06-10-2016 дата публикации
Номер: US20160292686A1
Автор:
Prasanna Laxminarayanan,
Simon Law,
Anjana Surin,
Erick Wong,
LAXMINARAYANAN PRASANNA,
LAW SIMON,
SURIN ANJANA,
WONG ERICK,
Laxminarayanan Prasanna,
Law Simon,
Surin Anjana,
Wong Erick
Принадлежит:
Authentication systems and methods are provided for credential activation and/or provisioning. A transaction is made by a transaction processor to a user's credential account that contains a value and an activation code. The user retrieves the activation code from his or her account and provides it to the transaction processor. If the activation codes match, the credential may be activated. 1. A method comprising:receiving, by a server computer, a request to activate a credential, wherein the credential allows access to a resource by a user;performing, by the server computer, a first authentication process of the user;determining, by the server computer, that a second authentication process of the user is necessary; generating, by the server computer, an authorization request message comprising a value and an activation code;', 'sending, by the server computer, the authorization request message to an authorizing entity computer associated with the credential;', 'receiving, by the server computer, an authorization response message approving of the authorization request message;', 'sending, by the server computer, a notification message notifying the user to retrieve the activation code;', 'receiving, by the server computer, the activation code; and', 'determining, by the server computer, that the received activation code matches the generated activation code; and, 'performing, by the server computer, the second authentication process of the user, wherein the second authentication process comprisesafter performing the second authentication process of the user, activating the credential.2. The method of claim 1 , wherein the credential is a token.3. The method of claim 1 , wherein activating the credential comprises provisioning the credential to a device operated by the user.4. The method of claim 1 , further comprising:sending, by the server computer, an activation message notifying the user that the credential is activated.5. The method of claim 1 , wherein the ...
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