11-03-2021 дата публикации
Номер: US20210073704A1
Принадлежит:
An embodiment of the present invention is directed to a feedback-based system and methodology for dynamic lightweight personalized analytics (DLPA). Disclosed embodiments include a process for dynamically leveraging various inputs such as behavioral and other analytics types, and using a small number of dynamically adjusted parameters, a small memory footprint and optimal computation, to deliver behavioral and other suggestions for customer behavior. In addition, certain actions are cancelled, prior to their completion, based on new, dynamically discovered customer behaviors. 1. A system for providing dynamic lightweight personalized analytics (DLPA) , the system comprising:an interface that receives one or more inputs via an enterprise payments services bus;a data store that stores and manages DLPA metrics; and receiving one or more customer parameters and remittance trends;', 'accessing, via a customer account database, one or more key performance indicators (KPIs);', 'accessing one or more DLPA metrics; wherein the DLPA metrics are impacted by one or more responses to a customer remittance suggestion;', setting DLPA default values for time window (TW);', 'for the time window, calculate a new KPI in a KPI array;', 'applying a favorability metric that determines whether to keep a current metric or remove the current metric;, 'adjusting each of the one or more DLPA metrics for a predetermined time window for an individual customer; the step of adjusting comprising, 'dynamically processing a plurality of transaction data based on the one or more adjusted DLPA metrics to achieve memory conservation and optimal computation;', 'based on the processing step, generating a set of remittance suggestions and financial suggestions; and', 'communicating the set of remittance suggestions and financial suggestions., 'a dynamic lightweight personalized analytics engine comprising a computer processor and coupled to the interface, the computer processor configured to perform the ...
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