Automated optical-based system providing dynamic parametric flood impact cover and method thereof
Номер патента: EP4427185A1
Опубликовано: 11-09-2024
Автор(ы): Lukas SUNDERMANN
Принадлежит: Swiss Reinsurance Co Ltd
Опубликовано: 11-09-2024
Автор(ы): Lukas SUNDERMANN
Принадлежит: Swiss Reinsurance Co Ltd
Реферат: The invention relates to automated method (1) for providing a dynamic parametric cover to an individual in case of an occurrence of a flood event by using an adaptive risk-transfer structure based on physical flood event measurements. Using a predefined data structure, a geographic or topographic area to be covered is determined. Equally spaced network points are generated over said geographic and/or topographic area providing a meshed network of network points having a definable mesh size and covering the whole geographic and/or topographic area. After an occurrence of a flood event, for an affected area of said geographic and/or topographic area the total number of network points within the affected area is aggregated and the affected area of said geographic and/or topographic area is measured based on measuring a flooding at each network point of the meshed network within the affected area based on the flood map, wherein network points measured as flooded are contributing to the measured affected area while network points measured as not flooded are not contributing to the measured affected area.
Automated optical-based system providing dynamic parametric flood impact cover and method thereof
Номер патента: US20240077646A1. Автор: Lukas SUNDERMANN. Владелец: Swiss Reinsurance Co Ltd. Дата публикации: 2024-03-07.