle , the method comprising:providing, to a mobile device, user interface instructions for displaying an interface on the mobile device for a buyer to purchase a vehicle;receiving, via the interface of the mobile device, a search request including information relating to a class of vehicles that the buyer seeks to purchase;determining, from an inventory of one or more dealer systems, that one or more dealers has a vehicle relating to the search request in inventory;providing, via the interface of the mobile device, information identifying the one or more dealers and each respective vehicle;receiving, via the interface of the mobile device, a selection from the buyer from the provided information of the one or more dealers;transmitting a notice to a dealer system associated with the selected dealer that the buyer selected the respective vehicle and the respective dealer, whereby the notice further includes a set of prequalification loan terms for the buyer;receiving a notification that at least one prequalification loan term for the buyer changed; ...

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Номер записи: 4
29-03-2018 дата публикации

Systems and methods for providing user-controlled automobile financing

Номер: US20180089757A1
Автор: JoAnna R. Hartzmark, Katherine D. Forrester, Kenneth S. Childs, Kurt Johnson, Nicholas Dolle, Patrick A. Eberle, Steven G. Chiagouris, Xiaoxiang Zhang
Принадлежит: Capital One Services LLC

Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.

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Номер записи: 5
10-05-2018 дата публикации

SYSTEMS AND METHODS FOR EXPORTING AUTO FINANCE INFORMATION

Номер: US20180130127A1
Автор: Dolle Nicholas, Forrester Katherine, Gray David, Johnson Kurt, Markas Ruhaab, Suri Maninder, Webb Shaun, Whalen Jeffrey, Zhang Xiaoxiang
Принадлежит: CAPITAL ONE FINANCIAL CORPORATION

This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item. 1. A financial service system for providing personalized financing information for incorporation into a dealership website , comprising:memory hardware storing instructions; and receive, from a dealership server via an Application Programming Interface (API) configured to provide real-time financing information determinations, a loan request submitted to the dealership server via the dealership website, the loan request including at least buyer identification information, buyer financial information, and one or more buyer loan preferences;', 'receive, in real-time from the dealership server and in response to the buyer selecting a vehicle from the inventory listing, vehicle information associated with the selected vehicle;', 'determine financing information in response to the buyer selection based on the buyer financial information, received vehicle information, and the one or more buyer loan preferences, comprising prospective financing terms for the selected ...

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Номер записи: 6
23-07-2015 дата публикации

SYSTEMS AND METHODS FOR EXPORTING AUTO FINANCE INFORMATION

Номер: US20150206234A1
Автор: Dolle Nicholas, Forrester Katherine, Gray David, Johnson Kurt, Markas Ruhaab, Suri Maninder, Webb Shaun, Whalen Jeffrey, Zhang Xiaoxiang
Принадлежит: CAPITAL ONE FINANCIAL CORPORATION

This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item. 1. A financial service system for providing personalized financing information for incorporation into a dealership website via an API , comprising:memory hardware storing instructions; and receive, from a dealership server via a real-time API configured to provide financing information determinations, a loan request for a buyer that includes at least buyer identification information, buyer financial information, and information associated with at least one item contained within an inventory listing presented on a dealership website associated with the dealership server;', 'determine financing information comprising prospective financing terms for the at least one item based on at least the loan request; and', 'provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, wherein the determined financing information comprises prospective financing terms information corresponding to each of the ...

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Номер записи: 7
18-06-2020 дата публикации

SYSTEMS AND METHODS FOR EXPORTING AUTO FINANCE INFORMATION

Номер: US20200193515A1
Автор: Dolle Nicholas, Forrester Katherine, Gray David, Johnson Kurt, Markas Ruhaab, Suri Maninder, Webb Shaun, Whalen Jeffrey, Zhang Xiaoxiang
Принадлежит: Capital One Services, LLC

This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item. 120.-. (canceled)21. A financial service system for providing personalized financing information determinations , comprising:memory hardware storing instructions; and providing an Application Programming Interface (API) that is accessible by a dealership server and configured to provide personalized financing information determinations to the dealership server;', personal identification information of the buyer;', 'personal financial information of the buyer; and', 'information associated with an inventory item listed on the dealership website;, 'receiving, from the dealership server, a loan request from a buyer via a dealership website associated with the dealership server, the loan request comprising, the inventory item;', 'the personal identification information of the buyer; and', 'the personal financial information of the buyer;, 'generating a personalized financing information determination based on the received loan request, the determination comprising ...

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Номер записи: 8
04-11-2021 дата публикации

Adjustable decorative book cover

Номер: US20210339550A1
Автор: Robert Melbourne Forrest, Sarah Katherine Forrest
Принадлежит: Individual

A decorative book cover with only one folded front flap and an evenly spaced grid printed on the inside surface that can be used to cover books of all sizes and binding types and give them a uniform, color-coordinated, decorative effect for styled shelves and displays. The front panel of a books cover can be inserted in the front flap of the cover so that the cover can be pulled tight around the book and wrapped just like a normal cover and the back flap then folded like a classic paper dust jacket and then easily removed and fitted to another book of a different size; the printed grid allows for easily trimming the cover down for odd sized books.

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Номер записи: 9
29-11-2022 дата публикации

Methods and systems for providing personalized, real-time information based on remotely retrieved information

Номер: US11514520B2
Автор: David Gray, Jeffrey Whalen, Katherine Forrester, Kurt Johnson, Maninder Suri, Nicholas Dolle, Ruhaab Markas, Shaun WEBB, Xiaoxiang Zhang
Принадлежит: Capital One Services LLC

This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.

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Номер записи: 10
04-06-2024 дата публикации

Systems and methods for providing user-controlled automobile financing

Номер: US12002089B2
Автор: JoAnna R. Hartzmark, Katherine D. Forrester, Kenneth S. Childs, Kurt Johnson, Nicholas Dolle, Patrick A. Eberle, Steven G. Chiagouris, Xiaoxiang Zhang
Принадлежит: Capital One Services LLC

Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.

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Номер записи: 11
14-04-2022 дата публикации

Systems and methods for providing user-controlled automobile financing

Номер: US20220114662A1
Автор: JoAnna R. Hartzmark, Katherine D. Forrester, Kenneth S. Childs, Kurt Johnson, Nicholas Dolle, Patrick A. Eberle, Steven G. Chiagouris, Xiaxiang ZHANG
Принадлежит: Capital One Services LLC

Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.

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Номер записи: 12
24-10-2024 дата публикации

Systems and methods for providing user-controlled automobile financing

Номер: US20240354847A1
Автор: JoAnna R. Hartzmark, Katherine D. Forrester, Kenneth S. Childs, Kurt Johnson, Nicholas Dolle, Patrick A. Eberle, Steven G. Chiagouris, Xiaoxiang Zhang
Принадлежит: Capital One Services LLC

Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.

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Номер записи: 13
20-08-2024 дата публикации

Methods and systems for providing personalized, real-time information based on remotely retrieved information

Номер: US12067616B2
Автор: David Gray, Jeffrey Whalen, Katherine Forrester, Kurt Johnson, Maninder Suri, Nicholas Dolle, Ruhaab Markas, Shaun WEBB, Xiaoxiang Zhang
Принадлежит: Capital One Services LLC

This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.

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Номер записи: 14